buyer tips: 4 Great Reasons to Buy a Home This Fall - 11/17/16 08:33 AM
Jerry Newman gives us the perfect reasons to buy NOW - and this holds true in Charlotte, North Carolina as well!  To his point about mortgage payments being less than monthly rental rates - a recent study conducted here showed that our rental rates were 53% MORE than monthly mortgage payments.  That is a considerable difference, making a home purchase the smartest financial move you can make.
With both interest rates and sales prices on the rise, you really can't afford to keep paying someone else's mortgage for them instead of making your own!
Thinking of buying in the Charlotte Metro region but, don't know if the time is right, give … (9 comments)

buyer tips: BUYERS: Anything You Say CAN and WILL Be Used Against You! - 03/11/12 01:48 PM
Recently I had a buyer phone me who had already decided which community he wanted to reside.  He phoned me to show him a listing in that community; it wasn’t my listing but, one that he had found on my website so, he presumed it was my listing.  He refused my offer to view other properties in the area.  He also confirmed that he is not working with a real estate agent and that he had already spoken with Joe Lender and had a pre-approval letter in-hand.  
Sounds like the perfect buyer candidate, right?
So I referred him to one … (79 comments)

buyer tips: Home Buyer Tips | Why Do You Need a Buyer’s Agent? - 09/23/11 03:25 PM
Charlotte Home Buyer Tips | Why Do You Need a Buyer’s Agent? I’ve had numerous calls from customers who are requesting that I show them my currently listed homes; they don’t want to see any other properties.  I am representing the seller, and I am asked by these customers if I can only show them my listings.  When I discover that the person is NOT represented by an agent, I engage them in a conversational review of the various types of agency.
MANY of them absolutely refuse to heed advice with regards to dual agency, saying that they “WANT to purchase from the listing agent so … (26 comments)

buyer tips: How to Avoid Costly Mistakes Made by Many First-time Charlotte Home Buyers - 04/26/11 08:28 AM
How to Avoid Costly Mistakes Made by Many First-time Charlotte Home Buyers Buying your first Charlotte home is exciting, but it can also be expensive, especially if you’re unaware of the mistakes frequently made by many first-time home buyers.  Here are a few common mistakes which many first-time home buyers make and how to avoid them:

Driving the home buying road alone:  Buying a Charlotte home involves a lot of small (and big) details, many of which even an experienced buyer is unaware.  Additionally, buying a home is one of the most expensive purchases you’ll most likely ever make.  What … (5 comments)

buyer tips: Buyer Tips: Must-Haves, Wants and Don’t-Really-Needs - 10/28/10 04:52 PM
Buyer Tips:  Must-Haves, Wants and Don’t-Really-Needs Homebuyers, have you determined what you REALLY need in a new home?Searching for the right home takes time and lots of patience.  Before you head out to tour Charlotte homes on the market, you are wise to know exactly what you want in your new home. Create a list of the features you want in your new home, so you make the most of your time by looking only at Charlotte homes that meet your criteria. Here is a quick guide to help you create a checklist:
Must-Haves:  These are deal breakers; features that you cannot … (48 comments)

buyer tips: Buyer Tips | Home Inspections | What is Covered? - 09/16/10 04:20 AM
Buyer Tips | Home Inspections | What is Covered? The home buying process isn’t complete without a home inspection.  Your real estate agent should mention it to you as a very important portion of your real estate transaction.  Your lender may even ask about it, especially if you are obtaining an FHA or VA home mortgage.   Home inspections ARE important.  No matter how much you trust the seller, or even if you're purchasing new construction, there are some things you need to know about your Charlotte home before you purchase it.  While you’re not required to attend the inspection, it’s … (32 comments)

buyer tips: A Little Homework Can Help Your Charlotte Real Estate Agent Streamline the Home Buying Process - 07/27/10 02:39 AM
A Little Homework Can Help Your Charlotte Real Estate Agent Streamline the Home Buying Process Buying a home can often be considered one of the most stressful things that you will do in your lifetime.  Unless you're a real estate investor, you will most likely experience home buyer stress—and even then, cash flow issues for the investors can be stressful.
Just a little homework on your part can help your Charlotte real estate agent find a home for you, and successfully close the deal, if you are as prepared and knowledgeable as possible. Here are a few tips to help … (15 comments)

buyer tips: How to be a Strong Charlotte NC Home Buyer - 05/13/10 06:20 PM
How to be a Strong Charlotte NC Home Buyer During a slow market, buyers have the biggest advantages of all.  That’s why now is a great time to buy Charlotte NC homes.  Haggle without feeling guilty because you have the upper hand; your seller is likely to have the upper hand upon their purchase.  But, don't be 'smug' about it though--keep in mind that sellers have likely taken the advice of agents with market knowledge who have helped them position their homes on the market--WELL.   As the market bounces back, you will have the added bonus of rising prices making your … (24 comments)

buyer tips: Buyer Representation – Is It Really Necessary? - 03/18/10 02:48 AM
Buyer Representation – Is It Really Necessary?
Question:   Do home buyers need the help of a Buyers Agent?
Answer:   You bet !  When buyers work with a real estate professional who is 100% loyal and completely committed to them, chances are that the entire home-buying process will go smoothly and with a higher level of buyer satisfaction.
 Question:   What is a Buyers Agent?
Answer:   A Buyers Agent works solely for you, the buyer, and has no legal or other responsibilities to the seller.* When working with a Buyers Agent, you have the advantage of personal representation, independent counseling, loyalty, confidentiality, and … (22 comments)

