local: How long does it take to close a mortgage loan?
- 03/04/16 04:20 AM
I have re-blogged Joseph Metzler before because his posts are so "spot on". I hope buyers, and agents too, realize we do all we can to get deals closed as quick as possible but that is dependent on ALL parties to the transaction doing their part in a timely manner. Guarantee: Do your part and we'll do ours ! Getting a home mortgage loan in today's world is a cumbersome paperwork intensive process. Especially with all the recent regulatory changes added since the market crash. Not everyone realizes how long the process takes, but this is good information to understand when setting … (5 comments)
local: You're not obligated to do your loan with me just because we talked.
- 03/03/16 11:25 PM
Here you are, thinking about a mortgage. Why else would you have been searching the Internet and come across this blog ? Is it for a purchase or are you considering refinancing your current home ? Are you ready to proceed ? Is your credit at the right level for you to qualify ? You will notice, the questions already discussed have NOTHING to do with your actual home mortgage loan. These are things to go over and prepare for well before we get into income, employment and property questions. Doing a mortgage is so much … (3 comments)
local: The clouds will clear and you will see the light.
- 03/02/16 07:54 AM
I was just commenting another blogger's post and included that line. It just struck me as a powerful title and I wrote it down so I wouldn't forget it. People have been, are and may still be going through hard times and difficulties relating back to the housing crash of 2008 and 2009. So, why then would I, a Mortgage Loan Originator, even bring this up ? Why would I mention something like this when I want to be upbeat ? It's because I have seen some folks lately that have turned things around. You know, . … (2 comments)
local: Buying a home in Franklin County, Virginia ?
- 03/02/16 06:02 AM
Did the title tickle a thought ? Have you considered buying a home in Franklin County, Virginia ? We have a lot to offer here and I would invite you to check us out. The county and me, too. Find out how living here can be a special experience with a community oriented overview. My name is DEANNA EARLY and I am the LICENSED Mortgage Loan Originator for Franklin County, Virginia at American National Bank and Trust Company. I have been doing Virginia mortgages for purchases and refinances for over 30 years so read my "Virginia Mortgage … (3 comments)
local: Big Announcement ! Business After Hours Is At My Office Thursday !
- 03/02/16 05:02 AM
It's official folks, I am hosting Business After Hours ! OK, of course it's not just me sponsoring it; I just wanted to see if you were paying attention. This is big news and I'm trying to make sure everyone knows they are invited. American National Bank and Trust Company, in cooperation with Edward Jones, is sponsoring the Smith Mountain Lake Regional Chamber of Commerce Business After Hours next Thursday, March 17th at our main Rocky Mount, Virginia location. The event runs from 5pm to 7pm and will be an excellent opportunity to meet and greet other business professionals. It … (5 comments)
local: Am I wrong for the way I blog or do you want something I don't offer ?
- 03/02/16 04:01 AM
This idea for a title and post came from responding to one of my best pals on ActiveRain. In fact, this blogger was the first person to ever comment or acknowledge my blog's existence so I owe him a debt of gratitude for his support from then until now. I also respect his opinions and professional commentary as should all of his readers. He did however, get me thinking. In his daily blog, he did a posting on the four types of blogger he did not want to be. The subject was from an earlier post by someone … (9 comments)
local: Today is the day we set the historical marker at Smith Mountain Lake !
- 03/02/16 03:12 AM
It is March 7, 2016 and at 11:00am the ceremonies will begin to set the historical marker at Smith Mountain Lake, Virginia. It will commemorate the occasion and pay tribute to all those that were involved in the creation, building and continued stewardship of this great community resource. For those of you that are unfamiliar with Smith Mountain Lake in Virginia (I can't imagine there is such a person because I talk and blog about it all the time); it is a very special place. The lake is 22,000 acres with over 500 miles of beautiful shoreline nestled in the … (2 comments)
local: Car Sales Are Up, but is that a good thing ?
- 03/02/16 02:57 AM
Recently, I heard the news commentator announcing that car sales were up. Wooo hoooo ! Happy days are here again but wait a minute; . . is that really a good thing ? What does that mean ? I had to ponder this idea because sometimes what sounds good on the surface demands further scrutiny. Before you get all wound up, no; I have nothing against car sales improving. An improving economy, more jobs leading to income to make such purchases and an improving public spirit are all great steps in the right direction but let's dig … (5 comments)
local: Half a million in the bank and a 500 credit score, How can that be ?
- 02/29/16 10:18 AM
Does this not sound impossible or at least ridiculous ? People are getting BAD advice out there and every time I come across someone like this, it scares me. I don't want to see anyone in financial hardship but when you're no where close; why would your credit score by so low ? BAD advice ! I work with people who are not financial scholars. I work with ordinary folks, like me; but some of this is just wrong. Another bank, which shall remain nameless, but it's a big one; got this person in such a deep … (3 comments)
local: WASTE, FRAUD and ABUSE !
- 02/26/16 05:54 AM
Are you not tired of hearing this same old cliche ? I know I am. I think it's time that we all said, "enough". This may be a great slogan at political election times but it has meaning for each of us in our daily lives too. Quick Background Information: American National Bank and Trust Company is a Virginia based community bank and has been providing financial services to Virginians for over 107 years. We didn't just start doing this yesterday. I, DEANNA EARLY, am a LICENSED Mortgage Loan Originator with over 30 years of experience. … (3 comments)
local: IT'S ELECTION DAY FOLKS, GET OUT AND VOTE, IT'S YOUR DUTY !
