realtors: Don't do it, . . . It's a scam ! - 11/14/15 02:31 PM
I saw a story on the news the other night that really bothered me.   The story was of an intelligent person who had been scammed and it told how the scammers did it.   I have heard of it before and thought most people would be smarter than to believe this but I was apparently wrong.
Because I care about each and every one that reads this blog, I want to reiterate that you should never give out your personal information such as bank account numbers or credit card numbers unless you are absolutely certain of who is on the other … (15 comments)

realtors: This one should do it ! - 11/14/15 10:05 AM
I have been writing blogs for years on my ActiveRain site.   I have been reading and commenting on other ActiveRain blogs as well.   I have participated in several ActiveRain contests.   I have even submitted critiques to ActiveRain that were accepted and implemented.
Over the years, I have used my ActiveRain blog to share valuable information with my clientele.   I have also been able to share a joke or two.   I have blogged about personal triumphs and heartbreaks.   I have drawn attention to important subjects and events through my ActiveRain blog.
By being part of the ActiveRain community, … (8 comments)

realtors: Prayers for Paris, for France and for our World - 11/13/15 08:16 AM
By now many of you have seen the reports on TV of the terrorist attacks in Paris.   We are all horrified by the sights and sounds.   Most of us think back to September 11, 2001 and how we felt that day.   The people of Paris are on lock down and their country is under military law.
All people, in France and around the world, are hurting for the innocents who were hurt or killed.   This isn't about mortgages or refinancing; nor is it about the local towns we serve at American National Bank and Trust.   This is … (10 comments)

realtors: Smith Mountain Lake Mortgage Financing - 11/10/15 06:05 PM
I was here when Smith Mountain Lake was a river.   OK, technically it still is a river; but I was here when it was JUST  a river.   I was here before the water began backing up into the valleys and creeks and swelled to the current shoreline.   Why is that important you ask ?
Being here all these years has given me knowledge, background and experiences that no online Internet bank is going to have.   I know areas and roads and things that no "Johnny come lately" is going to know.   I know that I am the … (2 comments)

realtors: Second Home Financing or Investor Loans - 11/08/15 12:26 PM
A lot of people in Virginia and especially in resort communities like here around Smith Mountain Lake are buying properties for purposes other than their primary residence.   Around the lake, it is commonplace for people to purchase homes for the purpose of vacationing during the summer.
There is also a vast market for vacation rentals that leads to buyers purchasing homes and then renting them out.   There are management companies available to take care of the home and make arrangements for those rentals so the investor's involvement can be minimal.
At American National Bank and Trust, we have an array of loan … (2 comments)

realtors: Mortgages and Refinancing in Vinton, Virginia - 11/08/15 11:37 AM
Hi, neighbor.   That's right, we're next door neighbors or maybe next town neighbors.   I am Deanna Early and I do mortgages and refinances in Vinton, Virginia.   Though my office is physically located in Hardy, Virginia, those of us who are locals know the two are right next to each other.
Now I know what you're thinking, we have a bank here in town; right ?   OK, I'll give you that one but do you have a "Deanna Early" in your town ?   If I'm not around, I doubt it.   So what is a "Deanna Early" anyway … (4 comments)

realtors: Today, we salute our veterans here in Virginia ! - 11/08/15 10:43 AM
Today is Veteran's Day, we all know that.   It's blasted out on TV and there are signs everywhere but what are you doing to make today special and to truly acknowledge the men and women of the armed services ?
Like all Americans, we at American National Bank and Trust are proud of and appreciate the veterans of the United States of America.   We also want to acknowledge and do something special for them to recognize their sacrifice on our behalf.   Today being a federal holiday, the bank is closed.
The bank building  being closed doesn't mean the employees of the … (7 comments)

realtors: It's more than a parade ! - 11/08/15 08:41 AM
This weekend, in many local communities, there were parades.   Yes, we had all the usual things like marching bands from the local schools, floats with people waving to the crowds gathered, all that and so much more.
We also had veterans from each service; the people who did what had to be done to make our life what it is today.   People who sacrificed their bodies and minds to do the job of our armed services and protect our country.
Being an Air Force brat, I have always known an appreciation of what the individual service members give up to do … (9 comments)

realtors: Penhook, Virginia Mortgage Loan Originator - 11/06/15 11:19 PM
I was just in Penhook to meet a client and thought I should announce my presence to the rest of the community.   You and I need to get together if you are planning to do a mortgage anywhere in the Penhook, Virginia area.
I am Deanna Early and I am the nationally LICENSED mortgage loan originator for this area.   I have been doing mortgages in the state of Virginia for over 30 years.   As I said, I was just dropping off another loan package right here in your community.   I am in Penhook, Virginia frequently.
You know, community is important. … (3 comments)

realtors: The things we said and what they perceived - 11/05/15 04:02 AM
My husband and I went out to dinner a few nights ago.   The restaurant was a bit crowded but we soon were taken to a corner booth to enjoy a nice meal. At the time, we were glad to get a seat and didn't pay much attention to anyone that was sitting nearby or how quiet the room was at the time.
As we began looking at the menu and discussing appetizers, we were having an ordinary conversation and didn't think about the possibility of whether someone was listening.   Once the drinks came and the appetizer order was taken, I … (8 comments)

realtors: Dog lovers and owners, Beware ! - 11/05/15 01:17 AM
I am not a veterinarian or an authority on dog health but I saw a troubling story on the local news and feel dog lovers and owners need to know this.   I did not know this and would have been heart broken if this had happened to my pet and companion.   After all, when you have a pet for years and years; they become a part of you and an unnatural death will rip your heart out.
According to the news story, there is an ingredient in sugar free gum, peanut butter and some other products that is deemed safe … (9 comments)

