apartment: Apartment Loans in Phoenix, AZ - up to $7,500,000 - 02/23/17 01:42 PM
Apartment Loans are Expanding!
Apartment loans in Phoenix, AZ for multifamily residential properties with 5 or more units are increasingly easier to qualify for and are expanding at a rate not seen in half a decade!   This is great news for real estate investors who want to pull cash out of existing stabilized multifamily properties or those who want to add to an already robust portfolio!
With rents continuing to rise and demand growing in the Phoenix, AZ market for apartment building and multifamily residential developments, underwriters are expanding the approval criteria and raising loan limits for apartment loans.  With loans available from $250,000 to as … (0 comments)

apartment: Bridge Loans for Investors - 06/03/16 10:56 AM
Bridge loans for insvestors are available for the purchase of distressed assets.  The most successful bridge loans for investors are for the acquisition and repositioning of distressed multifamily residential developments.
Buying older apartment buildings, small apartment complexes and slightly worn multifamily residential developments using bridge loans is one of the best ways to acquire property.   The bridge loans typically provide funds to purchase and rehab the property being acquired with LTC (loan to cost) percentages of up to 75%.
To find out how easy it is to quality for a bridge loan to purchase and reposition multifamily residential developments and apartment buildings contact the experts at Dividend … (0 comments)

apartment: Multifamily Small Balance Loans - 01/05/16 07:50 AM
Small Balance Loans for Multifamily Properties
It's a New Year!  and the market for multifamily small balance loans is getting even better!  With two major categories, those loans from $250,000 to $999,999 and those from $1 million to $5 million, investors in multifamily developments and apartment buildings now have the aggressive capital they need to significantly grow and improve their portfolios in 2016.
Loan to Value (LTV) ratios are still aggressive and are currently range from 75% to 80% in most markets.  Rates are still extremely loaw for loans over $1 million with 30 year amortizations running around 4%!  Money is available for … (0 comments)

apartment: Get Financed Today! - Multifamily, Office & Hotel - 10/12/15 06:24 AM
Get Financed Today! - Financing Tips & Tricks
Get financed today, whether you are seeking a commercial real estate loan for multifamily financing, apartment loans, financing for an office building or office complex financing, even hotel loans, it is easier than one might think.  Having a proper understanding of the way underwriters think and accepting a few facts about financing are the keys to success.
Multifamily Financing
When financing multifamily developments or seeking apartment loans, knowing the area of the financing that is hot in today's market is one key to success.  Small balance loans are very hot in multifamily financing and apartment lending … (0 comments)

apartment: Commercial Loans - Multifamily - 09/01/15 12:26 PM

Commercial Loans for Multifamily Housing and Apartment Buildings
Commercial loans for multifamily housing and apartment buildings are becoming more prevalent and easier to qualify for as the housing market tightens and rents continue to rise.  Recent trend data still shows a housing shortage and tight residential lending criteria continue to force more of the population into rental units.
Recent changes from Freddie Mac and Fannie Mae have opened up commercial loans in the small balance loan category for multifamily and apartment communities.  From bridge loans to standard conventional commercial loans, commercial real estate investors are finding the door to commercial loans for multifamily and apartments is getting easier.
Commercial … (0 comments)

apartment: Bridge Loan - Multifamily Financing Facts - 08/24/15 03:46 AM
Bridge Loan Facts - Multifamily Financing
The bridge loan facts are the bridge loan facts and the fact is that in order to buy unstabilized apartment complexes or to buy down debt on a multifamily development you have to use a bridge loan.  We hear all the stories about brokers telling borrowers that they can get 7% bridge loan rates, 6% bridge loan rates and now even 5% rates that are interest only with up to 80% LTV to purchase distressed assets or to buy out their debt at a discount.
The simple truth is that in most cases these are lies told by brokers … (0 comments)

apartment: Bridge Loan - Apartment & Multifamily - 08/20/15 06:43 AM
Bridge Loan - Apartment & Multifamily Repositioning
Bridge loan lending can be a complex world filled with unscrupulous players charging high upfront fees and not delivering at the closing table.  Today there are rumored to be bridge loans for apartment buildings and multifamily development repositioning projects with rates in the 8-10% range. 
The reality is that a bridge loan with these rates are typically reserved for deals in the Top 5 major markets and for properties that have a loan to value of less than 50%.  Essentially, these deals represent little to no risk to the bridge loan investor. 
Quality Bridge Loan Investors (Lenders)
Quality bridge … (0 comments)

