vision realty: Understanding how FHA's Back to Work Program Works
- 10/22/13 08:05 PM
Up until recently, a buyer was required to wait for three years from the date of a foreclosure or short sale and two years from the discharge of a bankruptcy to purchase a new home. But in August 2013, FHA introduced the “Back to Work” program. This program is designed to shorten the waiting period to 12 months.
If you take a moment and think … (50 comments)
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vision realty: Columbus Ohio – Short North Gallery Hop - First Saturday of the Month
- 10/17/13 03:12 AM
Columbus Ohio – Short North Gallery Hop
Do you know what happens the first Saturday of every month in Columbus Ohio’s Short North arts district? If you’re an art fan you probably know but maybe you’ve just moved here or you’re looking for something new to do on the first Saturday of each month. You must check out the Short North’s Art District Gallery Hop. Thousands of visitors, locals and residents converge on the strip of Columbus is Short North district to view new art exhibits, take something home for their own collection or set up a booth themselves to display … (2 comments)
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vision realty: Pumpkin Show in Circleville Ohio Oct 16 – 19 2013
- 10/15/13 03:47 AM
Pumpkin Show in Circleville Ohio Oct 16 – 19 2013
If you haven’t gotten your fix of pumpkins yet then you won’t want to miss the Circleville Pumpkin Show October 16 through the 19th, 2013. This Wednesday, Thursday, Friday and Saturday is the biggest pumpkin show in all of Columbus.
This Festival started back in 1903 when one of the first merry-go-round in the area was set up at the corner of Main and Scioto Street. Because of the rich heritage of agriculture in this area corn stalks and pumpkins were the primary decorations. In 1946 and nonprofit corporation founded the … (1 comments)
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vision realty: Columbus, OH Pumpkin Patches 2013
- 10/05/13 07:15 AM
Columbus, OH Pumpkin Patches
If you're looking for a great pumpkin or a great pumpkin patch in the Columbus, Ohio area, you don't have to look farther than this list compiled for you by Vision Realty.
Maple Tree Lane and Garden Center not only has a great pumpkin patch, but they also put on a great Fall Festival. They have train rides, a corn maze, a haunted corn maze, corn cannon, tractor pulled hay rides, gift shop and concessions. Restrooms are available and they also do school tours! Fall fun activities are Fridays, Saturdays and Sundays.
Young's Jersey Dairy has a … (1 comments)
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vision realty: Worthington Ohio Real Estate and Current Property Values
- 09/26/13 03:35 AM
Worthington Ohio Real Estate and Current Property Values Worthington Ohio is located in Franklin County just North of Columbus. It’s home to roughly 14,000 residents and named after Thomas Worthington, former Gov. of Ohio. Worthington borders Interstate 270 in the North and stretches East to West from Interstate 71 to Highway 315, South to Sharon Heights and the Northbrook neighborhood. It incorporates several different neighborhoods and residential communities such as Worthingway, Wilson Hill, and Oxford Court just to name a few. The Olentangy River runs North and South through Worthington with the Antrim Lake and Park at the southwest quadrant of … (1 comments)
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vision realty: Oktoberfest in Columbus Ohio, Sept 27-29, 2013
- 09/23/13 10:22 AM
Oktoberfest in Columbus Ohio 2013 Don your lederhosen and grab a pint and join us at the Columbus Ohio Oktoberfest September 27, 28, and 29th, 2013 at the Ohio Expo center and state fairgrounds.
Each year, Columbus locals and visitors alike join together and celebrate this annual tradition. Starting back in 1810 on October 12th when a prince and princess decided to marry and invite the entire region and over 40,000 people showed up, Oktoberfest has been offering pint of goodness for decades. In the Columbus Ohio area we celebrated Oktoberfest for 48 years and there will be 100,000 ft.² of … (3 comments)
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vision realty: Dublin OH Real Estate Market September, 2013
- 09/19/13 12:28 AM
Dublin OH Real Estate Market September, 2013 Dublin Ohio is just 13 miles North of Columbus and home to about 42,000 residents. In addition to dozens of neighborhoods and smaller communities, Dublin is known for its love of golf and often hosts the Memorial Tournament, one of PGA Tour’s most prominent stops. Named after its sister city in Ireland, Dublin offers one of the largest St. Patrick’s Day parades and Irish Festivals in Columbus and the US.
Currently there are 680 homes for sale in Dublin priced from $56,000-$2,299,000. Quite a range I know. The average listing price though is currently … (1 comments)
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vision realty: 5 Things Every Seller Must Do to Sell | Columbus OH Listing Agent
- 09/12/13 05:39 AM
If you’re considering listing and selling your property or home in the Columbus Ohio area there are some things you should know about before putting the home on the market. Simply throwing a sign up in your front yard may attract local buyers but if you’ve not completed these crucial steps, you might lose the buyers at the door.
Here are five things every seller must do: Be honest on the sellers disclosure form. When listing your home or property in Columbus Ohio you will need to fill out a sellers disclosure form. This paperwork will inform buyers of any damage, … (4 comments)
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vision realty: Conceptions & Misconceptions About Credit Scoring
- 08/29/13 11:14 PM
As the real estate meltdown has come to an end, one thing is certain. Credit scores are here to stay.
