foreclosure fha va conventional usda bankrtupcy bankruptcies chapter 7 chapter 13 deed in lieu cccs consumer credit counseling: Foreclosures, Short Sales, Bankruptcies & CCCS... - 09/24/13 01:00 AM
Clients often ask about foreclosures, short sales, bankruptcies and consumer credit counseling.
"When can I get a loan having filed one of those?"
The answer is: IT DEPENDS. It depends on the loan program you are trying to qualify for. See the chart below to get an idea of the time frame you have to wait... 
Also keep in mind this is just a reference and each client's scenario is different. Sometimes the lenders will accept less than the noted timeframe with "exceptions." Death in the family, dire illness, loss of job, are some examples. 


Diane Marletto, FHA, VA, USDA, Conventional & 1st Time Buyer Loans (1st Mariner Bank)

Diane Marletto

FHA, VA, USDA, Conventional & 1st Time Buyer Loans

Centreville, VA

More about me…

1st Mariner Bank

Address: 19301 Winmeade Drive, Suite 200, Lansdowne, VA, 20176

Office: 703.462.1902

Mobile: 703.581.7986

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