denver real estate: Real Estate Wealth and Saving For Retirement? - 06/13/08 01:39 AM
Here's a shocker...take your present age and subtract it from 67.(Mine is 67 - 47 = 20 years)That means I have 20 years left until retirement age - what's yours? To most Americans, amazingly - even if you DON'T have a dime saved right now - you can easily retire wealthy if you can just start a monthly savings/investment plan now! Here's all you need to save per month to become a millionaire in 20 years...Savings start date: 7-1-2008Balance on start date: $0 Number of years to save: 20 Rate of return: 8%To earn: $250,000 You will need to save (deposit) … (3 comments)

denver real estate: Buy Low and Sell High...For Today's Real Estate Market? - 05/31/08 03:43 AM
We all seem to forget that in a slow - or "off" real estate market - that home owners are just taking a "paper loss" on the valuation of their home or real estate they own...very similar to if your 401k or stock/mutual fund portfolio decreased because the stock market was going through a down period. Should you worry about that - or panic?In the stock market or with your 401k, you can sell - or shift your allocations to other more profitable; or safe fixed options instead. If you don't sell, then you can just "ride out" the bad times and … (0 comments)

denver real estate: Summer Buying & Selling Trends of 2008 - 05/24/08 09:21 AM
There are 4 new major "positive" trends in the Denver Colorado real estate market that both BUYERS and home SELLERS had better be aware of - if you are going to survive this summer buying and selling season! Read more about these at http://www.jeffboyce.net/First, it appears that many home SELLERS have decided to "not" take their Realtors advice to clean up, stage and make your remodeled/updated home look nice for incoming potential BUYERS. This in NOT the "sellers market" of 2005...and you are competing with about 2-3 times as many homes for sale in your neighborhood and surrounding subdivisions. Smelly pet … (0 comments)

denver real estate: Thank God For GOOD Credit Loans! - 05/21/08 02:48 AM
 Yes indeed - "Thank God" for those buyers who have good credit so they can keep our real estate market plugging along this summer selling season!You see, without good credit now (typically a 600+ mid-fico score to qualify for a FHA 30-Year fixed rate) our Littleton & Highlands Ranch real estate market would not be doing very well at all...nor would the rest of the Denver real estate market - or the whole national real estate market for that matter! Statistics show that around 24%-27% of all potential homebuyers in Denver now (and nationally) have lower credit scores and CANNOT qualify … (0 comments)

denver real estate: Will "Fence-Sitting" Dominate the 2008 Housing Market? - 05/03/08 02:54 AM
Is it smart to be a "fence-sitter" in 2008 if you are confused about whether you should buy a home - or to rent a house instead? This Realtor thinks that it's actually a pretty simple choice...The issue facing so many American now, is if they'll get 'burned' financially buying now - as opposed to renting instead. But, in order to break down that decision to see if it's a sound decision - we must examine 2 key components. The first one is how much does rent cost you per month for the same equivalent lifestyle and home size? In certain … (3 comments)

denver real estate: What is the Home Ownership Accelerator 7 Year Loan? - 05/02/08 04:09 AM
Is the HOME OWNERSHIP ACCELERATOR Loan the best loan in the United States today - and should you consider using it - to buy or refinance your home?There is a new mortgage loan available in Denver Colorado (and 41 other states) that combines the effectiveness of a 15 year mortgage loan - combines it with a home equity line of credit on your home - and then combines it with your checking account...so that you can PAY OFF YOUR HOME IN 6-12 YEARS on average!!! The HOME OWNERSHIP ACCELERATOR Loan compounds interest DAILY, and can permit you to buy or refi … (1 comments)

denver real estate: Why Isn't Your Home Selling FAST? - 04/19/08 11:48 PM
One of the biggest PROBLEMS in the Denver metro real estate area especially in the cities of Littleton, Aurora, Highlands Ranch, Parker, Arvada, and Lakewood is that your home stays listed for sale for 6 to 9 months without selling or getting a reasonably good price offer! But why is that happening?
The TOP 6 List of Seller ISSUES and classicla mistakes are:
1. Your home has NOT been updated, remodeled and/or looks poor - based upon it's list price (which is probably too high for the existing condition.)
2. Your home has poor looking paint, wall paper and/or bad carpet.
3. Your home is OVER … (1 comments)

denver real estate: Denver Real Estate - NO MORE $0 Down Loans... - 04/11/08 07:25 AM
Well - it's going to be "sink or swim" for most Denver real estate, as ALL major national lenders have now canceled the last zero down financing loans (except for the VA 100% loan.)
The Denver housing market - and all other Denver Metro real estate is going to have to rely on the regular Conventional and FHA loans which require a minimum of 3% down to 5% down to purchase real estate now. For real estate brokers like myself, that have closed nearly $100 million worth of real estate business - I question whether our Denver real estate market is … (0 comments)

denver real estate: TransUnion, Equifax and Experian Lied to Your Buyers!!! - 04/01/08 08:50 AM
What you know about credit reports and credit repair can save your real estate career...
During these VERY TOUGH real estate and mortgage times - what's the only PROVEN WAY that will genuinely help you to sell more real estate?
The answer is:  You must find a way to tap into YOUR pool of damaged credit buyers & renters with bad credit (that respond to your current advertising & marketing) so YOU CAN HELP THEM fix their credit and rebuild their credit reports.  If you can help them to legitimately fix their credit - then YOU can sell them a house in 30 days … (0 comments)

denver real estate: GENIUS Idea To Fix Denver Real Estate and US Housing Problems! - 03/31/08 03:57 AM
What's the #1 Problem stopping Denver real estate and the other national real estate markets from booming again? 
The answer is - there are no more good Investor Loans!
Currently there are not enough buyers in the United States or in the Denver real estate market specifically, to purchase the entire outstanding extra inventory of homes.  Typically, one in 10 to one in 15 homes are purchased by real estate Investors nationally.  With the current mortgage mess and credit crunch, Investor Loans have nearly dried up or been wiped out completely.  If you want to STOP the oversupply of homes for sale - … (0 comments)

denver real estate: Is Denver Real Estate DEAD Without $0 Down Loans? - 03/29/08 01:52 PM
Why is it that with so many home buyers and home sellers and Denver want to put a "fork" and write-off Denver real estate? The reality is, when looking at the Denver MLS sales statistics for the 1st 2 1/2 months of 2007, that nearly 68% of the home sales - in MOST Denver suburban cities - are equal to or greater than what they were last year! How shocking! Yes - Denver real estate is not dead! It's actually thriving...The biggest problem right now is that many home buyers are having a tough time getting a loan to purchase their … (1 comments)

denver real estate: What's the #1 Home Selling Trick for Selling Real Estate in 2008? - 03/29/08 01:07 PM
One of the most shocking things for Denver real estate agents and homeowners to see as reported in Remodeling Magazine's Costs vs Value Report of 2007, is the confirmation that nasty ugly bathrooms with mold and mildew wall tiles need to be remodeled before you sell or list your house. Bathroom remodels returned 82.2% of your investment (ROI) or the seller's investment, yet realistically, according to most top Denver Realtors, bathroom remodels will help your home sell faster than any other remodeled that you can possibly do!
The reason bathroom remodels are so important is because many have unattractive, dated and old … (0 comments)

 
Jeff Boyce, Specializing in $0 Down Homes For Sale (HomeSmart - Cherry Creek)

Jeff Boyce

Specializing in $0 Down Homes For Sale

Denver, CO

More about me…

HomeSmart - Cherry Creek

Office: (303) 622-5700

Mobile: (303) 622-5700



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