philadelphia: Talking the Talk, Walking the Walk - 07/26/19 10:02 AM
So many successful people who have become self-made, talk a lot about being a bootstrapper like Donald Trump. I really wouldn’t consider the President a bootstrapper but who can argue with Donald Trump.
My point is that it’s hard being self-made. People like us hear “no” repeatedly. Not only that but our family members fail to believe in us. Our friends laugh at us and others point fingers at us in judgment.
Making it requires not only skill and talent, but also perseverance and emotional intelligence to fight through all the difficult times. Therefore, when someone that started on the bottom becomes successful, … (0 comments)

philadelphia: 7926 Park Avenue Elkins Park Pa 19027 - 05/31/19 06:25 AM
MULTI-GENERATIONAL HOME-First Floor In Law Suite with bedroom, full bath, and sitting room! Situated on a suburban, tree-lined, one-way street, sits this impressive, one of a kind home features fabulous original character with modern upgrades-and an amazing one of a kind In Law Suite with a full bathroom and sitting area on the first floor. Located steps away from Septa's Elkins Park train station with a 20 min ride to center city, Roling's Bakery, Elkins Park Library, many other shops, restaurants and parks and within minutes to major highways, this home offers a lifestyle of convenience. Enter through the front vestibule, … (7 comments)

philadelphia: What Should You Do After You Pass Your Real Estate Exam - 05/30/19 08:09 AM
Congratulations! You’ve passed your real estate exam. As a new addition to the large network of real estate professionals currently working to aid buyers and sellers through the process, there are a few logical next steps to take after completing your exam.
Just as the exam process itself differs slightly based on the state in which you are licensed, the next steps to getting work can also depend on the nuances of the market you’re looking to enter.
Nevertheless, there are some basic steps that most real estate professionals would agree are the most beneficial way to start your career off on the right foot.
6 … (0 comments)

philadelphia: Future of Multi-Gen Homes - 05/19/19 06:18 AM
Let us face it. Our population is aging. There has been an increase in access to good healthcare. Medical technology is emerging. Lastly, more public information about how to stay healthy is available. Comparatively, the real estate industry is so far behind with developing larger segmented homes to accommodate multiple generations (Multi-Gen) in one space. As a result, there is a Multi-Gen home shortage.
Aging PopulationI do not need to throw a bunch of statistics at you regarding the aging population. We have been slowly watching the growth in our own families. Just last year, because of a crisis, I was living … (1 comments)

philadelphia: How to buy a house - 03/13/19 01:48 AM
If a buyer is interested in buying a home, they should start the process 6-9 months before the purchase. It should begin with checking their credit. If any issues are found, they can work on that immediately. However, it takes several credit cycles (every 30 days) for the credit report to update. Credit is one of the 3 C's (credit, capacity, collateral) needed with buying a home and it is very important. Having a good to excellent credit score will determine how much you will pay to borrow money-essentially your interest rate. 
When reviewing their credit reports, they should be looking for … (4 comments)

philadelphia: The Rich get Richer! Mark Zuckerberg and Quiet Title - 03/12/19 05:23 AM
What is quiet title? According to Cornell law, a quiet title action is the following:
A special legal proceeding to determine ownership of real property.  A party with a claim of ownership to land can file an action to quiet title, which serves as a sort of lawsuit against anyone and everyone else who has a claim to the land.  If the owner prevails in the quiet title action, no further challenges to the title can be brought. 
- How is it impacting Zuckerberg? – Mark Zuckerberg, Founder of Facebook filed a quiet title suit in Hawaii adjacent to his water front property to own … (0 comments)

philadelphia: Hard Money Lenders-Predator or Savior? - 03/11/19 11:26 AM
There are two myths about hard money lending that I like to address today. One, hard money lending is the best way to get funding for a fix/flip. Two, hard money lender prefers to foreclose on your investment rather than collect the high interest payments.
Hard money lending is misunderstood by new investor. It's unfortunate because it can be easy to navigate if understood properly. 
The myth that hard money lending is the only way to go when buying a fix/flip is inaccurate. There are several sources of funding to seek out first and foremost before selecting a hard money lender. However, after … (0 comments)

