Daniel Poulos's (djpoulos) Blog

  Many people are unaware of what the term “re-aging credit” refers to, and how it can affect them.  When utilized in a legal, proactive manner it can make late payments disappear like magic!  Staring from the basic concept of credit understand that any debt accrued by a debtor must be paid back ...

There's been much debate about who is being helped by the never ending stream of bailouts. A main point of contention is that the programs for refinancing or modifying mortgage loans seems to only help those who have neglected to pay their mortgage as agreed. Granted, there are people in that sit...

Well the new RESPA guidelines have taken effect in the name of consumer protection.  Unfortunately, lenders aren't yet sure of how to comply so, to err on the side of caution they are putting originator's through the wringer to get any loans closed.  If the people who passed these new laws really...

     Now that the banks have sucked the money out of our economy and then our government they are now hell bent on holding on to it.  It's no secret in the mortgage business that lenders are doing everything they can NOT to lend.       I'm not talking about making risky loans. I'm talking about p...

     Year-after-year the largest lenders in the country push for regulations to stack the deck against hometown mortgage companies.  Usually the tactics take the form of sweeping Real Estate Settlement and Procedures Act (RESPA) reforms that are disguised as consumer protection rules but apply on...

     There's been much debate about who is being helped by the never ending stream of bailouts.  A main point of contention is that the programs for refinancing or modifying mortgage loans seems to only help those who have neglected to pay their mortgage as agreed.  Granted, there are people in t...