az: Apartment Loans in Phoenix, AZ - up to $7,500,000 - 02/23/17 01:42 PM
Apartment Loans are Expanding!
Apartment loans in Phoenix, AZ for multifamily residential properties with 5 or more units are increasingly easier to qualify for and are expanding at a rate not seen in half a decade!   This is great news for real estate investors who want to pull cash out of existing stabilized multifamily properties or those who want to add to an already robust portfolio!
With rents continuing to rise and demand growing in the Phoenix, AZ market for apartment building and multifamily residential developments, underwriters are expanding the approval criteria and raising loan limits for apartment loans.  With loans available from $250,000 to as … (0 comments)

az: Commercial Loans - Down to $100,000! - 10/25/16 06:50 AM
Commercial Loan Threshold Goes Lower!
It's been a long, long, long time since commercial loans were available for real estate investors that need loans below $500,000!  In a sign that the economy may be turning, loans from $100,000 to $500,000 are now readily available.
Even more impressive is that many times these smaller loans do not require tax returns.  Simply having the right amount of down payment or equity in the property and a decent credit score is good enough for an approval. 
In the Phoenix, AZ metropolitan area, investors seeking to invest in small commercial real estate or pull some cash out of existing properties need … (0 comments)

az: Bridge Loans - Right Now! - 06/20/16 06:39 AM
Bridge loans have become extremely popular with investors understanding the value of using this fast closing, easy qualifying financing option to not only obtain single properties, but portfolios of assets.  With today's bridge loan acquiring properties of all types from traditional office to commercial and retail and multifamily residential has been simplified.
This financing allows for investors in fringe markets and B-Class and C-Class properties to move quickly thereby establishing an aggressive acquisition price giving them the ability to rapidly snap up choice opportunities.  As the economy continues to improve and the higher quality opportunities in premium markets continue to become more … (0 comments)

az: Bridge Loans for Investors - 06/03/16 10:56 AM
Bridge loans for insvestors are available for the purchase of distressed assets.  The most successful bridge loans for investors are for the acquisition and repositioning of distressed multifamily residential developments.
Buying older apartment buildings, small apartment complexes and slightly worn multifamily residential developments using bridge loans is one of the best ways to acquire property.   The bridge loans typically provide funds to purchase and rehab the property being acquired with LTC (loan to cost) percentages of up to 75%.
To find out how easy it is to quality for a bridge loan to purchase and reposition multifamily residential developments and apartment buildings contact the experts at Dividend … (0 comments)

az: Bridge Loans for Commercial Real Estate - 07/01/15 02:37 AM
Bridge Loans for Commercial Real Estate - Acquisition & Rehab to 100% of Cost
Sound to good to be true?  Maybe it is and maybe it isn't, the devil is always in the details.   There are a lot of bridge lenders (... and pretenders ...) touting their bridge loan product with "100% of rehab cost" included.  Many brokers and borrowers are reading into this, thinking that the loan is a 100% LTV, however, closer examination reveals something entirely different.
Bridge loans for commercial real estate acquisition and rehab are coming back into the market at a very rapid pace and that is a … (0 comments)

az: Multifamily Financing - FHA/HUD vs Freddie Mac - 06/13/15 05:18 AM
Multifamily Financing - FHA & HUD Programs
FHA and HUD have some fantastic programs to finance multifamily residential properties.  On the positive side they rates that can be sub 4% in some cases.  They also fix those rates for the entire term of 35 years!  That is amazing but it gets better, multifamily residential investors can get LTV (loan to value) ratios as high as 90%.  That's a low down payment of only 10% of the overall cost.
With all these great terms comes a serious downside.  The multifamily residential investor must commit the development to various types of rental assistance programs and in … (0 comments)

az: Bridge Loans & Commercial Real Estate Investment - 06/08/15 02:46 AM
Bridge Loans & CREI
Bridge loans are a necessary financial tool for any commercial real estate investment enterprise.  Often times commercial real estate investor frown upon the use of bridge loans.  The common complaint is the 'cost of the money' being to high.
However, when the cost of losing a transaction is calculated, all of the sudden a loan with a higher, interest-only, interest rate doesn't look so bad.  The point here is not to argue whether interest rates on bridge loans are high, we all can agree that they are some of the highest in the market today.  The problem is the … (0 comments)

