Real estate blog entries tagged with deanna early by DEANNA C. SMITH CERTIFIED MOBILE NOTARY, Highest Ranked Certified Mobile Notary in Virginia (Certified Mobile Notary Signing Agent)

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deanna early: Mortgage Information in Burnt Chimney, Virginia 24184 - 03/05/16 02:59 AM

My name is DEANNA EARLY and I am the Mortgage Loan Originator for Franklin County, Virginia including Burnt Chimney, Virginia. I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans. I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages. I do lot loans, construction loans, 203K loans and conventional mortgage loans. I also do refinancing for existing homes. I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based here in Virginia. The bank has been in business for over 100 years serving the banking and financial needs … (0 comments)

deanna early: Mortgage Information in Wirtz, Virginia 24184 - 03/05/16 02:51 AM

My name is DEANNA EARLY and I am the Mortgage Loan Originator for Franklin County, Virginia including Wirtz, Virginia. I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans. I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages. I do lot loans, construction loans, 203K loans and conventional mortgage loans. I also do refinancing for existing homes. I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based here in Virginia. The bank has been in business for over 100 years serving the banking and financial needs of … (0 comments)

deanna early: Mortgage Lender in Wirtz, Virginia 24184 - 03/05/16 02:47 AM

deanna early: Mortgage Lender in Franklin Heights, Virginia 24151 - 03/04/16 06:56 PM

My name is DEANNA EARLY and I am the Mortgage Loan Originator for Franklin County, Virginia including Franklin Heights, Virginia. I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans. I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages. I do lot loans, construction loans, 203K loans and conventional mortgage loans. I also do refinancing for existing homes. I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based here in Virginia. The bank has been in business for over 100 years serving the banking and financial needs … (0 comments)

deanna early: Mortgage Information in Franklin Heights, Virginia 24151 - 03/04/16 06:46 PM

deanna early: Mortgage Information in Boones Mill, Virginia 24065 - 03/04/16 05:20 PM

My name is DEANNA EARLY and I am the Mortgage Loan Originator for Franklin County, Virginia including Boones Mill, Virginia. I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans. I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages. I do lot loans, construction loans, 203K loans and conventional mortgage loans. I also do refinancing for existing homes. I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based here in Virginia. The bank has been in business for over 100 years serving the banking and financial needs … (0 comments)

deanna early: Mortgage Lender in Boones Mill, Virginia 24065 - 03/04/16 05:03 PM

deanna early: Mortgage Information in Rocky Mount, Virginia 24151 - 03/04/16 04:40 PM

My name is DEANNA EARLY and I am the Mortgage Loan Originator for Franklin County, Virginia including Rocky Mount, Virginia. I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans. I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages. I do lot loans, construction loans, 203K loans and conventional mortgage loans. I also do refinancing for existing homes. I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based here in Virginia. The bank has been in business for over 100 years serving the banking … (1 comments)

deanna early: Mortgage Lender in Rocky Mount, Virginia 24151 - 03/04/16 03:16 PM

deanna early: Have you ever set a Guinness World Record ? Well, here's your chance - 03/04/16 06:30 AM

I know; you're already back pedalling. Do you have to be a world class athlete ? NO ! Do you have to have extraordinary skills ? NO ! Do you have to do something to make this happen ? Ah haaaa, . . . YES you do ! The next question is, . . . Can you ? Or will you ? And why wouldn't you ?
Have I got your attention yet ? OK, this is going to be fun and you're going to want to participate so I'm asking ALL of … (9 comments)

deanna early: How long does it take to close a mortgage loan? - 03/04/16 04:20 AM

I have re-blogged Joseph Metzler before because his posts are so "spot on". I hope buyers, and agents too, realize we do all we can to get deals closed as quick as possible but that is dependent on ALL parties to the transaction doing their part in a timely manner. Guarantee: Do your part and we'll do ours !
Getting a home mortgage loan in today's world is a cumbersome paperwork intensive process. Especially with all the recent regulatory changes added since the market crash.
Not everyone realizes how long the process takes, but this is good information to understand when setting … (5 comments)

deanna early: You're not obligated to do your loan with me just because we talked. - 03/03/16 11:25 PM

Here you are, thinking about a mortgage. Why else would you have been searching the Internet and come across this blog ? Is it for a purchase or are you considering refinancing your current home ? Are you ready to proceed ? Is your credit at the right level for you to qualify ?
You will notice, the questions already discussed have NOTHING to do with your actual home mortgage loan. These are things to go over and prepare for well before we get into income, employment and property questions. Doing a mortgage is so much … (3 comments)

deanna early: The clouds will clear and you will see the light. - 03/02/16 07:54 AM

