arizona hard money loans: What You Need to Get Your Arizona Hard Money Loan Approved Quickly - 05/18/19 01:29 PM
Arizona Hard Money Lenders will require certain things in order to approve your loan. Here’s a list of things you should have ready before you apply.Each Arizona Hard Money Lender is different from the last, but there are certain things that they will ask for across the board. These things will need to be provided when applying for the Arizona Hard Money Loan so having these in hand will help you get your loan approved faster so you can get to work on your investment property.
Purchase ContractIf you’re buying a property for fix and flip you want to have the purchase … (1 comments)

arizona hard money loans: Sellers Turn to Arizona Hard Money Loans for Fix Ups - 05/18/19 01:22 PM
It’s a seller’s market, but the competition is stiff. Sellers are using Arizona Hard Money Loans to boost their home value.Today’s real estate climate is in favor of sellers. They’re getting top dollar for their homes and inventory is low. Sellers are finding themselves with multiple offers and bidding wars often times, but what if your house isn’t selling as quickly as others?
Home owners who want quick money to make updates on their homes turn to Arizona Hard Money Loans to make updates and upgrades that can make their house more appealing to buyers. They can then turn around and pay … (0 comments)

arizona hard money loans: When to Turn to Commercial Hard Money Lenders - 05/17/19 02:46 PM
When borrowers seek out loans, they may consider both traditional and untraditional methods of borrowing. But what kind of borrowing works best? And when is one option better than the other?Borrowers may turn away from traditional loan lenders because they don’t qualify and there are options with more potential elsewhere. Traditional loan lenders are composed of public lenders like banks and credit unions. In these cases, the standards to be a borrower are high. You must supply paystubs, financial and job history, as well as tax and credit reports. Great significance is placed on your financial history, and it can make … (0 comments)

arizona hard money loans: How Borrowers Are Reaping the Benefits of Arizona Hard Money Loans - 05/17/19 01:34 PM
There are tons of options when it comes to seeking out loans. Both public and private lenders will have options for your investment, but only Arizona Private Money Lenders can offer the benefits of hard money. Though, what is hard money—and is it right for you?A traditional lender is a public lender, like your local bank or credit union. Traditional lenders have high standards. They consider everything from your paystubs, job history, debts, and anything that could and can impact your current financial standing. Untraditional lenders, like hard money lenders, work a little differently. Arizona Hard Money Lenders are private companies … (1 comments)

arizona hard money loans: Want To Create Passive Income? Try AZ Hard Money Loan to Start Airbnb - 05/16/19 03:45 PM
It's everyone's not-so-secret desire to generate income that doesn't require clocking in and out at a miserable job. For some, Airbnb can provide that passive income boon and even people with not-so-great credit can do thanks to Arizona Hard Money Loans.Make no mistake, we are living in the era of the gig economy. Gone are the days of working for one company your entire life and retiring with a gold watch and a goodbye party. People are taking jobs on TaskRabbit, driving for Uber and watching people's dogs on Rover. The undisputed king of the gig economy, though, is Airbnb. People … (1 comments)

arizona hard money loans: How to Stretch Your Hard Money Loans When Marketing Properties - 05/14/19 12:13 PM
Most people think about how to stretch Arizona Hard Money Loans in terms of revamping a property. However, in certain niches, crafting and maximizing a marketing budget is essential too.Realistically, not everyone who leverages Arizona Hard Money Loans for their fix-and-flip projects or spec homes will need to market that property. A few folks, either by luck or savvy locale choices, will garner interest in the property even before it’s complete simply by being present and active. Some chat up neighbors while they’re on site and others place a sign in front of the home letting people know when it will be … (0 comments)

arizona hard money loans: DO YOU WANT TO BE RICH? - 05/05/19 03:02 PM
Think about the various ways you can make money. Then, think about how long it will take you to actually make that money. The one way you can make money quickly is through real estate investing.Hopefully, you are familiar with hard money. Basically, hard money is money that belongs to wealthy investors. They want to make money off of their money, as investors do. They lend their money to real estate investors that have projects, such as fix and flip and construction, that will generate a profit. The real estate investor then pays back the loan plus interest. These are very … (2 comments)

