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RECENT BLOG POSTS

How To Replace Cracked, Dirty Grout

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Tile is among the most versatile home surfacing materials. It can be as functional and good-looking on your home’s walls as it can be on counter tops, adding a polished look to your kitchen or bathrooms. Tile is also easy-to-clean — so long as it’s well-maintained. Proper tile cleaning is more th...

03/27/2012

How To Keep A Stainless Steel Product Shining

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With their sleek, modern look, over the past 10 years, stainless steel appliances have move from “hot trend” to commonplace. However, as any homeowner with stainless steel appliances will tell you, to keep a stainless steel surface free from marks, drips and fingerprints can be a futile exercise....

03/07/2012

Home Affordability Reaches An All-Time High

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Home affordability moved higher last quarter, boosted by the lowest mortgage rates in history, a rise in median income, and slow-to-recover home prices throughout the country. According to the National Association of Home Builders, the quarterly Home Opportunity Index read 75.9 in 2011′s fourth...

03/06/2012

New Home Supply Falls To 5.6 Months

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The new construction market rolls on. As foreshadowed by February’s Homebuilder Confidence survey, which rose to a 4-year high, the Census Bureau reports new homes are selling more quickly than builders have built them, lowering the national “home supply” to levels not seen since 2006. A “new...

02/27/2012

Fewer Jobless Claims Suggests Higher Home Prices Ahead

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Economists believe the strength of the 2012 housing market will be closely tied to jobs. If they’re right, the housing market is ripe for a boost. It spells good news for home sellers and may mean the end of bargain-basement prices for buyers. Since peaking in mid-2009, the number of U.S. work...

02/15/2012

With Retail Sales And Consumer Confidence Rising, Home Prices Are Expected To Follow

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The U.S. economy continues to show signs of a rebound. According to the Census Bureau, Retail Sales climbed to $329 billion last month on a seasonally-adjusted basis, excluding automobiles. January’s data marks the 18th time in 19 months that Retail Sales rose, a run that’s increased total s...

02/15/2012

HOME OWNERS !!! Maryland Mortgage Interest Deduction in JEOPARDY! Help Save MD's MID (Mortgage Interest Deduction)

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All the home owners Must act NOW. THis may take a way American Dream through entire country. All the Home owners Must write to their repsenative and portest this porposal. If they would not hear from Home owners this might take in effect. Please ACT NOW!!! Under the Governor’s proposed Budget R...

02/15/2012

Revamped HARP : Unlimited Loan-to-Value And Same Great Rates

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The government’s new, revamped HARP program is 6 weeks from release. Homeowners nationwide are gearing up to refinance. HARP is an acronym. It stands for Home Affordable Refinance Program. HARP is the government’s loan product for “underwater homeowners”. HARP makes current mortgage rates avail...

02/10/2012

Quick Tips : Boost Your Credit Score For Better Mortgage Rates

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Credit scores play a huge role in today’s mortgage market — larger than at any time in recent history. Blame it on the high default rates of the last half-decade. Lenders are reserving their lowest rates for the customers most likely to make on-time repayments. Mortgage rates are at an all-ti...

02/09/2012

Banks Start To Loosen Up In Underwriting

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After a half-decade of tightening mortgage guidelines, banks are starting to “loosen up”. The Federal Reserve conducts a quarterly survey of its member banks and, last quarter, not a single responding bank reported having tightened its mortgage guidelines for prime borrowers. A “prime borrowe...

02/07/2012