virginia: Refinance Information in Gretna, Virginia 24557 - 03/16/16 01:06 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Gretna, Virginia in Pittsylvania County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes anywhere in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various options together to formulate a … (1 comments)

virginia: URGENT ! Please, you must respond before midnight TODAY 03-16-2016 - 03/16/16 02:43 AM
For locals and other readers alike, I am asking for your help, TODAY !   Please check out the attached video.   It is about the ONE DAY ONLY effort to assist numerous charity organizations across the Roanoke Valley area of southwest Virginia.   This is the first time this has been done so it hasn't been as publicized as we would like but it is for so many good causes.
 
WE  NEED  YOUR  HELP !
 
The organization is called "Roanoke Valley Gives".   It's similar in function to United Way but on a more localized and targeted basis.   There are 125 charities … (18 comments)

virginia: What's the difference - Pre-Approved vs Pre-Qualified - 03/15/16 12:51 PM
Once again, my friend, Joseph Metzler has written an excellent blog posting on a critical mortgage point.   He has a habit of creating valuable posts and I am proud to repost it here in my blog.   Buyers and Realtors both can benefit from a better understanding of why "pre-APPROVED" is so important !
Everyone knows it is smart to get lender Pre-Approved before starting to look for a home, yet many people are actively looking at homes thinking they are Pre-Approved, when in reality, they are only Pre-Qualified.
Pre-Approved or Pre-Qualified? So what is the difference?
 
As a Loan Officer … (4 comments)

virginia: Is Radon Living in your Carroll County, MD Home? - 03/14/16 08:13 AM
I came across this excellent post by a newbie in ActiveRain.   It was so well written and easy to understand, I wanted to share it with my readers, too.   Take note of this important issue as it relates to YOUR personal health, your clients and others just like in the home market area of Melissa E. Spittel, Realtor
 Radon, invisible and a health risk, is prevalent in some homes in Carroll County.  Is radon living in your Carroll County, MD home?
 
What Is Radon?
Radon is a naturally-occurring radioactive gas that is colorless, odorless and tasteless. It is formed … (4 comments)

virginia: Refinance Information in Sandy Level, Virginia 24161 - 03/14/16 05:44 AM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Sandy Level, Virginia in Pittsylvania County.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed ( #268590 ) by the NMLS.
I do refinancing for existing homes here in the state of Virginia.   If you are thinking about refinancing your home, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can sit down and go over your various … (2 comments)

virginia: Refinance Information in Pittsville, Virginia 24139 - 03/13/16 05:38 AM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including Pittsville, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed (#268590) by the NMLS.
I do refinancing for existing homes.   If you are considering refinancing, there are many questions and considerations to think about BEFORE proceeding.   Contact me so we can go over your various options together.
Are you looking for cash out for a major purchase or are you needing just a small amount of cash for … (0 comments)

virginia: Refinance Information in Pittsylvania County, Virginia - 03/13/16 04:25 AM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including unincorporated Pittsylvania County, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans and refinances.   I am Nationally Licensed (#268590) by the NMLS.
I do refinancing for existing homes.   If you are considering refinancing, there are many questions and considerations to think about BEFORE  proceeding.   Contact me so we can go over your various options together.
Are you looking for cash out for a major purchase or are you needing just a small amount of … (0 comments)

virginia: " Put a BEEP where you SLEEP ! " - 03/12/16 01:04 PM
Yes folks; it's that time again.   When the time changes, it is also when the fire service recommends you change the batteries in your smoke detectors.   It is suggested that you change them twice a year  because you never know how long the batteries sat on the store shelf before you bought them.
I posted the following message last fall when we changed our clocks the last time.   In the interest of saving lives, I am reposting it tonight as we are within hours of the change.   I hope you will take this seriously and remind other loved … (5 comments)

virginia: Take A Beautiful Tour Of Smith Mountain Lake, Virginia With Us ! - 03/10/16 08:58 AM
Get ready to come along for a tour with us of the largest inland body of water in the state of Virginia.   One of the great Realtors here at Smith Mountain Lake, Virginia put together a wonderful video showing how beautiful our lake and community is so try to see yourself here with us.
Penny Hodges has been showing and selling properties here at Smith Mountain Lake, Virginia for many years.   At one point, our offices were across the hall from each other for several years.   I appreciate Penny creating this video and sharing it with me, you and … (6 comments)

virginia: With The Recent Record High Temperatures, BEWARE; THE BUGS ARE BACK ! - 03/10/16 07:15 AM
Hasn't the unusually warm weather on the east coast been wonderful ?   How many of you got outside and stretched those tired winter muscles ?   I got out and enjoyed it too.   Ahhhh, fresh air !
Here at Smith Mountain Lake, Virginia; the boats have reappeared on the water with the clear, warm days.   The sounds of their motors zipping by our cove headed for the prime fishing area just past us.   The ground has even begun to dry out and stiffen as the water table sifts deeper into the soil.
Had to blow the leftover leaves off … (3 comments)

