austin: Bridge Loan Success - A Bridge To Far? Not This Time! - 02/09/16 01:23 AM
This is a Bridge Loan Success. This borrower had a real struggle.  He had invested tons of money in his project, capital was drying up and he needed a quick solution, here's how it all went down.
A Bridge (loan) to Far? Not this Time!
Everyone knows the old WWII story about the raid led by the British to try and gain a foothold in Europe and break the German supply lines.  The raid, dubbed Operation Market Garden, was doomed from the start.  Poor planning, a lack of experience by the planners and imporoper insight into the resources needed to accomplish the … (0 comments)

austin: The Bridge Loan with 80% LTV... Possible! - 01/19/16 06:07 AM
The Impossible Bridge Loan
It is a much sought after bridge loan but is often elusive.  A bridge loan with a loan to value ratio (LTV) of up to 80%!  While some believe it is impossible, it is not. 
The majority of bridge loans in the market today have a cap of 65% LTV.  Some lenders will go as high as 75% but only on those cherry deals in prime markets.  However, recently certain bridge lenders have had an epiphany of sorts.
With the large banks still vacant in the commercial real estate lending space, these large bridge lenders have begun to originate GSE … (0 comments)

austin: Hotel Loans & The SBA Loan - 09/18/15 05:47 AM
Hotel Loans & SBA Loans
Many in the hospitality industry are seeking hotel loans for their next project and tend completely overlylook the advantage of SBA loans.  Small business loans from the Small Business Administration are an excellent resource for funding your smaller hospitality investments.
With the ability to fund hotel loans up to $5 million and as high as 90% in some cases, a hotel loan using SBA guidelines is the perfect choice for many projects.  To find out how easy it is to qualify for a hotel loan using SBA loan guidelines give the experts at Dividend America Commercial Lending a … (0 comments)

austin: Bridge Loans for Commercial Real Estate - 07/01/15 02:37 AM
Bridge Loans for Commercial Real Estate - Acquisition & Rehab to 100% of Cost
Sound to good to be true?  Maybe it is and maybe it isn't, the devil is always in the details.   There are a lot of bridge lenders (... and pretenders ...) touting their bridge loan product with "100% of rehab cost" included.  Many brokers and borrowers are reading into this, thinking that the loan is a 100% LTV, however, closer examination reveals something entirely different.
Bridge loans for commercial real estate acquisition and rehab are coming back into the market at a very rapid pace and that is a … (0 comments)

austin: Bridge Loans for Acquisitions and Rehabiliation - 06/22/15 07:51 AM
Bridge Loans - Acquisitions & Rehabilitation Funding
Bridge loans for the acquisition and rehabilitation of commercial or multifamily residential real estate is a fairly simple process when the correct funding partners are involved.  Understanding the intricacies of how to present the bridge loan opportunity to the bride loan lender is key to funding success.
Popular bridge loan products in today's market include commercial loans for office building acquisition and repositioning as well as loans for apartment buildings and multifamily residential building acquisition and repositioning.
The most successful projects with the highest loan to value ratios in today's market are for multifamily projects.  … (0 comments)

austin: Multifamily Financing - FHA/HUD vs Freddie Mac - 06/13/15 05:18 AM
Multifamily Financing - FHA & HUD Programs
FHA and HUD have some fantastic programs to finance multifamily residential properties.  On the positive side they rates that can be sub 4% in some cases.  They also fix those rates for the entire term of 35 years!  That is amazing but it gets better, multifamily residential investors can get LTV (loan to value) ratios as high as 90%.  That's a low down payment of only 10% of the overall cost.
With all these great terms comes a serious downside.  The multifamily residential investor must commit the development to various types of rental assistance programs and in … (0 comments)

