santa cruz agent: DO YOU QUALIFY? New Online: Free HAMP Calculator
- 07/16/11 05:12 AM
Home Affordable Modification Program (HAMP) now has a calculator to figure out if you qualify The Treasury Department is offering a free online calculator that helps borrowers estimate whether or not they qualify for the Home Affordable Modification Program (HAMP). The calculator is available at CheckMyNPV.com. In the two years since its launch, HAMP has helped more than 270,000 borrowers receive permanent loan modification, thus lowering their monthly mortgage payments. That number falls far short, however, of the millions of homeowners at risk of foreclosure - which is bad for homeowners and bad for the housing market. The current glut of … (0 comments)
Interested in buying Santa Cruz homes? Contact Patti Lyles Century 21 Showcase ,REALTORS ® Boulder Creek 831-335-2100
The City of Santa Cruz is the best known in the county. Also known as "Surf City", Santa Cruz has a lot to offer both on the waves and off. Aside from surfing, one of the biggest influences on Santa Cruz is the acclaimed University of California at Santa Cruz. With over 10,000 students, the University is a big part of life in Santa Cruz, adding much to the city's vibrancy. The University draws many students from … (0 comments)
santa cruz agent: Santa Cruz County Vacation Rental Ordinance Being Proposed
- 09/30/10 09:21 AM
At their June meeting, the Santa Cruz County Board of Supervisors, at the request of a memorandum from John Leopold, directed the Planning Department to draft an ordinance regulating vacation rentals in residential areas. According to Leopold's memorandum, vacation rentals have "caused growing problems for residential neighborhoods in coastal communities. Increased numbers of vacation homes/rentals have stirred discussion about the preservation of neighborhood integrity, decreases in rental housing for local residents, public safety, and increased rents. The more universal complaints include loud, late-night parties, traffic, and garbage." The vacation rental ordinance would regulate: a) the location of new vacation rentals; i.e. … (0 comments)
santa cruz agent: Did you know about Home Affordable Unemployment Program (UP)?
- 09/11/10 07:12 AM
I have a Santa Cruz client who was considering a Short Sale when he told me he was just recently laid off from Seagate. What is the Home Affordable Unemployment Program (UP)?The Home Affordable Unemployment Program (UP) provides homeowners a forbearance, which is a temporary period of time during which your regular monthly mortgage payment is reduced or suspended. This program will be available on or before July 1, 2010 to eligible unemployed homeowners through participating HAMP servicers. Visit www.MakingHomeAffordable.com/contact_servicer.html to find out if your servicer is a program participant and when they will make up available to homeowners. … (1 comments)
santa cruz agent: Investors and Cash Buyers are back in the Santa Cruz County market,
- 02/10/10 04:22 AM
Investors are back in the market, and they are paying all-cash, mostly for property under $500,000. Last year I wrote 16 offers for my San Lorenzo Valley client. Each one was beat out by an all cash investor in a multiple offer situation. One listing in Ben Lomond, CA has 23 offers on it. The effect of this is to freeze out first-time home-buyers who have to get a loan. Banks are still chary about providing loans. About the only loans left for first-time buyers are FHA loans. So, while the first-time buyer is working through the loan process, the investors … (0 comments)
santa cruz agent: Magazine names Santa Cruz one of the nation's best cities.
- 08/18/07 03:10 PM
Outside Magazine latest issue names Santa Cruz one of the nation's best cities. Santa Cruz Home owners once again have proof they live in one of the best towns in America. The upcoming issue of Outside magazine names Santa Cruz in its annual list of the most desirable places to live. The editors at Outside Magazine said they chose Santa Cruz for its mix of laid-back and cosmopolitan atmospheres. The story describes it as, "old-time hippie culture, complete with dread locked street urchins and lots of wheatgrass, blending with the Volvos and BMWs of the high-tech crowd". John Bradley, a senior editor for Outside Magazine, … (0 comments)
Home Affordable Modification Program (HAMP) now has a calculator to figure out if you qualify
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