Home Insurance While you may have shopped long and hard before settling on insurance policies for health and car, you should compare prices just as carefully when insuring your home. New buyers often accept the insurer recommended by the builder, and current homeowners rarely consider shopping for a new carrier. But with a little research, you could save hundreds of dollars a year on home insurance. In fact, you may be able to save without even switching carriers by taking these simple steps: * Increase your deductible. To reduce insurance costs, carry the highest deductible possible. The higher the deductible, the lower (3 comments)