az: Apartment Bridge Loans - Bridge Lending for Multifamily - 06/06/15 05:48 AM
Apartment Bridge Loans = Bridge Loans for Multifamily
Whether its a bridge loan for an apartment building purchase or a bridge loan for multifamily residential development re-positioning, most bridge loans take on the same characteristics.   When one thinks about bridge loans they should be thinking of a short term loan that helps them span a gap.
The gap can be simply from distressed asset purchase to stabilization or the bridge loan may be used for a quick close until some more patient money with better terms can be put in place.  Regardless of how one uses an apartment bridge loan or deploys bridge lending for multifamily … (0 comments)

az: Multifamily Financing and Apartment Loan Lenders - 06/04/15 07:48 AM
Multifamily Financing for Apartment Buildings and Apartment Complexes
Multifamily financing and apartment loans are confusing terms and many commercial real estate investors don't understand the difference between the two terms.  The dirty little secret is this... there is really  no difference!
If there is no difference between the basic apartment loan and standard multifamily financing then why do the two terms exist.  The terms exist because many real estate investors 'self-identify' in certain ways and multifamily financing and apartment loan lenders want to capture all those investors in need of a loan.
In general, those commercial real estate investors that invest in large and … (0 comments)

az: Multifamily Financing - The Slow No or A Quick Yes - How To Refinance - 06/02/15 07:05 AM
Multifamily Financing Do's & Don'ts of Refinance
Multifamily financing today is a hot commodity and it has gotten even hotter recently with the addition of certain programs that allow for the refinancing at rates as low as 2.875%!  But many refinances will fail for lack of knowledge or lack of preparation.
What should a real estate investor do when considering refinancing an apartment loan or multifamily financing?  The first step is understanding today's underwriter and the mentality that goes into the underwriting process.  No longer is it enough for the numbers to work... today's underwriters are looking for good partners.
Here is an excerpt from a recent underwriter guideline … (0 comments)

az: Apartment Loans - Small Balance Loans - 05/28/15 08:16 AM
Searching for apartment loans in the small balance loan category?  First understand the definition and what constitutes a small balance loan? 
Apartment loans and multifamily financing for loans less than $5 million has been difficult in recent years, especially those apartment loans with exceptionally low rates and competitive overall terms.  That has now changed!
Multifamily financing and small balance apartment loans are now an aggressive loan financing category with lenders fighting for the business.  Rates can be as low as 2.875% with fixed periods of up to 10 years, add to that a long amortization period and the newly minted small balance apartment loans become … (0 comments)

az: Apartment Loans - Acquisition & Refinance - 05/26/15 05:12 AM
Apartment Loans - Acquisition
Apartment loans for acquisitions of additional apartment buildings are available and funding in the small balance loan space is aggressive.  Those commercial real estate investors who are acquiring apartment buildings and apartment complexes in the $1 million to $5 million range can now find easier qualification and more choices.
With loan to value ratios reaching 80% and loans with fixed terms up to 10 years and amortization periods of 25 years, these new apartment loans for acquisition of additional doors are helping real estate investors grow their portfolios in the B/C apartment building and apartment complex space.
Apartment Loans - Refinance
Additionally, … (0 comments)

az: Physician Loans with Fast Closings - 05/25/15 06:09 AM
Physician Loans - Fast Closing & Easy Qualification
Physician loans with fast closings and easy qualification for doctors who have some credit challenges are easy to obtain through FastLoans.capital and their fast closing Physician Loans program.  This physician loan is designed to allow doctors to borrower up to $250,000 to take care of immediate physician practice financial needs.
Consolidate debt, buy new equipment or expand an existing physician practice with this fast closing, easy qualifying physician loan.  Some doctors use this financing to consolidate debt in order to improve their credit scores and quickly eliminate debt so that they can focus on correcting … (0 comments)

