il: Student Housing Financing Alert - Funding Student Housing Development - 08/15/13 10:48 PM
Student Housing Financing is available and the funding of student housing development is growing.  Financing for student housing has grown in recent months and the number of funds that have completed raises for funding student housing development, restoration and portfolio purchases has increases significantly.
With over $1 billion in student housing financing recently hitting the market, funding for student housing developments and funding for student housing acquisitions has never beem better.  For those investors and sponsors looking to purchase student housing developments now is the time.  Having a pipeline of opportunities in student housing developments and student housing complex is critical … (0 comments)

il: Equity, Bridge & Mezzanine Financing - 105% LTV - 11/16/12 12:05 AM
Equity, Bridge & Mezzanine Financing can be structured in transactions that allow for 105% LTV and in some cases Loan to Values as high as 115%.  How is this possible?  With structured finance strategies, commercial real estate investors can leverage multiple forms of financing in the capital stack to achieve their goals.
Most distressed asset purchases made by commercial real estate professionals require money beyond the purchase price of the property.  When arranged properly, structured financed transactions can supply the money needed for down payment, senior debt, interest reserves during repair and money for the cost of repairs.
When one adds the … (0 comments)

il: Up to 90% CLTV Apartment Loans - 90% CLTV Multifamily Financing - 08/28/12 12:42 AM
Investors need high leverage loans to take advantage of today's distressed multifamily and apartment opportunities.  For very strong trades we offer up to 90% CLTV Apartment Loans and 90% CLTV Multifamily Financing are the way to effectively attack the market and accumulate these properties quickly.  (CLTV stands for Combined Loan to Value)
Many apartment and multifamily investor specialists believe that loans with up to 90% CLTV for Multifamily Financing and 90% CLTV Apartment Loans are a pipe-dream ... some fantasy financing that does not exist.  The reality is that 90% CLTV Apartment Loans and 90% CLTV Multifamily Financing does exist.
The challenge for … (0 comments)

il: High LTV Multifamily Loans - Atlanta, GA, Phoenix, AZ, Chicago, IL - 08/20/12 12:20 AM
High LTV Multifamily Loans are available for experienced individual investors with small holdings or for entire companies with thousands of doors under managment.  High LTV multifamily loans have been difficult to come by in recent years but with the entrance of a new bridge lender in the space Dividend America Commercial Lending has a product with 90% LTV and even 100% LTV multfamily and apartment financing if certain criteria are met.
To successfully quality for a high LTV multifamily loan the borrower should focus on purchasing the property at a true discount to the current intrinsic market value of the property.  By focusing … (0 comments)

il: Discounted Payoff (DP0) - Refinance Balloon Notes for Commercial Loans - 08/19/12 08:55 AM
Discounted Payoffs are also referred to as DPO in industry lingo are typically offered when a balloon note comes due on commerical loans where the value of the property has dropped because of economic conditions.  DPO offers can be made by any CMBS lender, local bank or other lender but are typically offered when the lender is an FDIC insured lender that is under supervision.
Refinancing balloon notes for commercial loans doesn't have to be difficult and those that start the application process early usually have few problems.  The reason to start the process early is because sometimes the appraisal will … (0 comments)

il: Business Loans - Restaurants, Storage, Commercial, Retail, Industrial - 07/10/12 05:33 AM
Borrowers looking for low cost Business Loans now have a great opportunity in a new SBA 504 program being offered through Dividend America Commercial Lending.  Small Business Administration loans offered through the revised SBA 504 program are great for all types of businesses.
With the new low cost Business Loan developed using revised rules from the Small Business Administration, borrower can not get loans with lower origination fees and very low fixed interest rates amortized over longer periods.  Busines Loans, especially those for small business are critical to the countries recovery and the SBA (Small Business Administration) has tasked lenders with … (0 comments)

il: Dental Practice Financing - 100% for Practice Purchase Finance - Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL - 05/07/12 05:09 AM
Dental Practice Financing and 100% for Practice Purchase Finance is available through or offices and affiliates in Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL.  So, how does one quality for Dental Practice Financing with 100% for practice purchase finance?
The answer is simple, make one call to Dividend America Commercial Lending based in Atlanta, GA.  They have consultants on the ground in Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL and San Diego, CA and can lend in ALL 50 states!   They are specialists with Dental Practice Financing and are one of the few companies that have the resources to offer up to … (0 comments)

il: 100% Apartment Fiancing - Buy Apartements 100% Financing- Atlanta, GA, Phoenix, AZ, San Diego, CA, Jacksonville, FL, Chicago, IL, Charlotte, NC - 04/30/12 04:59 AM
It's true! 100% Apartment Financing is available to Buy Apartments today!  100% Apartment Financing disappeared during the crash, however, we know have a fund with two tranches of $200mm a piece ... that's over $400mm to lend to experienced commercial real estate investors to purchase apartment buildings and multifamily communities.
Apartment communities and Multifamily development loans for the purchase of apartment communities and multifamily developments are available through this special 100% loan program.  The 100% Multifamily Development purchase loan is used by commercial real estate investors that want to limit the amount of money they invest in down payments and instead use … (0 comments)

il: Debtor in Possession Financing (DIP) - Debtor in Possession Loans - Equipment Financing - 03/09/12 02:51 AM
Debtor in Possession Financing (DIP) aka/ Debtor in Possession Loans can be used for everything from short-pay of senior debt on a building or facility to Equipment Financing.  Dividend America Commercial Lending has a staff of trained professionals that understands Debtor in Possession Financing or DIP Financing and provides debtor in possession loans for almost any situation.
Most debtors in possession of assets involved in a Chapter 11 bankruptcy get offers of reduced payoffs ... or short-pays ... through the receiver in the bankruptcy case.  Debtors in possession then seek out Debtor in Possession Financing (DIP) - Debtor in Possession Loans as a way to … (0 comments)

