realtor: 100 Reasons Why to hire a Realtor - 01/12/18 05:12 PM
There are 100 reasons why to hire a Realtor, but for now I will give you only 10 really good reasons. If you are thinking of buying and selling without one, please read this post and re-think that decision.
 
What can go wrong in a Real Estate Transaction
1. Title Company misses a tax lein
2. Termite Report reveals substantial damage.
3. Seller's didn't tell reveal that they are in the middle of a divorce.
4.  Buyer did not tell the truth on loan application
5.  A real estate attorney gets involved.
6. The appraiser is not local and misunderstands the market.
7.  The buyer or seller goes on … (1 comments)

realtor: 4335 Oakmont St Philadelphia Pa 19136 - 05/31/17 02:50 AM
60inch Flat Screen Television for first full price Offer by 06/06/2017 Move in Ready! Take a look at this modern cozy 2 story, 3 bedroom home. It has been beautifully maintained an attended to with love and care. Immediately enjoy a welcoming lovely front yard. Includes an Eat in Kitchen and CENTRAL A/C. The living room sparkles with beautiful hard wood floors, fresh paint, and a beautiful dining room. The kitchen features amazing counter tops and bright lighting. The back of the house is also well cared for with a one car garage. Upstairs you will find 3 bedrooms and one … (2 comments)

realtor: Having a Real Estate Security Plan is important - 05/31/17 02:18 AM
 Real Estate Agent's are at risk when it comes to showing homes alone, sitting Open Houses, and taking photo's of vacant listing. Because we-Real Estate Agent's, are independent contractors, our security and safety must be our own responsibility. As a successful agent, I have shown thousands of homes and sat hundreds of open houses alone, but not until last weekend did I realize that I needed a safety plan.
I was sitting an Open House in North Philadelphia on Sunday alone. I set up my open house table next to the door, so that the guest will immediately be able to sign in, … (2 comments)

realtor: Snapchat and Real Estate - 03/08/17 03:46 AM
Snapchat went public last week with a huge bang, but since then it's stock price has dropped by 11%. The biggest problems facing the stock is the inability of shareholder input and most important it's inability to connect with older potential users.
What does this have to do with real estate?
I personally believe that it can be a huge opportunity for real estate agents to get in on the ground floor of this popular medium for teenagers and twentysomethings.  As an agent you can use Snapchat to post listing videos and open house video announcements. No more are the days of "If  … (9 comments)

realtor: Top 10 Tips For Buying Your First Home! - 12/22/16 06:44 AM
If you are making a shift for the New Year from renter to homeowner, you should begin preparations now! It's an exciting emotional and financial roller coaster. Here are some tips to help you get started:
1. Check your credit score.
2. Budget
3. Start saving and stop spending
4. Meet with a Mortgage Banker
5. Find a Realtor you trust/
6. Choose a Neighborhood
7. Set your priorities
8. Make an offer quickly on the house you love
9. Have a home inspection
10. Stay in contact with lender and Realtor until settlement day(Celebration Day for Everyone Involved)
Buying your first … (1 comments)

realtor: Why is there so much paperwork to sign to get a mortgage? - 12/20/16 05:51 AM
There are two good reasons why the loan process has become "hair pulling" for today's buyer than perhaps any time in history.
1. The government has set new guidelines that now demand that the bank prove beyond any doubt that you are indeed capable of affording the mortgage. This obviously avoids the fraud that was once a part of the mortgage industry that led to the housing market crash.
2. The banks don't want to be in the real estate business. Over the past several years, banks were forced to take on the responsibility of liquidating millions of foreclosures and also negotiating another million … (3 comments)

realtor: Here are some good questions to ask yourself if you're selling a home! - 12/19/16 06:16 PM
Here are some good questions to ask yourself if you are attempting to sell your home or have been thinking about selling your home.
What is your time frame to move Why are selling at this time? Where have you decided to relocate to? Have you ever sold a home before? How was your experience? What didn't you like? What did you like? What is your biggest fear or concern with the sale of your home? How soon do you want to have your home on the market? What needs to happen before you put the home on the market? Are … (1 comments)

realtor: Why I deserve my commission seller's! Don't downplay my value - 12/19/16 05:39 PM
Don't downplay my value! Why I deserve my commission seller's!
I will give you my top ten reasons, even though I have about 20 reasons, why I deserve to be paid for the work that I do. Here it is-
1. I have great negotiating skills
2. I provide a lot of market exposure/advertising/open houses.
3. I spend a lot of money on every listing ex: professional photographer, video tours, showcase listing on realtor.com or zillow.com, staging
4.I am experienced with solving up to 100 transaction problems such title search issue, appraisal issues, home inspection issues.
5. I am a full time agent.
6. I am easily accessible.
7. I provide … (2 comments)

realtor: Buy Now! Stop Waiting! You may lose or overpay later! - 12/07/16 05:46 PM
Now is the time to buy your dream home. Stop waiting! A lost opportunity may cost you! Why buy now? Well, I will give you three good reasons.
1. Mortgage rates are increasing. The rate for a FHA, 30 year fixed is currently at 4.75.  Just a couple of months ago, that particular rate was at 3.5. The longer you wait and delay your home purchase, will only cause you to pay more in the end.
2. It's a seller's market. This means that inventory is very low in Philadelphia and surrounding suburbs. As a result, your dream home may go to someone … (4 comments)

 
Deborah Ann Spence, Awesome Realtor serving Philadelphia and suburbs! (Fierce Realty Corp)

Deborah Ann Spence

Awesome Realtor serving Philadelphia and suburbs!

Philadelphia, PA

More about me…

Fierce Realty Corp

Address: 2424 E York St, Philadelphia, Pa, 19125

Mobile: 484-934-2744



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