local: 50 years old and looking better than ever with a bright future ahead.
- 02/19/16 04:51 AM
Last night, the Smith Mountain Lake Regional Chamber of Commerce had it's monthly Business After Hours. These events are always quite popular and usually have a good turnout of local business people. It is a fabulous way to meet and greet people in like occupations as well as to introduce yourself to some of the unique vendors in the Smith Mountain Lake community. Of course, most of you here in ActiveRain and many of my blog followers are familiar with the Business After Hours concept and attend their local events frequently. So, why am I making this particular one the … (4 comments)
local: As I'm starting my new week, I'm asking for my Realtors' opinions
- 01/17/16 10:38 AM
As I begin the new week with a national holiday and a day off from the bank, I am pondering a pattern I have noted lately here at Smith Mountain Lake, Virginia. In order to understand my local marketplace, I often throw out questions to my Realtors to help me. Though the bank is officially closed Monday, I will be making contact with a number of local Realtors to pose this question to them:
Does it seem to you that more of your clients are either "cash buyers" or "already have a lender" on board before they come to you to tour … (11 comments)
local: Just today, I Saw A House Built In A Single Day, . . . . Well, Almost
- 01/14/16 07:27 AM
In addition to doing permanent mortgages, I also do lot loans and construction loans. In Franklin County, we have two very good modular home manufacturers. I have been working a number of loans lately on modular homes and today, my managers and I were invited to watch as a home was delivered to the property and set on the basement foundation. As a result, I had the pleasure today of seeing a house built in a single day, well almost. Of course a modular home is actually built in the factory however, it was quite interesting today watching its … (11 comments)
local: Mortgages and Refinances in Scruggs, Virginia 24121
- 01/09/16 07:35 PM
My name is Deanna Early and I am the LICENSED Mortgage Loan Originator for American National Bank and Trust. Our office is just one stoplight down from Scruggs Road at the entrance to the Kroger store on Route 122. I handle lot loans, construction loans and permanent financing too. Whether it's your primary residence, a second or vacation home or you are an investor purchasing properties to lease, I have the financing you need. American National Bank and Trust is a Virginia based community bank and has been providing financing for over a century. I have been doing Virginia mortgages … (2 comments)
local: Mortgages and Refinancing in Montvale, Virginia 24122
- 01/09/16 06:30 PM
My name is Deanna Early and I am the LICENSED Mortgage Loan Originator for American National Bank and Trust. I have been doing Virginia mortgages for over 30 years now. My bank is based here in Virginia and has been providing financing for over a century. The bank and I are both local to this area and would like to assist you with your need for a mortgage or refinancing. How local you ask ? I used to ride with my Daddy when he worked at one of the fuel truck loading facilities on Route 460. When … (3 comments)
local: Enough Is Enough, This Has Got To STOP !
- 01/08/16 03:46 AM
I am the wife of a retired law enforcement officer and what happened in Philadelphia is just plain unacceptable. This won't be a posting in regard to a new mortgage program so if that is what you were looking for, please move to the next page. This is an expression of my outrage. Maybe you have seen the photos or the video on your evening news and you know what I am talking about. For those that don't, a Philadelphia Police Officer was driving his Philadelphia Police car down the street at 11:30 at night and an individual came … (3 comments)
local: As the cold arrives, your mortgage planning should be heating up !
- 01/07/16 09:15 AM
It's January in the northern hemisphere and we all know what that means. It's time for your mortgage planning to be heating up ! That's right, mortgage planning. I know, you look out at the grey overcast sky and you feel the frigid air blowing under your coat and say, . . . WHAT ? It is getting cold outside in Virginia, a little later than most years, but winter is here. When you get home from work, it's dark outside. What better time than now to do your mortgage planning ? Spring is just around … (2 comments)
local: Home Loans, Mortgage Loans, Home Mortgage Loans, Residential Home Loan
- 01/06/16 04:06 AM
Isn't it amazing how one thing can have so many names ? Why is that ? It's all about marketing. Every vendor wants to get your attention no matter what you call the thing you are looking for so they create as many possible names for it as they can. The title of this blog is an exaggerated example. I am in a business where I have to market myself but I'm not that much into the hype and splendor of it all. I try to market myself as a hard working, dedicated professional that has my client's … (1 comments)
local: Important Mortgage Warning For Self Employed Individuals
- 01/06/16 02:55 AM
As a Mortgage Loan Originator, I deal with folks of all different income brackets and lifestyles. Yes, some of us remember the old TV show, "Lifestyles of the Rich and Famous" where people made big incomes and lived in big houses and drove fancy cars. But getting a mortgage is a whole different ball game. Appearances alone aren't enough. For people with higher incomes, they commonly use their income in ways that can be deducted or "written off" on their annual Income Tax forms. As a result, their tax burden is lower and they get to keep more … (6 comments)
local: I am your Nationally LICENSED Virginia Home Mortgage Loan Originator !
- 12/18/15 10:21 AM
Virginia is MY state ! It doesn't matter whether you are in the north, south, east or western part of Virginia, this is MY state. Unlike Realtors, who commonly work a limited area; as a Nationally Licensed Mortgage Loan Originator, I am capable of doing home mortgage loan business statewide. In today's technological world, mortgages can be completed using phones, FAX and / or the Internet. The process can be just as quick and simple as sitting down face to face. I have a secure application form online for those that are Internet savvy to apply from the comfort of their home or office. For … (2 comments)
local: Mortgages and Refinances in Sandy Level, Virginia 24161
- 12/18/15 06:45 AM
If you are in the market for a mortgage or are considering refinancing your home, you should come to American National Bank and Trust Company. We are a LOCAL community bank based right here in the state of Virginia. We have been providing financial services in the state of Virginia for over a century. Our branch office is conveniently located off Rt. 40 in Union Hall, so we are close at hand. The branch phone number is (540) 576-1218. My name is Deanna Early and I am the Nationally LICENSED Mortgage Loan Originator with the bank. I have been … (3 comments)
local: The "NEW" three most powerful words in real estate
- 12/08/15 05:14 PM
For people in real estate, the profession has long recognized the phrase "Location, Location, Location" as the three words that describe the industry. You were always looking for the right school district, the right tax district, close to shopping or close to work. The location of the house was critical. Having been in the industry as a lender for over 30 years, I have seen a lot of changes but that phrase has remained applicable for a long time. In the days of not too long ago, potential buyers would feel well served by someone who kept them focused on … (44 comments)
Last night, the Smith Mountain Lake Regional Chamber of Commerce had it's monthly Business After Hours. These events are always quite popular and usually have a good turnout of local business people. It is a fabulous way to meet and greet people in like occupations as well as to introduce yourself to some of the unique vendors in the Smith Mountain Lake community.
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