- 02/26/16 05:29 AM
Today is Tuesday, March 1, 2016 and it's Election Day in Virginia. It is a day when you and I, individual citizens of the United States of America, have the opportunity to express our personal desire as to who we want to be the next leader of this great country. It is not something to take lightly. The right to vote and pick the leadership both locally and nationally is a birthright and a duty of every American. I will do my duty today and I hope that you will join me and step up to do yours. … (5 comments)
local: THE INSIDE STORY !
- 02/26/16 04:41 AM
I thought this was an excellent title to write behind because it could lead in so many different directions. Don't you want to know "The Inside Story" ? Of course you do. It's like having a special lane all your own on the highway. It's knowing the best information you can get on any subject. I want to divulge "The Inside Story" of home loans and mortgages to you. I want to share with you whatever you need to know to get the best possible mortgage for your purchase or refinance. I help people get through this very … (3 comments)
local: It's Leap Day but don't leap into a mortgage or home loan until . . .
- 02/26/16 03:39 AM
It's February 29th, Leap Day, 2016. Wooooo Hoooo ! Let's celebrate and make it special. It only comes once every four years so we have to enjoy today four times as much as any other day this year. So, . . . . . put a big smile on your face and "leap" into your day. Make it wonderful ! Now then, let's come back down to earth for a minute. I'm a Virginia Mortgage Loan Originator and mortgages are my thing. I live, work and play mortgages every day, all day. Even on … (1 comments)
local: It's Sunday, a good day to do a good thing to change the world !
- 02/26/16 02:44 AM
I am a charitable person and try my best to help anyone in need. But most of my charitable actions are local and hands on. I have, however, found a way to help people on the other side of the globe. This method of assistance is very impactful and anyone can do it, even YOU. Today is Sunday, the Lord's day, and a great day for doing good works for your fellow human beings. If you don't mind, I would like to offer you an idea for changing the world on your own. I would like to … (3 comments)
local: It was my birthday but my husband was the star of the show !
- 02/25/16 02:09 PM
I was born on February 24th so yesterday was my birthday. I intended to have a good day because I deserve to feel better about myself and my life. Some people may not understand that seemingly self centered comment but those who have read my previous blogs will understand. Over last weekend, I marked the one year anniversary of my mother's passing. I still catch myself reaching for the phone when I have a thought that I would like to share with her or want to get her wise consultation on a subject. Mom and I were very … (7 comments)
local: Does Your Marketing and Writing a Blog Really Work? You Bet It Does !
- 02/24/16 06:30 AM
The other day, I got a phone call from a very nice woman. She asked me, "Do you do manufactured home loans?" "I certainly do", I said. She then asked me a number of other questions about manufactured home mortgage loans. She confirmed she was needing financing for a double wide home. I asked a number of general questions to determine whether this particular home fit program guidelines. I also asked routine questions about her and about her spouse and their income situation. With these questions asked, I was able to narrow down her mortgage loan … (2 comments)
local: Woooo Hoooo, It's my BIRTHDAY and I'm going to be celebrating it today
- 02/23/16 08:16 AM
You know, in life, we all have to overcome hurdles and sometimes feel happy or sad; depending on the particular event we are confronted with. Well, today is February 24th and it's my birthday. I may be considered one year older but in some ways, it seems only a short time since the last one. Of course, in some ways it also seems like this year has dragged along for decades. This year has seen great triumphs and terrific heartaches. I lost my mother and had to deal with sadness and afterward the responsibility of handling her estate … (4 comments)
local: Inspired by a blogger, TALK TO A REAL PERSON !
- 02/22/16 03:52 PM
A little while back, I was reading another blogger's post and they were comparing getting information online from someone vs. having a face to face contact with the source. I was intrigued by the way they concluded it. Their last sentence was "I prefer to talk to a real person". I went about my activities that day but couldn't get that thought, "talk to a real person" out of my head. As I was completing my daily tasks, I began to take note of the vast array of information that is put in front of us every day. From … (6 comments)
local: The Mortgage Lender in Virginia for Virginia Home Loans and Refinances
- 02/22/16 03:05 AM
As I write this; someone, somewhere in the state of Virginia is looking for a local mortgage lender. At the same time; someone, somewhere in the state of Virginia is preparing to arrange for a home loan. In either case, I hope they find me. It's not because I'm at a loss for business, I've got my share. It's because I want everyone in Virginia to get the best loan for their needs. American National Bank and Trust Company is based right here in Virginia. The bank has been in business over 100 years and has been taking … (0 comments)
local: It's been a year and I still can't believe she's gone. I love you, Mom
- 02/20/16 03:36 PM
Today, February 20th of 2016 makes one year since I lost my Mom. I started my day unable to sleep. As the sun began to rise, I sat and cried as I thought about the day about to dawn before me. As the house illuminated with the new day's sun, I thought I would do a FaceBook post to remember and honor my mother. I had a picture in mind I wanted to use. As I began to search my computer files to find that one particular photo, I began to dry my tears as I realized what … (6 comments)
I have re-blogged Joseph Metzler before because his posts are so "spot on". I hope buyers, and agents too, realize we do all we can to get deals closed as quick as possible but that is dependent on ALL parties to the transaction doing their part in a timely manner. Guarantee: Do your part and we'll do ours !
;)
;)
;)
