Kelly Lise Murray's (divorcethishouse) Blog

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Services for Real Estate Pros - DivorceThisHouse.com
RECENT BLOG POSTS
Divorce the House Then the Spouse http://tinyurl.com/c4habe Maryland Divorce Legal Crier posted January 27, 2009 A big mistake that a lot of people make in divorce is trying to keep the house according to an article by Lew Sichelman in the Chicago Tribune.  http://tinyurl.com/957htd Indeed in Mar...
01/27/2009
Bev Davis - www.SundayCosmetics.com - has an excellent series on www.Twitter.com/sundaycosmetics re: "Recession Lessons." A recurring theme from Ms. Davis' entrepreneurial teachings:  "multiple streams of income."  REALTORS should follow Ms. Davis' lead - not having all real estate efforts or "eg...
01/18/2009
The January 13, 2009 Georgia Family Law Blog by Stephen M. Worrall featured Divorce this House  http://tinyurl.com/a2ldtt Kelly Lise Murray, Co-Founder & President of DivorceThisHouse.com warns against a hidden danger of divorce real estate -post-divorce mortgages.  Not all forms of alimony and c...
01/17/2009
The January 4, 2009 Los Angeles Times article featuring Divorce This House was re-blogged (positively)!  in Property Lines by Barbara E. Hernandez http://tinyurl.com/8vbrl6  Keeping the House Makes for a Messy Divorce Splitting up after years of marriage? Divorce your house, then your spouse. Tha...
01/17/2009
We received a detailed and extremely helpful comment to our January 16 Blog about C.L.U.E. reports - Comprehensive Loss Underwriting Exchange.  Sidebar: Through C.L.U.E. reports, subscribing insurers (including the big 5) exchange claim history and loss information about your house, your car and ...
01/17/2009
Another hidden danger of divorce mortgages - home insurance Did you know home insurance is required to close or keep a mortgage?  If the house you buy (or keep per divorce) is later found to be uninsurable, the lender (based on contract language in the loan documents) can call the loan - essentia...
01/15/2009
Bankruptcy after divorce can undo a lot of what your divorce did, especially regarding who pays what (that is, the allocation of debt). Under the 2005 amendments to the federal bankruptcy code (Bankruptcy Abuse Prevention and Consumer Protection Act or "BAPCPA"), if your spouse kept the house and...
01/14/2009
Sound familiar: "I have to keep the house - because I can't qualify for a mortgage on another property." This is especially true for stay at home parents whose positive economic contribution to the family - although recognized by the family court - is invisible on their current credit report.  Lo...
01/14/2009
 Not all forms of alimony and child support count as YOUR income for mortgage purposes  Accepting your support by direct deposit is a huge mistake.  Same thing with cash.  Banks require proof of income. When you receive support by direct deposit or in cash, there is no paper trail or proof of inc...
01/12/2009
Another hidden danger of divorce real estate - joint mortgage after your divorce. Sound familiar:  "I signed the papers.  Why is my name still on the mortgage?" There are only two ways off of a joint mortgage: Individually refinance the joint mortgage in the name of one spouse only  OR Sell the h...
01/12/2009
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