philadelphia: You really want Zillow to buy your house? - 03/06/19 05:24 PM
Zillow's new service-ibuyer has hit the market in Phoenix, Atlanta, and Denver. There are three commercials which play on the emotions of a seller.  Zillow claims a seller would be interested in selling their home for cash to a company they know and can trust -all while making a bubble beard and cooking unicorn pancakes. Very cute, but misleading.
As there are many educated consumers that will be able to understand this arrangement, at the same time there are many others that will not. Unfortunately, a lot of sellers will not hire a professional realtor or real estate attorney to help navigate them … (4 comments)

philadelphia: Real Estate is Changing - 03/02/19 03:31 AM
There are cars flying over my head as I’m sitting on a park bench sending a text message on my arm. Yes, you didn’t misread and there are no typos in the above sentence. Welcome to the future. It may not be that far away from the time you are reading this post. I’m a Realtor/Broker/Owner/Author/Speaker and I recently wrote a book about my rapid rise to success titled “Burning Desire” ……. With this being said, my intentions were to write about a series of activities to focus on while climbing the success ladder in real estate. Well, after reading about … (4 comments)

philadelphia: "Finishing Friends" - 06/21/18 07:53 AM
I'm an avid reader. I love to read about technology, history, real estate, and self-improvement. I recently came across a book written by a local Broker/Lawyer in my area titled "Finishing on Top: How to achieve personal goals, become successful, and experience happiness through the power of finishing by Sherman Toppin, ESQ.
In the book, the author makes mention of "Finishing Friends". He says that to achieve success you must climb a mountain and all your friends who are on the bottom of the mountain with you will think you are crazy once you start climbing. On your journey to the top … (4 comments)

philadelphia: Moving Forward - 06/20/18 08:24 AM
Moving forward can be challenging in business and in our personal lives. Seller's or possible seller's are currently reluctant to put their homes up for sale because of possibly not being able   to find another home. There is somewhat uncertainty in our political environment and a mirage of other issues. As Realtor's it can also be difficult to continue on in our changing industry as well as trying to understand who to market too-when-and how? 
However, as Fredrick Douglas said "If there is no struggle, there is no progress" As Realtors, sellers and buyers we have to keep going and sift through the challenge of … (2 comments)

philadelphia: Changed Real Estate Companies/Brokers-Brutal Process - 04/15/18 03:03 AM
I recently changed companies. I made an educated business decision and decided to transition from a traditional company and relocate my real estate business  to an independent franchise. My ultimate goal is to become a Broker and hang my own shingle-but baby steps for now! However, the process was brutal. I was unable to get paid on transactions, unable to retain my listings, and my reputation and character was smeared and questioned-unethically.  However, if I had the opportunity to re-think my decision and do it again-Yes I would absolutely do it again. My advice to those of you thinking of moving to a … (4 comments)

philadelphia: Technology changed all 5 of these businesses - 02/22/18 05:37 AM
Technology changed all five of these businesses will real estate sales be next?
1. Travel
2. Video Rental
3. Music Industry
4. Newspapers
5. Bookstores

philadelphia: Robots in Real Estate - 02/19/18 11:32 AM
According to an article in Realtor Magazine in Jan 2018, robots are starting to do showings.
Zenplace in San Francisco is using robots to conduct showings. When buyer's show up at the unit the robot greets them and leads them around with the image and voice of the agent on an ipad.
 Yes, I know. Weird. But it's the trend of the industry. Maybe it's the future of how we show real estate.
I would love it, I prefer working with sellers because it difficult for me, with my condition, to shuffle around buyers. So the perfect solution has arrived. Exciting times I say, … (3 comments)

