respa: Homeowners and Real Estate Agents Paying for Questionable Services
- 04/30/12 08:17 AM
Homeowners and real estate agents are paying money for questionable services. Virtually every day I receive a solicitation for “forensic audits” “quiet title” actions (frequently performed by non-attorneys and this is unquestionably the “unauthorized practice of law” in all 50 states), “mortgage or note trail,” etc.
Many of these services provide a legitimate service and they actually produce the results that they promise. The problem is……how will this help a distressed homeowner or real estate agent?? Let’s suppose that an investigation is conducted into all phases of the distressed homeowner’s acquisition and loan of their property. We can further … (5 comments)
respa: A Legal Update on RESPA
- 10/07/11 08:37 PM
I am compelled to write a blog about an admittedly boring but very important topic. RESPA has been a part of our world for decades but it is frequently misstated and misinterpreted. An example happened this week. I became the attorney for a distressed homeowner and there is a variety of legal and practical issues. I contacted the listing agent who had the listing for all of an hour. She stated that she advised the client that he could not embark on an intended strategy because "it, violated RESPA". I asked her what aspect of the strategy violated RESPA. She replied … (5 comments)
respa: Why do So many Believe that a Lawsuit will Stop a Foreclosure
- 05/25/11 04:40 PM
Virtually every day, I receive a call from a real estate professional or home owner that inquires about filing "the lawsuit" to stop a foreclosure. It seems that many believe the separate lawsuit (or a lawsuit in the even of a non judicial foreclosure) will stop the foreclosure process. Where does this come from?? The theory is that a lender may have violated the Truth in Lending Act (TILA) Real Estate Settlement Procedures Act (RESPA) or various other federal and state laws and that this will remove a property from foreclosure. This would rarely be the case. If a home owner … (6 comments)
Author Bio: Paddy Deighan earned his Juris Doctorate and PhD Paddy consults with taxpayers in regard to tax liens, tax levies, tax levy, offer in compromise, tax debt, tax settlement
Homeowners and real estate agents are paying money for questionable services. Virtually every day I receive a solicitation for “forensic audits” “quiet title” actions (frequently performed by non-attorneys and this is unquestionably the “unauthorized practice of law” in all 50 states), “mortgage or note trail,” etc. 
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