Derek McClintock's Blog

How Does a Short Sale Affect My Credit? I get asked this question a few times a week, so I wanted to post this picture from FICO that shows the effect of being late on your mortgage, having a short sale or a foreclosure.  How Does a Short Sale Affect My Credit? Just check out the picture below to...

HARP 2.0 Refinance Information   Homeowners - DO YOU OWE MORE THAN YOUR HOUSE IS WORTH OR YOU CAN’T REFINANCE?    Home Affordable Refinance Program HARP 2.0 Refinance Information   Here you will find HARP 2.0 Refinance Information that may help homeowners make payments more manageable. The progra...

HARP 2.0 Unlimited LTV Refinance Temecula Temecula Homeowners - DO YOU OWE MORE THAN YOUR HOUSE IS WORTH OR YOU CAN’T REFINANCE?  Home Affordable Refinance Program HARP 2.0 Unlimited LTV REFINANCE The HARP 2.0 Unlimited LTV Refinance Temecula program may help Temecula homeowners make payments mor...

When Can I Get a Mortgage Again? As a mortgage banker, I get asked all the time by clients, "Derek, when can I get a mortgage again?"  With the amount of short sales and foreclosures that we unfortunately had to go through these past few years, I wanted to put up a chart for you, so that you can ...

iPad Listing Presentation - Tuesday March 6, 2012 9:00am PST Sellers are getting smarter and expect more.   I got a sneak peak at the iPad listing presentation and don’t think I would want to compete against it. We will show you how to impress potential home seller clients with a professional loo...

HARP 2.0 Unlimited LTV Santa Barbara County Refinance Santa Barbara County Homeowners - DO YOU OWE MORE THAN YOUR HOUSE IS WORTH OR YOU CAN’T REFINANCE?  Home Affordable Refinance Program HARP 2.0 Unlimited LTV REFINANCE The HARP 2.0 Unlimited LTV Santa Barbara County Refinance program may help S...

HARP 2.0 Unlimited LTV REFINANCE- SAN DIEGO SAN DIEGO - DO YOU OWE MORE THAN YOUR HOUSE IS WORTH OR YOU CAN’T REFINANCE?  Home Affordable Refinance Program HARP 2.0 Unlimited LTV REFINANCE The HARP 2.0 Unlimited LTV Refinance program may help San Diego homeowners make payments more manageable. Th...