buyer tips: The Clock is Ticking on that Home for Sale in Charlotte NC – Once Again - 01/23/10 04:35 AM
The Clock is Ticking on that Home for Sale in Charlotte NC – Once Again Once again, the clock is ticking for first-time home buyers to purchase a home for sale in Charlotte NC before the tax credit runs out.  Extended in November, 2009, the first-time buyers’ tax credit is set to expire again in April, 2010, and there are no plans for another extension at this time.What does this mean for you? As a home seller, it’s time to look over your home for sale in Charlotte NC, make sure that you’ve done everything you can to put your home … (5 comments)

Is A Home Inspection Really Worth It?
....You're darn skippy it is!  My friend, Lenn Harley shares valid points regarding the home inspection process in this blog.  She is astutely aware that a home inspection not only protects the buyer but, everyone involved in the transaction.  
Would you allow your buyers to turn down an inspection?  I certainly do hope not--even new construction properties have issues.  One recent example of a new construction inspection proving that the cost was worth thousands--the HVAC had been installed erroneously and supposedly, the manner in which it had been installed … (5 comments)

buyer tips: Why Buy a Home in 2009? - 05/11/09 11:31 AM
Why Buy a Home in 2009?  
There has never been a better time to buy! $8,000 federal tax credit is available! Interest rates are low, low, low! Some lenders are even offering free insurance that will pay your mortgage for one year in the event that you are laid off!
What does the $8,000 tax credit mean for you?
Buy a home and you may qualify for the $8,000 tax credit on your 2009 taxes Even if you don't own $8,000 in taxes, you may receive a refund check for the difference You or your spouse can't have … (1 comments)

buyer tips: Buyer Empowerment in Charlotte NC - 03/01/09 06:32 AM
Buying Charlotte NC real estate is a complex process.  One mis-step can cost you thousands of dollars or even the missed opportunity to own your dream home.   Even in this real estate market, buyers are always in competition with other buyers.  Our goal is to ensure that your best interests are protected.    
The Maxwell House Group – Your Key to a Successful Home PurchaseFind Your Charlotte Home NowSearch for ALL MLS Listings in the Charlotte metro area, including Mecklenburg and the surrounding counties.  These listings include resales, new construction, foreclosures, auction properties, short sales and REO’s.    Start your search … (29 comments)

buyer tips: First Time Homebuyer Handbook, Part I - 01/16/09 11:16 AM
Why rent when you CAN buy? Why pay someone else's mortgage for them?  Whenyou're a renter, you're doing just that--making your landlord a nicelittle nest egg for his or her retirement!  
Much ado is being made in the news today that the banks aren't lendingmoney and that no one is able to secure a mortgage.  Well, letme tell you--Not ONE of my clients turned down for a mortgage duringthis last year!  Banks ARE lending money and chances are youcan own your own home for the same amount that you're paying in rent. With interest rates at a historical low right now, it's agreat … (21 comments)

buyer tips: Are You Shopping for a New Home? - 11/22/08 01:41 AM
How to Prepare for Homeownership? Are You Preparing for Homeownership?
Here are a few tips to consider before you get started:

1. What can you afford?  Ideally, you can afford a home that is equal in value to between two and three times your gross annual income.
2. Do you have enough money saved to qualify for a mortgage and cover your down payment?  Ideally, you should have 20 percent of the purchase price saved as a down payment. There are opportunities to purchase with less money down but, you want to be certain that you're not getting in over … (2 comments)

buyer tips: At It AGAIN! - 10/26/08 05:57 AM
At it Again! Homeownership--What it Once Was... SHOCK!  The media is at it again!  Today's front page real estate section boasts that 'Homebuyers face new scrutiny when securing loans.'  Okay, my dander is up AGAIN! The article, in a nutshell, is playing on the reader's fears that homebuying is not what it once was.  Here are the main points along with, of course, my counter-points:

1.  You can no longer secure a 100% mortgage loan.  Yes, I had investors who did this but, this article is that it is focused on the homebuyer seeking a primary residence.  I am … (23 comments)

Debe Maxwell, CRS, Charlotte Homes for Sale - Charlotte Neighborhoods ( | The Maxwell House Group | RE/MAX Executive | (704) 491-3310) Ambassador large

Debe Maxwell, CRS

Charlotte Homes for Sale - Charlotte Neighborhoods

Charlotte, NC

More about me… | The Maxwell House Group | RE/MAX Executive | (704) 491-3310

Address: 2108 South BLVD, Suite 116, DILWORTH/SOUTH END/WILMORE, Charlotte, NC, 28203

Office: (704) 491-3310

Mobile: (704) 491-3310

Email Me

Call (704) 491-3310 or email
Author Bio: Debe Maxwell is a Certified Residential Specialist (CRS) in the Charlotte Metro region with a focus on the Charlotte luxury home market. My team of agents each have their own specialty areas, a benefit to anyone buying a home in Charlotte NC. If you're thinking of listing your home, I would love to meet with you and share our marketing success package with you. My homes sell faster and for more money and after all, isn't that what every seller wants?! We'd love to help you buy or sell in the Charlotte Metro region.         
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