austin: Bridge Loans & Commercial Real Estate Investment - 06/08/15 02:46 AM
Bridge Loans & CREI
Bridge loans are a necessary financial tool for any commercial real estate investment enterprise.  Often times commercial real estate investor frown upon the use of bridge loans.  The common complaint is the 'cost of the money' being to high.
However, when the cost of losing a transaction is calculated, all of the sudden a loan with a higher, interest-only, interest rate doesn't look so bad.  The point here is not to argue whether interest rates on bridge loans are high, we all can agree that they are some of the highest in the market today.  The problem is the … (0 comments)

austin: Apartment Bridge Loans - Bridge Lending for Multifamily - 06/06/15 05:48 AM
Apartment Bridge Loans = Bridge Loans for Multifamily
Whether its a bridge loan for an apartment building purchase or a bridge loan for multifamily residential development re-positioning, most bridge loans take on the same characteristics.   When one thinks about bridge loans they should be thinking of a short term loan that helps them span a gap.
The gap can be simply from distressed asset purchase to stabilization or the bridge loan may be used for a quick close until some more patient money with better terms can be put in place.  Regardless of how one uses an apartment bridge loan or deploys bridge lending for multifamily … (0 comments)

austin: Multifamily Financing and Apartment Loan Lenders - 06/04/15 07:48 AM
Multifamily Financing for Apartment Buildings and Apartment Complexes
Multifamily financing and apartment loans are confusing terms and many commercial real estate investors don't understand the difference between the two terms.  The dirty little secret is this... there is really  no difference!
If there is no difference between the basic apartment loan and standard multifamily financing then why do the two terms exist.  The terms exist because many real estate investors 'self-identify' in certain ways and multifamily financing and apartment loan lenders want to capture all those investors in need of a loan.
In general, those commercial real estate investors that invest in large and … (0 comments)

austin: Apartment Loans - Small Balance Loans - 05/28/15 08:16 AM
Searching for apartment loans in the small balance loan category?  First understand the definition and what constitutes a small balance loan? 
Apartment loans and multifamily financing for loans less than $5 million has been difficult in recent years, especially those apartment loans with exceptionally low rates and competitive overall terms.  That has now changed!
Multifamily financing and small balance apartment loans are now an aggressive loan financing category with lenders fighting for the business.  Rates can be as low as 2.875% with fixed periods of up to 10 years, add to that a long amortization period and the newly minted small balance apartment loans become … (0 comments)

austin: Apartment Loans - Acquisition & Refinance - 05/26/15 05:12 AM
Apartment Loans - Acquisition
Apartment loans for acquisitions of additional apartment buildings are available and funding in the small balance loan space is aggressive.  Those commercial real estate investors who are acquiring apartment buildings and apartment complexes in the $1 million to $5 million range can now find easier qualification and more choices.
With loan to value ratios reaching 80% and loans with fixed terms up to 10 years and amortization periods of 25 years, these new apartment loans for acquisition of additional doors are helping real estate investors grow their portfolios in the B/C apartment building and apartment complex space.
Apartment Loans - Refinance
Additionally, … (0 comments)

austin: Physician Loans with Fast Closings - 05/25/15 06:09 AM
Physician Loans - Fast Closing & Easy Qualification
Physician loans with fast closings and easy qualification for doctors who have some credit challenges are easy to obtain through FastLoans.capital and their fast closing Physician Loans program.  This physician loan is designed to allow doctors to borrower up to $250,000 to take care of immediate physician practice financial needs.
Consolidate debt, buy new equipment or expand an existing physician practice with this fast closing, easy qualifying physician loan.  Some doctors use this financing to consolidate debt in order to improve their credit scores and quickly eliminate debt so that they can focus on correcting … (0 comments)

austin: Multifamily Loans Refinance - Unbelievably Low Rates - 05/18/15 01:06 PM
Multifamily Loans Refinance - The Lowest Rates
Believe it or not, the lowest rates on the refinance of multifamily loans these days is not coming from the major banks!  More and more often smaller firms with lower overhead and connections to entrepreneurial lending platforms are providing the lowest interest rates on the refinance of multifamily loans.
With rates dipping below 3% (for the best rate term deals having low LTV's) some commercial real estate investors are getting their multifamily loans refinanced with rates as low as 2.875%!  Now, to be sure, that's not everybody, but even the toughest deals are receiving offers in the mid … (0 comments)