virginia: You should visit "The Bootlegger's Cafe" in Rocky Mount, Virginia ! - 03/09/16 03:32 PM
My husband and I were out running errands in Rocky Mount, Virginia and I needed to stop at this restaurant to pick up something.   We decided to take a break from our tasks for a minute and decided to sit and have a soda or water.   Oh my gosh, now I can't get my husband to stop talking about it !
I am getting some materials together from local businesses for an upcoming event at the bank and The Bootlegger's Cafe was one of those places.   When we stopped in, owner Bryan Hochstein was busy, so we were seated … (3 comments)

virginia: Do You Ever Read The Fine Print ? You Should. It's Important ! - 03/09/16 02:05 AM
I ask this question of my readers because I often wonder, do you read the fine print ?   It's always been there at the bottom of the page but did you notice it ?   I have been posting blogs on ActiveRain for many years and lots of you have been following and reading and commenting on my site.
A lot has changed over time but through perseverance, I'm still here.   I hope you have and will continue to find this blog either informative, entertaining or at least; worth your time investment.   I appreciate ALL my readers and hope … (4 comments)

virginia: It's Official - Al Roker even said so ! - 03/07/16 01:35 PM
For those of you that missed my earlier blog this morning, you might want to check it out.   Today was a special day at Smith Mountain Lake, Virginia.   Did you see the morning weather today ?   Did you watch Al Roker ?   Even he acknowledged our celebration, so it's official; today was a special day !
Just in case you missed it, here was this morning's post:
http://activerain.com/blogsview/4843278/today-is-the-day-we-set-the-historical-marker-at-smith-mountain-lake-- 
We were so excited that Al joined in on our big day.   Though the actual, exact minute of the lake reaching full pond was 5:07am, 50 years ago; we waited … (3 comments)

virginia: Come on by for Business After Hours - TODAY - 5pm to 7pm at my office - 03/06/16 03:03 PM
Well, TODAY is the day and I look forward to seeing all of you at the Business After Hours this afternoon.   This is going to be a special day because the Smith Mountain Lake Regional Chamber of Commerce is having it's monthly Business After Hours for March at my office TODAY.
Co-sponsored by American National Bank and Trust Company and Edward Jones, it stands to be a great opportunity for networking and meeting the staff here at the bank.   We will also be doing door prize drawings, product giveaways and of course, there will be some great food.
I am so … (2 comments)

virginia: Mortgage Information in Sandy Level, Virginia 24161 - 03/05/16 12:41 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including the Sandy Level area of unincorporated Pittsylvania County, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans. I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages.   I do lot loans, construction loans, 203K loans and conventional mortgage loans.   I also do refinancing for existing homes.   I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based right here in Virginia.   The bank has been … (2 comments)

virginia: Mortgage Lender in Sandy Level, Virginia 24161 - 03/05/16 12:32 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including the Sandy Level area of unincorporated Pittsylvania County, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans. I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages.   I do lot loans, construction loans, 203K loans and conventional mortgage loans.   I also do refinancing for existing homes.   I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based right here in Virginia.   The bank has been … (0 comments)

virginia: Mortgage Information in Pittsville, Virginia 24139 - 03/05/16 12:24 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including the Pittsville area of unincorporated Pittsylvania County, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans. I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages.   I do lot loans, construction loans, 203K loans and conventional mortgage loans.   I also do refinancing for existing homes.   I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based right here in Virginia.   The bank has been in … (0 comments)

virginia: Mortgage Lender in Pittsville, Virginia 24139 - 03/05/16 12:16 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including the Pittsville area of unincorporated Pittsylvania County, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans. I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages.   I do lot loans, construction loans, 203K loans and conventional mortgage loans.   I also do refinancing for existing homes.   I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based right here in Virginia.   The bank has been in … (0 comments)

virginia: Mortgage Information in Gretna, Virginia 24557 - 03/05/16 12:04 PM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including the Gretna area of unincorporated Pittsylvania County, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans. I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages.   I do lot loans, construction loans, 203K loans and conventional mortgage loans.   I also do refinancing for existing homes.   I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based right here in Virginia.   The bank has been in … (0 comments)

virginia: Mortgage Information in Pittsylvania County, Virginia - 03/05/16 11:43 AM
My name is  DEANNA EARLY  and I am the Mortgage Loan Originator for Franklin County, Virginia and the surrounding areas including unincorporated Pittsylvania County, Virginia.   I have over 30 years in the mortgage industry creating and closing Virginia home mortgage loans.   I am Nationally Licensed (#268590) by the NMLS.
I do FHA, VA, USDA and VHDA mortgages.   I do lot loans, construction loans, 203K loans and conventional mortgage loans.   I also do refinancing for existing homes.   I am known as the "Virginia Mortgage Expert".
I represent American National Bank and Trust Company, a local community bank based right here in Virginia.   The bank has been in business for over 100 years … (0 comments)

 
DEANNA C. SMITH CERTIFIED MOBILE NOTARY, Highest Ranked Certified Mobile Notary in Virginia (Certified Mobile Notary Signing Agent)

DEANNA C. SMITH CERTIFIED MOBILE NOTARY

Highest Ranked Certified Mobile Notary in Virginia

Smith Mountain Lake, VA

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Certified Mobile Notary Signing Agent

Address: 12787 Booker T. Washington Hwy., Suite 104-224, Smith Mountain Lake, Va, 24101

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