arizona hard money loans: ARIZONA HARD MONEY LOANS ARE BIGGER THAN EVER - 05/05/19 02:50 PM
What are the benefits of a hard money loan and when does it make sense to use one?In the mortgage lending world there are different types of loans. There are conventional loans, government loans—such as FHA, portfolio loans and then there are hard money loans. Hard money loans are made by private lenders. Unlike bank loans that are created through institutional lenders such as Chase or Bank of America, these are made by private individuals or groups of individuals. These loans are pulled together and financed through private lenders—wealthy lenders. These individuals pull their money together to create a mortgage fund. … (0 comments)

arizona hard money loans: Arizona Hard Money Loans: Why you need more Debt - 05/01/19 11:26 PM
When it comes to Arizona Hard Money Loans, you want more debt, not less. Having more debt might not sound like good financial advice, but in the case of fix and flips, it is.The best-laid plans of fixers and flippers often go awry.
Line by line you might have your project priced out down to the very nails you plan to use to install the kitchen cabinets. Your schedule might have a minute by minute breakdown of how work will proceed, “On April 16th, from 10:10-10:15, remove the carpet in the second bedroom, from 10:15-10:35 install new carpet,”
Maybe your plan probably won't … (0 comments)

arizona hard money loans: Using Az Hard Money Loans to Flip Commercial Properties w/o the Fix - 05/01/19 07:14 PM
If you use Arizona Hard Money Loans to flip commercial properties, you might not have to spend a nickel on a single nail to raise its resale value. Learn how you can use commercial property valuations to your advantage so that you can flip without the fix.You’ve probably used hard money to flip residential properties. You secure an undervalued home, pouring months of blood sweat and tears into your project and then you resell it at a higher value. Residential flips take a lot of work because you can only add value, by improving or adding amenities. But flipping commercial properties … (0 comments)

arizona hard money loans: Make money with Az Hard Money Loans Advice to Lower Your Tax Bill - 05/01/19 11:34 AM
Two things in life are inevitable, death and taxes. If you use Arizona Hard Money Loans to flip houses more than half of your profits might go to Uncle Sam. Learn some tactics to lower your tax burden so you can earn more money on your next flip.Because of their short turn around, the profits from house flips are subject to the regular income tax rate, which could go as high as 37 percent. If you’re self-employed, you have an extra burden-FICA, which could add another 15 percent to your effective tax rate. We haven't even mentioned state taxes yet
So, if … (0 comments)

arizona hard money loans: 100% LtV hard money lenders, almost non-existent, they're out there. - 04/29/19 10:04 PM
This type lender is the rare species in the real estate field—Arizona Hard money loans are everywhere, but few are funded at 100 % Loan-to-Value. Interested? Need this kind of deal if you can find it? Be prepared for some hard work.Loan-to-Value Arizona Hard money loans are not difficult to find, but in most cases, the cutoff ends at 65 percent of the property’s value, not 100. A statement saying the company offers complete financing, as would be lenders have discovered, actually may be offering 100 percent of appraised value or perhaps 80 percent with a bridge loan thrown in to … (0 comments)

arizona hard money loans: The Three Loan-to-Values of Arizona Hard Money Loans - 04/29/19 02:32 PM
Arizona Hard Money Loans are one of the more flexible options to consider when financing a real estate investment. There are three loan-to-values to consider when reaching out to a private lender.Real estate financing looks at the Loan to Value (LTV). In other words, it is the value of the property that the loan will finance. If you have a property that is a $100,000 property and you plan on putting down $25,000 and you will be borrowing $75,000, then your LTV would be 75%. This provides the lender the knowledge that you have skin in the game. The amount of … (0 comments)