il: Dental Practice Loans - Financing for Dental Pracitces - 03/07/12 06:43 AM
Dental Practice Loans and Financing for Dental Practices is available today.  100% dental practice loans are used by practices to financing dental practice acquisitions.  Dental practice purchase loans can be obtained quickly are easy when dentl practice groups work with the right company.
The experts at Dental Practice Loans and Financing for Dental Practices are at Dividend America Commercial Lender.  Dividend America is a solutions oriented lender that provides expert advice and exceptional service to dentist, medical professionals nad dental practice groups.
We provide dental practice loans and financing for dental practice groups in all 50 states.  Whether you are in … (0 comments)

il: Dental Practice Financing - Loan for Dental Practices, Atlanta, GA, Phoenix, AZ, San Diego, CA, Chicago, IL, Charlotte, NC - 01/16/12 11:33 AM
Dental Practice Financing is available for many purposes.  Loans for Dental Practices can be used for buying out a partner, expanding and office, purchasing a medical office building and a variety of other business needs.
Dental Practice Purchase Financing is a great way for dental groups to expand.  Loans for Dental Practices can be up to 100% of the funds needed to purchase a dental practice for sale, especially when real estate or a medical office purchase is involved in the transaction.
In 2012 many dentist and dental practices will leverage this great opportunity before 100% Dental Practice Financing disappears.  The … (0 comments)

il: Welcome 2012! - 12/29/11 08:32 AM
My blog post are usually designed to educate the public about certain type of lending, however, this post will be slightly different today. 
As we leave 2011 and Welcome 2012!, we may well be saying good bye to the old economy and issuing in a new era.  The question is what will this new economy look like?  I cannot presume to predict whether there will be phenomenal growth or frustrating stagnation, but, I can leverage my years of real estate and lending experience to give others a glimpse of what capital markets may yield in the way of debt.
One trend … (0 comments)

il: Dental Practice Purchase – Expanding Dental Practices with 100% Financing - 12/17/11 09:27 AM
Dental Practice Purchase – Expanding Dental Practices with 100% Financing
Dental Practice Purchases are a great way to expand dental practices.  Today it is very common to expand dental practices with 100% financing for the dental practice purchase.
While there are many ways to grow dental practice businesses and growth capital for dental practice expansion is very affordable, the least capital intensive method for achieving growth is through a dental practice purchase strategy.
While heavy advertising and network marketing are great ways to expand, currently in most major cities like Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL and San … (0 comments)

il: Hospitality Financing - Loans for Hotels, Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL - 12/13/11 06:14 AM
The hospitality industry is seeing a resurgence and Hospitality Financing is available in a variety of loans for hotels.  While in the past financing in the hospitality sector has been constrained, new interest in the market has opened up approvals for all types of hotel loans.
Commercial construction loans for hotels are starting to heat up as hotel operators and developers gear up to meet the demand of an improving economy.  Hotel purchase loans are also fueling the hospitality financing boom.
Many experienced operators are also seeking to refinance hotel loans into lower fixed rates.  Some are even pulling cash out … (0 comments)

il: Qualify Fast for Commercial Financing, Business Loans, Atlanta, GA, Phoenix, AZ, Charlotte, NC, Chicago, IL - 11/25/11 08:01 AM
Commercial lending in today’s market is much different than it was a few years ago.   Borrowers must prepare for a tougher environment.  There are a few simple things that borrowers can do that will increase their chance of success when seeking a commercial loan.
Keep it simple!  The days of complex corporate structures are gone.  If the loan you are seeking is less than $5,000,000 then you should consider closing as a single entity borrower.
Real property makes it real.  If you want to get the best rates, the easiest qualifying ratios and the most flexible terms, add something real, preferably … (0 comments)

il: Apartment Complex Loans, Multifamily Lending, Loans for Apartment buildings, Atlanta, GA, Phoenix, AZ, Chicago, IL - 09/19/11 07:21 AM
Multifamily and commercial real estate investments are on the rise.  As the economy improves more and more people are taking advantage of the great opportunities that are available.  Multifamily lending sources are also increasing.  Investors are finding that loans for apartment buildings and apartment complex loans are more readily sourced and easier to qualify for.
As the echo-boomer generation in cities like Atlanta, GA, Phoenix, AZ, Chicago, IL, Charlotte, NC, Jacksonville, FL and Dallas, TX begin to leave their parents homes and strike out on their own they will inevitably become a new generation of renters.  Multifamily lending will soon be at the … (0 comments)

il: Doctor Practices for Sale, Financing for Doctor Practice Purchase, Doctor Practice Purchase Loans, Atlanta, GA, Phoenix, AZ, Chicago, IL - 09/19/11 03:11 AM
One of the best ways to expand your practice is by purchasing other successful practices.  Doctor practices for sale are more prevalent today as older practitioners choose to retire.  Financing for Doctor Practice Purchases are very similar to standard loans for doctors which can provide up to 100% of the money a doctor practice needs.
With the loans for doctors program there is typically some sort of SBA component involved.  SBA 7(a) and SBA 504 loan programs provide up to 90% financing for Doctor Practice Purchases, however, some lenders go even further and will loan up to 100% for financing doctor … (0 comments)