apartment: Multifamily Financing and Apartment Loan Lenders - 06/04/15 07:48 AM
Multifamily Financing for Apartment Buildings and Apartment Complexes
Multifamily financing and apartment loans are confusing terms and many commercial real estate investors don't understand the difference between the two terms.  The dirty little secret is this... there is really  no difference!
If there is no difference between the basic apartment loan and standard multifamily financing then why do the two terms exist.  The terms exist because many real estate investors 'self-identify' in certain ways and multifamily financing and apartment loan lenders want to capture all those investors in need of a loan.
In general, those commercial real estate investors that invest in large and … (0 comments)

apartment: Multifamily Financing with Low Interest Rates - 04/24/15 03:15 AM
Multifamily Financing
Multifamily financing and low interest rates are here, but they are not here to stay.  Today interest rates in multifamily financing and apartment loans can be as low as 2.99% on loans with amortizations as long as 25 years!  These phenomenal rates are here now, but they won't be for long.
Savvy investors are completing rate and term refinances to obtain the lowest rates.  Even more experienced investors are completing cash out refinances of their multifamily financing and apartment loans to receive rates in the high 3% to low 4% range.  Imagine the cash flow that is created from converting a … (0 comments)

apartment: Blanket Mortgage - Residential Investment Properties - 04/09/15 01:59 AM
Blanket Mortgage
Blanket mortgage - a partitioned loan specifically designed to allow a single loan collateralized by a portfolio of properties.  With a residential blanket mortgage for residential investment portfolios real estate investors that want to purchase more than 4 properties can use a blanket mortgage to grow their business.
A blanket mortgage from Dividend America Commercial Lending can be used to pull cash out of an existing residential investment property portfolio, to consolidate debt and refinance or to purchase a portfolio of residential investment properties.  With rates as low as 5.5 - 7.75% and amortization terms out to 25 years, these loans are … (0 comments)

apartment: Apartment Financing - Apartment Loan Refinance - 03/28/15 07:32 AM
Apartment Financing Rates are in the high 3's to low 4% range right now.  Rates this low help apartment complex owners and apartment building investors create excess cash flow.  Using Apartment Financing and apartment loan refinance strategies properly can help investors rapidly grow their portfolios.
Proper structuring of an apartment loan refinance is critical to the success of using apartment financing cash out strategies.  Monetizing the equity in an apartment complex or other apartment asset can be a great way to get the needed equity to use as the down payment for additional purchases to grow a multifamily portfolio.
Dividend America … (0 comments)

apartment: Multifamily Financing - High Leverage 90% - 03/18/15 09:53 AM
Multifamily Financing - High Leverage
Multifamily financing with high leverage has been a challenge for many investors to obtain.  With new programs and very competitive multifamily financing market new programs are coming available that help real estate investors purchasing large multifamily projects obtain the high leverage they have been seeking.
Obtaining multifamily financing with high leverage, up to 90% LTV (CLTV), can be achieved with when the sponsor can prove they DO have the 10% equity required.  Many think that leverage this high for multifamily financing would have high interest rates, in fact, the opposite is true.  Using structured finance strategies … (0 comments)

apartment: Apartment Loan Refinance - Cash Out and Rate Reduction - 02/27/15 04:49 AM
Apartment Loan Refinance for Apartment and Multifamily Loans
Apartment Loan Refinance to pull cash out and to radically lower your rate can be achieved in many cases in less than thirty days.  The key to success is being prepared and engaging the right team.
The challenged for most small enterprises and larger investors is usually the same.  Most people just don't understand the types of documents needed to get started with an apartment loan refinance, not do they understand the delicate balance of information flow at each stage of the process.
Phases of Apartment Loan Refinance
During the process of applying … (0 comments)

apartment: Apartment Loan Refinance - 02/24/15 01:59 AM
Apartment Loan Refinance?
Thinking of refinancing an apartment loan and wondering where to turn?  Apartment Loan Refinance in today's market with constrained capital can be hard to find for both well-healed multifamily portfolio operators and single entity apartment building owners.
Whether the loan to be refinanced is a complex loan blanketing an entire portfolio of a single loan covering one apartment complex, refinancing doesn't have to be a difficult process.  Knowing the right steps to get your apartment loan refinance noticed and moved to the top of the underwriting que can be as easy as preparing three simple documents.
Successful Apartment Loan … (0 comments)