arizona hard money loans: When You Should Use Arizona Hard Money Loans - 04/29/19 01:44 PM
As you most likely have figured out by now, if you’ve been in the real estate investment business for any length of time, Arizona Hard Money Loans are not a fit for all scenarios. However, for a variety of transaction types, real estate deals, loan scenarios, and investment strategies, a private hard money lender is considered the lender of choice.One of these lending scenarios is the fix-and-flip investment model. You’ll find that banks tend to stand clear of fix-and-flip projects from simple single-family renovations to complex commercial property and apartment building rehabs. Banks generally prefer to fund non-speculative real estate investments, … (1 comments)

arizona hard money loans: 5 Reasons You Need Hard Money Loans - 04/29/19 11:07 AM
If you are unfamiliar with Arizona Hard Money Loans then you probably don’t know the six signs that you need a hard money loan. But this could answer some serious questions for you.
Arizona Hard Money Loans are loans that are offered by private lenders and are actually based on the value of the collateral that you are using for the loan more than they are based on your credit score. This means that people who are having issues with their credit or have had issues in the past can still qualify for a loan. But because these loans often represent a … (0 comments)

arizona hard money loans: 4 Reasons Investors Like Arizona Hard Money Loans - 04/28/19 10:58 PM
While not all investors understand hard money loans, those who do know that when used correctly there is a great potential for return on investment. Below are four of the biggest benefits of these loans.Not every loan is right for every type of property, and in some cases, a property can be in a condition that makes it difficult to secure any loan at all. But smart real estate investors know that Texas Hard Money Loans can be a great resource because of all the great benefits that they offer over a traditional bank loan. These asset-based loans open up a … (0 comments)

arizona hard money loans: Understanding How To Make Arizona Hard Money Loans Work For You - 04/28/19 10:25 PM
Borrowers need to understand how Arizona Hard Money Loans work to take full advantage of their benefit. Used correctly these loans can provide a huge ROI.Arizona Hard Money Loans are simply another name for asset-based loans. What this means for borrowers is that the loan approval is based on the value of the property being used as collateral and not so much on the creditworthiness of the borrower. In addition, these loans are not funded by a traditional bank. Instead, they are offered by private lenders who are in business to make money from the interest on the loans that they … (0 comments)

arizona hard money loans: Experts Say Market is Stable: Invest with Arizona Hard Money Loans - 03/28/19 10:02 PM
Changes in the housing market this year have made some wary of an impending crash, but experts say the data concludes it’s stable. You can still use Arizona Hard Money Loans to invest in properties and earn some serious cash.Some worries about the housing market have arisen because 2018 was filled with skyrocketing values and a housing shortage, but the numbers shifted at the end of the year a bit. However, experts say this is not a cause for concern—the market is stable and expected to continue to remain strong. According to a recent AZ Central news report, “96 out of … (1 comments)

arizona hard money loans: Tired of Runaround from Banks? Try Owner Occupied Az Hard Money Loans - 03/25/19 09:19 PM
When the Dodd-Frank Act passed, it became significantly harder to get an owner-occupied Arizona Hard Money Loan but don't believe people who tell you that they don't exist anymore. Speak with us today to see how you can qualify for one.After the awful recession this country passed through, politicians passed the Dodd-Frank Wall Street Reform and Consumer Protection Act to close the loopholes and loose regulations that allowed it to happen. It applied to banks and big financial institutions, but, surprisingly enough, it also encroached a bit on an area of lending that traditionally exists outside the system — hard money … (0 comments)

arizona hard money loans: Qualify for Bigger Arizona Hard Money Loans by Using Your ARV - 03/25/19 09:10 PM
Lots of people qualify for Arizona Hard Money Loans to buy homes and make repairs, but what if we told you there's a way to qualify for more funding? You can, and it's by knowing your after repair value (ARV).Arizona Hard Money Loans, also called asset-based loans, are loans that are secured by a property. Many lenders will only give you around 65 percent of the total value of the given asset. In other words, a property appraised at $100,000 could secure a loan of $65,000.
However, this is where things can get hairy. An appraisal works if the house is in … (0 comments)

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Dennis Dahlberg Broker/RI 623-582-4444

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