bank: Refinance Information in Wirtz, Virginia 24184 - 03/27/16 06:20 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia including Wirtz, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a plan.
Are you looking for cash out for a major … (2 comments)

bank: Refinance Information in Franklin County, Virginia 24151 - 03/27/16 05:33 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a plan.
Are you looking for cash out for a … (2 comments)

bank: Refinance Information in Bedford, Virginia 24523 - 03/27/16 05:23 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Bedford, Virginia in Bedford County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a plan.
Are you … (3 comments)

bank: Refinance Information in Thaxton, Virginia 24174 - 03/27/16 05:11 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Thaxton, Virginia in Bedford County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a plan.
Are you … (2 comments)

bank: Refinance Information in Goodview, Virginia 24095 - 03/27/16 05:00 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Goodview, Virginia in Bedford County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a plan.
Are you … (1 comments)

bank: Refinance Information in Stewartsville, Virginia 24179 - 03/27/16 04:39 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Stewartsville, Virginia in Bedford County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a plan.
Are you … (1 comments)

bank: It's Open Mic Night at the Mill Iron Grill ! - 03/26/16 11:18 AM
I'm starting this blog sitting in a booth listening to LIVE  music and nibbling on delicious mushroom poppers on a Saturday night.  The waitress, Crystal, just brought me a steak salad and it is a plate FULL.   The steak is so tender, you can cut it with a butter knife.   Does it sound like I am having FUN ?
My husband is tapping his foot and rockin' to the music.   His basket of chicken fingers and fries just came and he's having FUN too.   Excuse me, . . . . . . . . . . . . . … (1 comments)

bank: Refinance Information in Bedford County, Virginia 24523 - 03/26/16 08:29 AM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding area including the unincorporated areas of Bedford County, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a … (2 comments)

bank: I do Doublewide Mortgages and Refinances in Virginia ! - 03/26/16 07:36 AM
ATTENTION ALL VIRGINIANS BUYING A DOUBLEWIDE
OR REFINANCING A DOUBLEWIDE !
 
I get this question all the time on the phone, in emails and from folks coming in to see me in my office so I want to make sure everybody gets this message.
 
I do Doublewide Mortgages
 
and Refinances in Virginia !
 
There; . . . . . I hope that clears up any questions or misunderstandings.   I do a lot of mortgages in Virginia and a large portion of them are doublewides. There are some really nice models out these days.   In a lot of areas around here, there are more doublewides … (3 comments)

bank: GRANT program, . . . . . FREE MONEY ! . . . . . Update for Realtors - 03/26/16 04:33 AM
I have been inundated with calls, emails and Realtor questions about the FREE MONEY available through the mortgage down payment GRANT program here in  V I R G I N I A  that I announced to everyone in my post; 
Up To $ 8,000.00 in FREE MONEY Available! Better Contact Me NOW!
I am thrilled with the number of people and Realtors that are taking advantage of this fabulous offer.   YES, it means a lot more work for me and hopefully, a little bump in my paycheck but there's a BIGGER reason I am so happy.   This program is designed to help … (3 comments)

bank: Refinance Information in Huddleston, Virginia 24104 - 03/26/16 01:44 AM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Huddleston, Virginia in Bedford County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a plan.
Are you … (1 comments)

bank: Refinance Information in Moneta, Virginia 24121 - 03/25/16 01:06 AM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Moneta, Virginia in Bedford County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a plan.
Are you … (0 comments)

bank: Refinance Information in Pittsville, Virginia 24139 - 03/25/16 12:12 AM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Pittsville, Virginia in Pittsylvania County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a plan.
Are you … (1 comments)

bank: Up To $ 8,000.00 in FREE MONEY Available ! Better Contact Me NOW ! - 03/24/16 07:43 AM
WOW, did I get your attention with that title ?   I hope so !   Is this for real,  you're asking yourself.   It is absolutely real  but, . . . . . and there's always a BUT; . . . . . this is for a LIMITED TIME  !   YOU need to contact ME for more details and to see if you qualify, . . . . . and you need to do it NOW !
This money will not last indefinitely so I cannot guarantee I will still have it available if you wait until tomorrow or next week … (9 comments)

bank: To Lock or Not To Lock, That Is The Question ! - 03/21/16 06:49 PM
It's Friday, mid afternoon and I call my client.   I'm trying to reach her because we have her loan package all but done.   The time has come for her to make a decision.   Should she lock in her interest rate or let her loan sit over the weekend in hopes the rate might drop by Monday morning.
Does she want the rate I have today or does she want to wait ?   I can't reach her so I leave her a message.   If I'm going to lock this rate, I need her to tell me to go … (1 comments)

bank: Help me please ! "Soles For Souls" needs your help today ! - 03/21/16 05:40 PM
Now I know if your closet floor looks like mine, . . . . . Yep, it's a mess.   When I open the closet door, there's a mess of shoes right there.   Some I've hardly even worn and some are well broken in.   But I'm going to clean my closet out this year and those shoes, . . . . . well, they are going to a great cause !
Have you heard of this ?   "Soles For Souls", is a catchy name for a worthwhile agency.   So, I ask you; will you "Help me please ?" … (9 comments)

bank: Don't forget, TORNADO DRILL TODAY 03-22-2016 at 9:45am - 03/21/16 05:02 PM
Yes folks, it's that time of year again.   Tornado season is just around the corner and it's time to get prepared.   Do you have your emergency kit with water, batteries etc. ready ?   Do you have a meeting point that EVERYBODY  in your family knows to go to in case of an emergency ?
The time is NOW and TODAY to practice these things BEFORE  it is too late ! We all saw the horrible destruction and deaths caused by the recent tornado touch down in Appomattox County.   We all remember seeing similar damages in Pulaski County not … (5 comments)

bank: The Franklin County Moonshine Fest is coming soon! Make plans NOW ! - 03/21/16 12:56 AM
Get ready folks, it's that time of year again.   It's time for the Franklin County Moonshine Fest !   Yeee haaaa !   For you folks that have NEVER  tried a little "shine", here's your chance.   Get this, it even comes in flavors for those of you with a discerning palate !   So, come on down !
The Franklin County Moonshine Fest is on April 22nd and 23rd in Rocky Mount, Virginia.   On Friday night, there will be a concert AND some good ol' shine tastin'  for those brave enough to try some.   It's locally distilled.
All day … (5 comments)

bank: Refinance Information in Gretna, Virginia 24557 - 03/16/16 01:06 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Gretna, Virginia in Pittsylvania County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a … (1 comments)

bank: What's the difference - Pre-Approved vs Pre-Qualified - 03/15/16 12:51 PM
Once again, my friend, Joseph Metzler has written an excellent blog posting on a critical mortgage point.   He has a habit of creating valuable posts and I am proud to repost it here in my blog.   Buyers and Realtors both can benefit from a better understanding of why "pre-APPROVED" is so important !
Everyone knows it is smart to get lender Pre-Approved before starting to look for a home, yet many people are actively looking at homes thinking they are Pre-Approved, when in reality, they are only Pre-Qualified.
Pre-Approved or Pre-Qualified? So what is the difference?
 
As a Loan Officer … (4 comments)

 
DEANNA C. SMITH CERTIFIED MOBILE NOTARY, Highest Ranked Certified Mobile Notary in Virginia (Certified Mobile Notary Signing Agent)

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