austin: Restaurant Equipment Financing - 100% No Money Needed! - 05/18/15 03:30 AM
Restaurant Equipment Financing - 100% No Money Needed!
Restaurant equipment financing is available with no down payment, fast closings and easy qualification.  Financing the equipment you need with no tax returns and a credit score as low as 520!  Just provide 3 months of bank statements showing gross annual revenue of $200,000 and have a credit score above 520 and close in as little as 48 hours!   No long-term equipment lease with horrible 'buy-out' provisions leaving you owing more than the equipment is worth!  Just a fast closing loan so that you can own the equipment you need!
Small Business Loans and restaurant equipment … (0 comments)

austin: Commerical Real Estate Loan Refinance - 05/11/15 03:55 AM
Commercial Real Estate Loan
Commercial real estate loan refinance is picking up steam at the current time.  With rates commercial real estate loans in the high 2% to low 3% range commercial real estate investors are losing a huge opportunity if they are sitting on higher interest rate loans and are afraid to refinance because of a prepayment penalty.
When dropping an interest rate 2%, 3% or 4% per year, it makes since to pay the prepayment penalty in order to get huge payment savings that can add tens of thousands of dollars per month to the bottom line cash flow of the property!
A Good Time to Refinance … (0 comments)

austin: Business Loans - Fast Cash for Your Business - 05/05/15 03:16 AM
Business Loans that provide fast cash for your business are available in a variety of loan types.  The business loans that close the fastest are small business loans in the category of merchant advances and small business lines of credit.
While these loans may have seemingly high interest rates, they close fast giving the merchant or small business the opportunity to take advantage of special situations.  
For example, a restaurant owner has a old ice making machine that is NOT energy efficient and barely produces enough ice to handle a rush.  An equipment supplier runs a sale on a new ice making machine that … (0 comments)

austin: Multifamily Financing with Low Interest Rates - 04/24/15 03:15 AM
Multifamily Financing
Multifamily financing and low interest rates are here, but they are not here to stay.  Today interest rates in multifamily financing and apartment loans can be as low as 2.99% on loans with amortizations as long as 25 years!  These phenomenal rates are here now, but they won't be for long.
Savvy investors are completing rate and term refinances to obtain the lowest rates.  Even more experienced investors are completing cash out refinances of their multifamily financing and apartment loans to receive rates in the high 3% to low 4% range.  Imagine the cash flow that is created from converting a … (0 comments)

austin: Apartment Building Loans and Apartment Complex Lending - 05/28/14 03:48 AM
Apartment Building Loans and Apartment Complex Lending are generally simpler forms of financing than loans for multifamily developments.  The buyers of apartment buildings and smaller apartment complexes (less than 150 doors/units) don't need complex structured financing.
The borrowers that need Apartment Building Loans and Apartment Complex Lending are typically small investors who have similar properties or may even own multiple single family residential investments and are ready to move into more efficient types of real estate investments.
Apartment Building Loans and Apartment Complex Lending typically are loans from $250,000 to about $2,500,000 and often the properties would be considered B or C … (0 comments)

austin: Multifamily Purchase Financing - High LTV - Dallas, Houston, Texas - 05/17/13 02:52 AM
Multifamily Purchase Financing with High LTV is available for Dallas, Houston, Austin and San Antonio, Texas as well as other major markets in Texas.  Equity, bridge and mezzanine financing is available for multifamily purchase and redevelopment as well as long-term senior debt.
Multifamily purchase financing using a structured finance strategy that includes equity for the down payment on trades where loans are being assumed or where a combination of equity, bridge and mezzanine financing are used.  Dividend America Commercial Lending in cooperation with their parent company have assembled a group of investors (lenders and equity providers) who are very interested in … (0 comments)