apartment: Multifamily Financing- Apartment Lending & Multifamily Acquisition - 05/27/14 09:23 AM
Multifamily Financing- Apartment Lending & Multifamily Acquisition:  Multifamily financing today is loosening in two destinct sectors; Apartment Lending and Multifamilly Acquisitions.
Apartment Lending encompasses loans for smaller complexes and apartment buildings.  These are smaller loans in the $500,000 to $2,000,000 range.  This sector of the commerical finance market has seen explosive growth recently.
Bridge loans for Apartment Lending have virtually doubled and interest rates are dropping from their highs of 15% with hard money style loans down to more reasonable 12% rates with some lenders even dipping down to th 10% interest rate level.
Loans for apartment buildings and apartment complexes … (0 comments)

apartment: Multifamily Bridge Loans and Hard Money Loans - Get Funded Today - 05/08/14 10:14 AM
Multifamily Bridge Loans and Hard Money Loans for the acquistion and purchase of multifamily assets and portfolios are available.  Our investor is aggressively seeking to fund distressed multifamily asset acquisitions that are ripe for repositioning.  Learn how and Get Funded Today.
When seeking multifamily bridge loans or hard money loans for mutlifamily assets it is important to understand that these loans can fall into multiple categories. The first category is considered small or lower market and includes apartment buildings as small as 8 unitsand as large as 20 units.  These loans typically do not exceed $750K and are for smaller real … (0 comments)

apartment: Refinance Loans for Apartment Buildings & Multifamily Developments - 03/07/14 05:16 AM
Refinance Loans for Apartment Buildings & Multifamily Developments
As the markets begin to change and the opportunities to purchase distressed apartment building and multifamily developments begins to dry up, many investors are entering into phase two of their investment.  Refinancing high interests bridge loans for apartment buildings and multifamily developments.
Great rates are still available for the refinance of multifamily development and apartment building assets that have beens stabilized.  Refinancing a bridge loan or hard money loan used in the purchase and repositioning of a distressed apartment building or multifamily development into a much lowere interest rate loan with a fixed period … (0 comments)

apartment: Multifamily Financing - Refinance and Cash Out - 02/06/14 04:39 AM
Multifamily Financing for refinance and cash out loans help investors get back equity from their properties and give them the opportunity to purchase and acquire new multifamily and apartment assets.  Multifamily financing for refinance and cash out is easiest when the multifamily development or apartment complex is stabilized, but loans are still available even if a multifamily community or apartment complex is not stabilized.
Refinancing a multifamily property or apartment building or apartment complex to pull cash out of the equity in the property is becoming a very popular multifamily financing strategy.  Simply leveraging that equity to reposition a multifamily asset … (0 comments)

apartment: Cash Out Apartment Loan Refinance! - Apartment Loans - 01/23/14 10:30 AM
Obtaining a cash out apartment refinance or other type of apartment loan is getting easier in today's market.  While many struggle by trying to obtain a cash out apartment loan refinance through traditional banking channels, a new type of multifamily lender has entered the market.
Apartment loans are still the realm of traditional banks but they aren't made 'through' the doors of the bank anymore.  Most apartment loans, including cash out apartment loan refinances and apartment loan refinances for lower interest rates, are made by subsidiaries of banks that act very much like funds.
The funds are designed with the specific purpose … (0 comments)

apartment: Multifamily Acquisition and Apartment Financing - Structured Finance - 12/27/13 03:44 AM
Mutlifamily acquisition and apartment financing in a structured financing vehicle is one of the few ways for sponsors and borrowers to get access to high leverage loans .. loans with LTV's above 90% and in some cases as high as 95% LTV.
In one recent example an investor provided the entire capital stack to make a multifamily acquisition financing possible.  The investor (commercial lender) provided the Senior Bridge debt, a Mezzanine Loan for interest reserves and repairs, as well as an equity investment into the LP (Limited Partnership) to complete the required equity investment for the loan portions of the multifamily acquisition … (0 comments)