philadelphia: Benefits of being Realtor/Investor - 02/18/18 09:04 AM
Small scale development can increase your real estate business. Your buy-in to real estate as an smart investment can boost your creditability. I wouldn't take advice from a stockbroker who doesn't own stock.
Development also fulfills the needs of communities-especially for Urban Development. Creative building and development can better the neighborhood and create more demand.
While attending Broker School, I caught the bug of real estate development. I plan on attending an intensive small scale development boot-camp this year.
For information on workshops and boot-camps go to

philadelphia: Are your decisions costing you money? - 02/17/18 04:33 AM
Five business moves that cost agents a lot of money.
1. Taking overpriced listing (priced reduction schedule in contract-ok)
2. Listing properties at a reduced commission
3. Taking out buyers who don't buy from you
4.Wasting time at the office socializing or gossiping
5. Batting cleanup for other people's poor service
The opportunity cost or loss commission-$20,975
Work smarter, not harder

philadelphia: How do I find clients as a New Realtor? - 02/16/18 11:12 AM
The answer is to choose all or a few of the below and give it 10x relentless energy into pursuing each source for a lead. Good Luck!
expired listings, FSBO, craigslist, divorce attorneys, estate attorneys, financial advisors, members of the military, sports/celebrity agents, property managers, title agents, homebuilders, home remodelers, architects, interior designers, boy scouts, girl scouts, church groups, school volunteers, nonprofits and charities, auctions, website, blog, social media, wedding planners SOI, Zillow,, repeat clients, broker leads, government agencies, floor time, podcast, for sale signs, open houses, name badges, professional organizations, networking groups, absentee owners, classes/seminar, moving companies, Uber/lyft drivers, … (1 comments)

philadelphia: You want to buy a home? Do this first... - 02/16/18 03:39 AM
If a buyer is interested in buying a home, they should start the process 6-9 months before the purchase. It should begin with checking their credit. If any issues are found, they can work on that immediately. However, it takes several credit cycles (every 30 days) for the credit report to update. Credit is one of the 3 C's (credit, capacity, collateral) needed with buying a home and it is very important. Having a good to excellent credit score will determine how much you will pay to borrow money-essentially your interest rate. 
When reviewing their credit reports, they should be looking … (2 comments)

philadelphia: Property Coin is the new Bitcoin for Real Estate - 02/15/18 09:09 PM
It's exciting times in the world of technology and real estate. A new cryptocurrency called property coin will hit the market in a few weeks. It was built on a blockchain platform similar to bitcoin. The future is here Realtors. Title companies will soon be obsolete and real estate will transfer via a click of a mouse. Are you afraid? I'm not. Change is inevitable.
The concept is interesting. Aperture Real Estate Ventures is the genius behind property coin. The currency will be back by real estate investments and loans from the investment company-which as the companies holdings increase so will the coins value.  The … (3 comments)

philadelphia: 5 Things to Know as a New Realtor - 02/15/18 06:21 AM
5 Things you should know as a new Realtor
1. RE License courses didn't teach you how to find new clients.
2. You are in the lead generation business first, real estate business second.
3. Your work hours will be crazy. (prepare your family)
4.Real estate is harder than you imagined-you need not just one client but hundreds
5. Most Realtors are not hard-wired to be self employed (your own boss)
Bonus Tip: It gets better, eventually you will build a referral business and will not have to work as hard.
Good Luck!
For help on how to get started quickly and to prevent some of the … (2 comments)

Deborah  Ann Spence, Awesome Realtor serving Philadelphia and suburbs! (Fierce Realty Corp)

Deborah Ann Spence

Awesome Realtor serving Philadelphia and suburbs!

Philadelphia, PA

More about me…

Fierce Realty Corp

Address: 2424 E York St, Philadelphia, Pa, 19125

Mobile: 484-934-2744

Email Me



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