smith mountain lake: Today is BOAT SHOW day in Roanoke, Virginia. Come by our booth
- 02/26/16 12:57 AM
It is Saturday, February 27th and it's the day of the annual Southwest Virginia Boat Show in Roanoke, Virginia at the Berglund Center. It is an annual event because when spring hits, everybody wishes they could be out on the water cruising along with the wind blowing through their hair. That's right, we can all dream of a fun day off but sometimes you need to have the right vessel to make that dream come true. Of course, a new boat doesn't do you much good without a matching body of water to insert it into. Around here, there's … (4 comments)
smith mountain lake: It was my birthday but my husband was the star of the show !
- 02/25/16 02:09 PM
I was born on February 24th so yesterday was my birthday. I intended to have a good day because I deserve to feel better about myself and my life. Some people may not understand that seemingly self centered comment but those who have read my previous blogs will understand. Over last weekend, I marked the one year anniversary of my mother's passing. I still catch myself reaching for the phone when I have a thought that I would like to share with her or want to get her wise consultation on a subject. Mom and I were very … (7 comments)
smith mountain lake: Does Your Marketing and Writing a Blog Really Work? You Bet It Does !
- 02/24/16 06:30 AM
The other day, I got a phone call from a very nice woman. She asked me, "Do you do manufactured home loans?" "I certainly do", I said. She then asked me a number of other questions about manufactured home mortgage loans. She confirmed she was needing financing for a double wide home. I asked a number of general questions to determine whether this particular home fit program guidelines. I also asked routine questions about her and about her spouse and their income situation. With these questions asked, I was able to narrow down her mortgage loan … (2 comments)
smith mountain lake: Woooo Hoooo, It's my BIRTHDAY and I'm going to be celebrating it today
- 02/23/16 08:16 AM
You know, in life, we all have to overcome hurdles and sometimes feel happy or sad; depending on the particular event we are confronted with. Well, today is February 24th and it's my birthday. I may be considered one year older but in some ways, it seems only a short time since the last one. Of course, in some ways it also seems like this year has dragged along for decades. This year has seen great triumphs and terrific heartaches. I lost my mother and had to deal with sadness and afterward the responsibility of handling her estate … (4 comments)
smith mountain lake: Inspired by a blogger, TALK TO A REAL PERSON !
- 02/22/16 03:52 PM
A little while back, I was reading another blogger's post and they were comparing getting information online from someone vs. having a face to face contact with the source. I was intrigued by the way they concluded it. Their last sentence was "I prefer to talk to a real person". I went about my activities that day but couldn't get that thought, "talk to a real person" out of my head. As I was completing my daily tasks, I began to take note of the vast array of information that is put in front of us every day. From … (6 comments)
smith mountain lake: The Mortgage Lender in Virginia for Virginia Home Loans and Refinances
- 02/22/16 03:05 AM
As I write this; someone, somewhere in the state of Virginia is looking for a local mortgage lender. At the same time; someone, somewhere in the state of Virginia is preparing to arrange for a home loan. In either case, I hope they find me. It's not because I'm at a loss for business, I've got my share. It's because I want everyone in Virginia to get the best loan for their needs. American National Bank and Trust Company is based right here in Virginia. The bank has been in business over 100 years and has been taking … (0 comments)
smith mountain lake: It's been a year and I still can't believe she's gone. I love you, Mom
- 02/20/16 03:36 PM
Today, February 20th of 2016 makes one year since I lost my Mom. I started my day unable to sleep. As the sun began to rise, I sat and cried as I thought about the day about to dawn before me. As the house illuminated with the new day's sun, I thought I would do a FaceBook post to remember and honor my mother. I had a picture in mind I wanted to use. As I began to search my computer files to find that one particular photo, I began to dry my tears as I realized what … (6 comments)
smith mountain lake: 50 years old and looking better than ever with a bright future ahead.
- 02/19/16 04:51 AM
Last night, the Smith Mountain Lake Regional Chamber of Commerce had it's monthly Business After Hours. These events are always quite popular and usually have a good turnout of local business people. It is a fabulous way to meet and greet people in like occupations as well as to introduce yourself to some of the unique vendors in the Smith Mountain Lake community. Of course, most of you here in ActiveRain and many of my blog followers are familiar with the Business After Hours concept and attend their local events frequently. So, why am I making this particular one the … (4 comments)
smith mountain lake: As I'm starting my new week, I'm asking for my Realtors' opinions
- 01/17/16 10:38 AM
As I begin the new week with a national holiday and a day off from the bank, I am pondering a pattern I have noted lately here at Smith Mountain Lake, Virginia. In order to understand my local marketplace, I often throw out questions to my Realtors to help me. Though the bank is officially closed Monday, I will be making contact with a number of local Realtors to pose this question to them:
Does it seem to you that more of your clients are either "cash buyers" or "already have a lender" on board before they come to you to tour … (11 comments)
smith mountain lake: Just today, I Saw A House Built In A Single Day, . . . . Well, Almost
- 01/14/16 07:27 AM
In addition to doing permanent mortgages, I also do lot loans and construction loans. In Franklin County, we have two very good modular home manufacturers. I have been working a number of loans lately on modular homes and today, my managers and I were invited to watch as a home was delivered to the property and set on the basement foundation. As a result, I had the pleasure today of seeing a house built in a single day, well almost. Of course a modular home is actually built in the factory however, it was quite interesting today watching its … (11 comments)
smith mountain lake: Mortgages and Refinances in Scruggs, Virginia 24121
- 01/09/16 07:35 PM
My name is Deanna Early and I am the LICENSED Mortgage Loan Originator for American National Bank and Trust. Our office is just one stoplight down from Scruggs Road at the entrance to the Kroger store on Route 122. I handle lot loans, construction loans and permanent financing too. Whether it's your primary residence, a second or vacation home or you are an investor purchasing properties to lease, I have the financing you need. American National Bank and Trust is a Virginia based community bank and has been providing financing for over a century. I have been doing Virginia mortgages … (2 comments)
smith mountain lake: Mortgages and Refinancing in Montvale, Virginia 24122
- 01/09/16 06:30 PM
My name is Deanna Early and I am the LICENSED Mortgage Loan Originator for American National Bank and Trust. I have been doing Virginia mortgages for over 30 years now. My bank is based here in Virginia and has been providing financing for over a century. The bank and I are both local to this area and would like to assist you with your need for a mortgage or refinancing. How local you ask ? I used to ride with my Daddy when he worked at one of the fuel truck loading facilities on Route 460. When … (3 comments)
smith mountain lake: Enough Is Enough, This Has Got To STOP !