I was just commenting another blogger's post and included that line. It just struck me as a powerful title and I wrote it down so I wouldn't forget it. People have been, are and may still be going through hard times and difficulties relating back to the housing crash of 2008 and 2009. So, why then would I, a Mortgage Loan Originator, even bring this up ?
Why would I mention something like this when I want to be upbeat ? It's because I have seen some folks lately that have turned things around. You know, . … (2 comments)

deanna early: Buying a home in Franklin County, Virginia ? - 03/02/16 06:02 AM

Did the title tickle a thought ? Have you considered buying a home in Franklin County, Virginia ? We have a lot to offer here and I would invite you to check us out. The county and me, too. Find out how living here can be a special experience with a community oriented overview.
My name is DEANNA EARLY and I am the LICENSED Mortgage Loan Originator for Franklin County, Virginia at American National Bank and Trust Company. I have been doing Virginia mortgages for purchases and refinances for over 30 years so read my "Virginia Mortgage … (3 comments)

deanna early: Big Announcement ! Business After Hours Is At My Office Thursday ! - 03/02/16 05:02 AM

It's official folks, I am hosting Business After Hours ! OK, of course it's not just me sponsoring it; I just wanted to see if you were paying attention. This is big news and I'm trying to make sure everyone knows they are invited.
American National Bank and Trust Company, in cooperation with Edward Jones, is sponsoring the Smith Mountain Lake Regional Chamber of Commerce Business After Hours next Thursday, March 17th at our main Rocky Mount, Virginia location. The event runs from 5pm to 7pm and will be an excellent opportunity to meet and greet other business professionals.
It … (5 comments)

deanna early: Am I wrong for the way I blog or do you want something I don't offer ? - 03/02/16 04:01 AM

This idea for a title and post came from responding to one of my best pals on ActiveRain. In fact, this blogger was the first person to ever comment or acknowledge my blog's existence so I owe him a debt of gratitude for his support from then until now. I also respect his opinions and professional commentary as should all of his readers. He did however, get me thinking.
In his daily blog, he did a posting on the four types of blogger he did not want to be. The subject was from an earlier post by someone … (9 comments)

deanna early: Today is the day we set the historical marker at Smith Mountain Lake ! - 03/02/16 03:12 AM

It is March 7, 2016 and at 11:00am the ceremonies will begin to set the historical marker at Smith Mountain Lake, Virginia. It will commemorate the occasion and pay tribute to all those that were involved in the creation, building and continued stewardship of this great community resource.
For those of you that are unfamiliar with Smith Mountain Lake in Virginia (I can't imagine there is such a person because I talk and blog about it all the time); it is a very special place. The lake is 22,000 acres with over 500 miles of beautiful shoreline nestled in the … (2 comments)

deanna early: Car Sales Are Up, but is that a good thing ? - 03/02/16 02:57 AM

Recently, I heard the news commentator announcing that car sales were up. Wooo hoooo ! Happy days are here again but wait a minute; . . is that really a good thing ? What does that mean ? I had to ponder this idea because sometimes what sounds good on the surface demands further scrutiny.
Before you get all wound up, no; I have nothing against car sales improving. An improving economy, more jobs leading to income to make such purchases and an improving public spirit are all great steps in the right direction but let's dig … (5 comments)

deanna early: Now that Astronaut Scott Kelly is back home, he better buy one NOW ! - 03/02/16 02:12 AM

Have you not been amazed by the ongoing exploits of American Astronaut Scott Kelly ? We have all seen his unbelievable photos from orbit showing everything from lightning storms, to the Aurora Borealis to his comical bits on late night TV. He has been a scientist, a pioneer and an inspiration to people all over the world. It has been an amazing journey for sure.
After being isolated from the earth for a year, some things have surely changed for Scott Kelly though. As soon as he landed, procedures began to test the reaction of his human body … (11 comments)

deanna early: Half a million in the bank and a 500 credit score, How can that be ? - 02/29/16 10:18 AM

Does this not sound impossible or at least ridiculous ? People are getting BAD advice out there and every time I come across someone like this, it scares me. I don't want to see anyone in financial hardship but when you're no where close; why would your credit score by so low ? BAD advice !
I work with people who are not financial scholars. I work with ordinary folks, like me; but some of this is just wrong. Another bank, which shall remain nameless, but it's a big one; got this person in such a deep … (3 comments)

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