realtors: HERE I AM, VIRGINIA ! - 11/02/15 10:57 PM
Just the other day, my husband and I went to a local community function.   I had my name badge on my sweater clearly displaying "American National Bank and Trust".   Everyone there was able to clearly see that I am with the bank and when asked; I would explain I do Mortgages and Refinancing.
As this was not a "networking event", I was rather subdued in announcing my profession or presenting my product line.   Then we came across a couple we have known for some time.   As we chatted, they said "We knew you were in the mortgage business … (7 comments)

realtors: Today is Election Day in Virginia ! - 11/02/15 06:45 AM
It is Tuesday, November 3, 2015 and it is Election Day in Virginia.   Today is the day our veterans have fought to provide and preserve for hundreds and hundreds of years.   It is a day that affects our daily lives and routine based on the choices we each make at the ballot box.
I am not a big politico and don't write this post to exhale my personal views to the masses.   I write this as a call to duty to all Virginians.   We have the right to vote yes, but we also have the privelege of being … (1 comments)

realtors: The sky is crying in southwestern Virginia ! - 11/02/15 03:50 AM
It is a gloomy, gray day in southwest Virginia.   It is a day many of us did not see coming and had dreaded for years.   Around here it is a very sad day for the most part and the skies are weeping with a continual rain of sadness.   Yes my friends, it is, as the headlines announced; . . . . "The end of an era".
Today, longtime football coach and local icon, Frank Beamer, made the formal announcement that he will be retiring from coaching at the end of this season.   His 29 year tenure at Virginia … (5 comments)

realtors: All Eyes On Martinsville, Virginia Today - 11/01/15 09:39 AM
It is race day in Martinsville, Virginia.   As people all over the country tune in to see the NASCAR race today, our community and it's attributes are shared with a national audience.   But did you ever notice, when the drivers are introduced, they always make a point of naming their home town.
You have to agree that even though the big race today is an event on a national or maybe even a worldwide level, it has it's roots in local shops and tracks all over this country.   In small towns everywhere, it is not unusual for people to … (2 comments)

realtors: Burnt Chimney, Virginia 24184 Mortgages and Refinances - 10/30/15 09:49 PM
Have you driven down Hwy. 122 lately and passed by the old Planter's Bank branch at the corner of Jubal Early Hwy.?   Do you wonder who is available to assist with a mortgage or refinance in the Burnt Chimney community ?
Well, let me ask you to ponder another question.   Do you know where the Burnt Chimney post office is ?   Have you seen it in our community ?   This is a trick question, of course, because there is no Burnt Chimney post office.
There is an actual post office in Burnt Chimney but it is the Wirtz, Va. 24184 … (5 comments)

realtors: I'll Be Thinking Of You, Mom ! - 10/30/15 08:41 PM
Today is Halloween, my Mom's favorite holiday.   No, she wasn't into ghoulish things; she was into children.   She had five of her own but so many more were in her heart and in her front yard on Halloween.   Mom would buy every little animated figure with a motion detector.   She loved to see the children's reactions as they approached the front door and one of the figures would suddenly come to life.
My brother and I live locally and every year we had to be at Mom's early in the day to help set up all the displays.   … (9 comments)

realtors: Virginia Lot loans and Construction loans - 10/29/15 12:02 AM
It is another beautiful day in Virginia.   As the colors on the trees are at their peak, the sun rising making them glisten in the morning dew, I wonder; . . . .
                                      where are you ?
Yes folks, we still have plenty of land available in this wonderful place.   There are lots available all over the state of Virginia and we would love for you to come enjoy all four seasons of the year with us.   You'll enjoy it too.
Whether … (2 comments)

realtors: Blimp On The Loose ! - 10/28/15 06:46 AM
Today, a military blimp broke loose from it's moorings and flew adrift in the wind for hundreds of miles.   As it aimlessly floated along, completely uncontrolled; it did damage along it's path causing inconvenience and threatening people's well being.
What do you do ?   How do you stop it ?   Once free from the safety and control of it's owner, it was able to cause damage for thousands of people.   From Maryland to Pennsylvania to New Jersey, no one knew where the damage was going to occur next.
Thankfully, the blimp is back on the ground now.  Unfortunately, the … (2 comments)

realtors: Moneta, Virginia LICENSED Mortgage Loan Originator - 10/28/15 03:52 AM
I heard a horror  story just the other day.   OK, it's late October so you would think that's appropriate but it's not.   A new mortgage loan client was telling about the bad experience they had with an online mortgage lender.
Unfortunately, in our world of modern technology, we sometimes forget to use our good sense when making the biggest financial decision of our lives.   Sometimes the excitement of the moment leads us to unwise actions.   
The client was SMART to do their due diligence and research rates and companies and I don't fault them for that.   Fact is, … (1 comments)

DEANNA  EARLY  -  -       ( NMLS  # 268590 ), Highest Ranked Mortgage Loan Originator Virginia (American National Bank & Trust)

DEANNA EARLY - - ( NMLS # 268590 )

Highest Ranked Mortgage Loan Originator Virginia

Smith Mountain Lake, VA

More about me…

American National Bank & Trust

Address: 12930 Booker T. Washington Hwy., Smith Mountain Lake, Va, 24101

Office: 540-721-2349

Fax: 540-721-0228

Email Me



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