- 01/08/16 03:46 AM
I am the wife of a retired law enforcement officer and what happened in Philadelphia is just plain unacceptable. This won't be a posting in regard to a new mortgage program so if that is what you were looking for, please move to the next page. This is an expression of my outrage. Maybe you have seen the photos or the video on your evening news and you know what I am talking about. For those that don't, a Philadelphia Police Officer was driving his Philadelphia Police car down the street at 11:30 at night and an individual came … (3 comments)
smith mountain lake: As the cold arrives, your mortgage planning should be heating up !
- 01/07/16 09:15 AM
It's January in the northern hemisphere and we all know what that means. It's time for your mortgage planning to be heating up ! That's right, mortgage planning. I know, you look out at the grey overcast sky and you feel the frigid air blowing under your coat and say, . . . WHAT ? It is getting cold outside in Virginia, a little later than most years, but winter is here. When you get home from work, it's dark outside. What better time than now to do your mortgage planning ? Spring is just around … (2 comments)
smith mountain lake: Home Loans, Mortgage Loans, Home Mortgage Loans, Residential Home Loan
- 01/06/16 04:06 AM
Isn't it amazing how one thing can have so many names ? Why is that ? It's all about marketing. Every vendor wants to get your attention no matter what you call the thing you are looking for so they create as many possible names for it as they can. The title of this blog is an exaggerated example. I am in a business where I have to market myself but I'm not that much into the hype and splendor of it all. I try to market myself as a hard working, dedicated professional that has my client's … (1 comments)
smith mountain lake: Important Mortgage Warning For Self Employed Individuals
- 01/06/16 02:55 AM
As a Mortgage Loan Originator, I deal with folks of all different income brackets and lifestyles. Yes, some of us remember the old TV show, "Lifestyles of the Rich and Famous" where people made big incomes and lived in big houses and drove fancy cars. But getting a mortgage is a whole different ball game. Appearances alone aren't enough. For people with higher incomes, they commonly use their income in ways that can be deducted or "written off" on their annual Income Tax forms. As a result, their tax burden is lower and they get to keep more … (6 comments)
smith mountain lake: It's the first Monday of 2016 and I'm back to Mortgages and Refinances
- 01/04/16 04:31 AM
Wow, 2015 is over and done. Well except for taxes on April 18th of 2016. But that's a subject for another posting. It is Monday of the first week in 2016. Are you off to a good start this year ? I sure hope so. This year is going to be a great year and I am going to be working harder than ever to provide my mortgage and refinancing clients the best service possible. As I do every year, I looked back at the pluses and the "whoops, my bad" situations of the previous 12 … (5 comments)
smith mountain lake: We were tested, and we failed. We will do better. I promise.
- 12/22/15 07:02 PM
A few weeks ago, one of our Regional Managers sent a friend of his to the bank to check out our customer service. He had been given my name to talk to about a mortgage. The gentleman walked into one of our branch offices and announced to a teller that he was there to see Deanna Early. Of course, the Regional Manager hadn't told anyone, especially me, that this gentleman would be coming in or when. When he said he was there to see me, the teller assumed I had set an appointment and called my office phone to … (10 comments)
Deanna Early is the # 1 ranked Mortgage Loan Originator in Franklin County, Virginia as scored by the ActiveRain real estate site. She is a Nationally Licensed Mortgage Loan Originator located near Smith Mountain Lake, Virginia. She does both purchase and refinance loans throughout the state of Virginia. She is a residential loan originator for American National Bank and Trust. She provides home mortgage loans, construction loans and lot loans as well as second or vacation home loans and … (6 comments)
smith mountain lake: On Christmas Eve, it will come back to you !
- 12/19/15 08:04 PM
Greetings everyone. I hope you have completed your Christmas shopping by now and are getting ready to celebrate the big day tomorrow. My husband and I have attended many parties and gatherings this year. We never get tired of enjoying our time with friends and family at Christmas. As I am sure you have realized by now, I am a Christian and believe in the true reason for the season; the birth of Christ. I also believe in the love and compassion that comes with this time of year. Though I do not personally celebrate Hanukkah or Kwanzaa, I … (5 comments)
It is Saturday, February 27th and it's the day of the annual Southwest Virginia Boat Show in Roanoke, Virginia at the Berglund Center. It is an annual event because when spring hits, everybody wishes they could be out on the water cruising along with the wind blowing through their hair. That's right, we can all dream of a fun day off but sometimes you need to have the right vessel to make that dream come true.
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