az: Gas Station Loans up to $250,000 - 05/23/15 07:26 AM
Gas Station Loans!
Gas station loans are hard to come by these days.  With government regulations on the banking industry, environmental concerns and the tightening rules of SBA, it has been very hard for gas station operators and gas station/c-store business owners to locate the gas station loans and working capital they need to thrive.
Gas station loans up to $250,000 are now available with easy qualification and fast closings.  Money can be wired in as little as 72 hours in some cases with approvals as quickly as 48 hours!  The pre-qualification application is simple and easy to fill out.
Pre-qaul for Gas Station Loans
The … (0 comments)

az: Multifamily Loans Refinance - Unbelievably Low Rates - 05/18/15 01:06 PM
Multifamily Loans Refinance - The Lowest Rates
Believe it or not, the lowest rates on the refinance of multifamily loans these days is not coming from the major banks!  More and more often smaller firms with lower overhead and connections to entrepreneurial lending platforms are providing the lowest interest rates on the refinance of multifamily loans.
With rates dipping below 3% (for the best rate term deals having low LTV's) some commercial real estate investors are getting their multifamily loans refinanced with rates as low as 2.875%!  Now, to be sure, that's not everybody, but even the toughest deals are receiving offers in the mid … (0 comments)

az: Restaurant Equipment Financing - 100% No Money Needed! - 05/18/15 03:30 AM
Restaurant Equipment Financing - 100% No Money Needed!
Restaurant equipment financing is available with no down payment, fast closings and easy qualification.  Financing the equipment you need with no tax returns and a credit score as low as 520!  Just provide 3 months of bank statements showing gross annual revenue of $200,000 and have a credit score above 520 and close in as little as 48 hours!   No long-term equipment lease with horrible 'buy-out' provisions leaving you owing more than the equipment is worth!  Just a fast closing loan so that you can own the equipment you need!
Small Business Loans and restaurant equipment … (0 comments)

az: Business Line of Credit - Approvals in 48 hours! - 05/13/15 02:54 AM
Business Line of Credit - Get Approved FAST!
The right Business Line of Credit can be a huge boon to a growing business and in today's economy finding a business loan less than $500,000 can be like looking for a needle in a haystack!  But not any longer, new business loans and business line of credit products are readily available for small businesses.
Small business loans of up to $250,000 are designed to close fast and meet the special needs of growing businesses in Atlanta, GA, Phoenix, AZ and around the nation can be approved over the phone in as little as 48 hours.  … (0 comments)

az: Funeral Home Financing in Phoenix, AZ - 01/15/15 03:13 AM
Funeral Home Financing in Phoenix, AZ
Loans for Funeral Homes
Funeral home financing in Phoenix, AZ is easy to achieve with the right advocate in your corner.  Many lenders shun financing for funeral homes, cemeteries and churches because they don't see these types of loans as 'sexy' or because they don't want the stigma of being bad if the loan went bad and they had to foreclose.
However, funeral home financing in Phoenix, AZ from professional business loan specialists that understand loans for funeral homes and understand the funeral home industry are available and can close fairly quickly.  Currently the opportunities for funeral … (0 comments)

az: Buy A Building For Your Business in Phoenix, AZ - 06/27/14 04:23 AM
How do you buy a building for your business in Phoenix, AZ and get the most out of that purchase?  With strategies devised by Dividend America Commercial Lending and their professional commercial real estate partners, Business Owners can purchase commercial real estate for their business and greatly reduce or eliminate the cost of the space needed for their business.
In Phoenix, AZ HVAC companies are finding that it may be cheaper to buy than to rent.  In Atlanta, GA Doctors and Dentists are finding that they can buy a building for your business in Pheonix, AZ with little or no money … (0 comments)

az: Student Housing Financing Alert - Funding Student Housing Development - 08/15/13 10:48 PM
Student Housing Financing is available and the funding of student housing development is growing.  Financing for student housing has grown in recent months and the number of funds that have completed raises for funding student housing development, restoration and portfolio purchases has increases significantly.
With over $1 billion in student housing financing recently hitting the market, funding for student housing developments and funding for student housing acquisitions has never beem better.  For those investors and sponsors looking to purchase student housing developments now is the time.  Having a pipeline of opportunities in student housing developments and student housing complex is critical … (0 comments)