ARCHIVED BLOG POSTS

2016 

As I begin the new week with a national holiday and a day off from the bank, I am pondering a pattern I have noted lately here at Smith Mountain Lake, Virginia.   In order to understand my local marketplace, I often throw out questions to my Realtors to help me.Though the bank is officially close...
01/17/2016
In addition to doing permanent mortgages, I also do lot loans and construction loans.   In Franklin County, we have two very good modular home manufacturers.   I have been working a number of loans lately on modular homes and today, my managers and I were invited to watch as a home was delivered ...
01/14/2016
My name is Deanna Early and I am the LICENSED Mortgage Loan Originator for American National Bank and Trust.   I have been doing Virginia mortgages for over 30 years now.   My bank is based here in Virginia and has been providing financing for over a century.The bank and I are both local to this ...
01/12/2016
Isn't it amazing how one thing can have so many names ?   Why is that ?   It's all about marketing.   Every vendor wants to get your attention no matter what you call the thing you are looking for so they create as many possible names for it as they can.   The title of this blog is an exaggerated...
01/11/2016
My name is Deanna Early and I am the LICENSED Mortgage Loan Originator for American National Bank and Trust.   Our office is just one stoplight down from Scruggs Road at the entrance to the Kroger store on Route 122.I handle lot loans, construction loans and permanent financing too.   Whether it'...
01/10/2016
I am the wife of a retired law enforcement officer and what happened in Philadelphia is just plain unacceptable.   This won't be a posting in regard to a new mortgage program so if that is what you were looking for, please move to the next page.   This is an expression of my outrage.Maybe you hav...
01/08/2016
It's January in the northern hemisphere and we all know what that means.   It's time for your mortgage planning to be heating up !   That's right, mortgage planning.   I know, you look out at the grey overcast sky and you feel the frigid air blowing under your coat and say, . . . WHAT ?It is gett...
01/07/2016
As a Mortgage Loan Originator, I deal with folks of all different income brackets and lifestyles.   Yes, some of us remember the old TV show, "Lifestyles of the Rich and Famous" where people made big incomes and lived in big houses and drove fancy cars.   But getting a mortgage is a whole differe...
01/06/2016
If you are in the market for a mortgage or are considering refinancing your home, you should come to American National Bank and Trust Company.   We are a LOCAL community bank based right here in Virginia.We have been providing financial services here in the state of Virginia for over a century.  ...
01/05/2016
I, myself, am a military brat.   That's right, I said it and I am proud of it.   Both my mother and father were members of the United States Air Force.   In return for their service, they have received many benefits.Among those benefits, veterans have special home mortgage loan programs through t...
01/04/2016
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DEANNA EARLY - - ( NMLS # 268590 )

Highest Ranked Mortgage Loan Originator Virginia
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