This makes understanding what makes up your credit score and how you can improve your score imperative.
First, what are the components of your credit score (models vary from providers):
… (50 comments)
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vision realty: Common Mortgage “D’Oh!”s by DONALD PAYNE,CRS,CDPE
- 08/04/13 09:53 AM
Homer Simpson smacks himself in the forehead every time he says it: D’Oh!!!
When it comes to knowing how mortgage basics have shifted in today’s changing banking environment, few homebuyers have kept current enough to avoid meriting that kind of forehead slap. It’s no wonder. The average family delves into the real estate market no more than once every five to seven years, so they don’t worry about getting a mortgage day in and day out. It’s my job as agent to bring clients up to speed throughout the buying process, which often begins and ends with getting a mortgage. … (2 comments)
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vision realty: Your Home for Sale Moves Faster When… by DONALD PAYNE CRS,CDPE
- 07/26/13 10:09 PM
If you’ve listed your home for sale this summer, no matter what your future plans may be, they won’t get under way until Job One is accomplished: turning your front yard ‘Home For Sale’ sign into one that reads ‘Sold!’ That’s why the last thing you need is to inadvertently hinder the sale yourself. There are a few traps that sellers can easily avoid, … (4 comments)
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vision realty: “I Could Have Bought That House…” by DONALD PAYNE , CRS,CDPE
- 07/09/13 09:28 PM
I use to hear this familiar refrain from my elders; since was I kid. Usually it was Grandpa, talking to no one in particular, as the family sedan sped past a particularly attractive property: “I could have bought that house in back in 1987 for only $35,000.”
Then, when you (or your father or mother) responded with the inevitable question, “then why didn’t you, Grandpa?” the answer would vary, but it was usually some form of “because nobody would have believed how much it would be worth later.”
Even though the time scale varies, it’s a safe … (3 comments)
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vision realty: Buying Bank Owned Properties by Donald Payne CRS ,CDPE
- 07/03/13 10:58 PM
Yes, foreclosure rates across the country continue to drop, yet bargain-hunters can take heart: there still remain a goodly number of bank owned properties in our area. According to the National Association of REALTORS®, distressed homes accounted for 32% of 1st quarter of 2013 sales; a large proportion, but significantly down from the 41% of just a year ago. Also known as “real estate owned” (or … (4 comments)
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vision realty: Strengthening Credit After a Short Sale by Donald Payne CRS,CDPE
- 06/30/13 11:58 AM
A short sale represents real value for the homebuyer, of course. But to some extent, it is also a boon to the seller. Being able to unload a property that’s underwater helps avoid the most dire credit consequences of a foreclosure.
But lingering credit damage can still result from any short sale-- if the short seller allows it to happen. Should you find yourself in the … (1 comments)
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vision realty: The Underpublicized Real Estate Option by Donald Payne CRS,CDPE
- 02/23/13 09:44 AM
In case you missed it, there is at least one widely overlookedreal estate investment possibility that can be available to active IRA holders. Especially if you are among those who look at the current real estate market and find numerous investment possibilities with significant long-term upsides, the Self-Directed IRA option can be worth looking into. Some of the broad outlines of how it works:
1. The right IRA custodian
Custodians are trustees who hold self-directed IRA assets and file documents with the IRS. Real estate purchases are considered ‘non-traded’ assets -- and not every IRA custodian allows … (2 comments)
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vision realty: A Buyers Home Value Checklist by Donald Payne CRS,CDPE
- 11/22/12 08:39 PM
When you search through the latest listings of homes, you first find those that fit your top-line needs. Then you winnow down that list. Some of the candidates will seem more appealing than others; and some will seem to be over- or underpriced.
Before making a final judgment on which homes bear a closer look, the most successful homebuyers also factor in qualities that may not be at the top of their own personal priorities list, yet which make a difference to the majority of homebuyers. In other words, they keep in mind the most … (6 comments)
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vision realty: Why New Home Buyers are Thinking Big! by Donald Payne CRS, CDPE
- 10/23/12 06:04 PM
Traditionally, new buyers take their first homeowner's plunge with what is termed a “starter home” – confining their home search to relatively inexpensive and modestly sized properties. Today a shift is underway. Many prospective buyers are finding the traditional starter home is no longer a necessary first step. I think it’s due to our current market’s desirable conditions, but no matter what the reason, more first-timers are finding it beneficial to sail past the starter home market and step right into a larger, more long-term property. The unusual combination of circumstances is national in scope:
More … (3 comments)
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vision realty: Foreclosure Price Rise Signals Market Move by DONALD PAYNE CRS,CDPE
- 09/26/12 10:49 AM
Last month , the number of new foreclosures listed nationally barely crept upward -- even as average sale prices leapt dramatically. Realtytrac compiles the numbers, and they show a sizeable 10%+ jump in foreclosure sales prices from July to August. Of course, homes listed as foreclosures and short sales still close at prices markedly lower than homes sold in traditional transactions, but that rise in price seems to say that more buyers are feeling confident that a home purchased now will look like a wise move in the future.
If you have been looking at … (4 comments)
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vision realty: Common First Time Buyer Missteps by Donald Payne CRS,CDPE
- 09/08/12 02:04 AM
No matter how broad your previous life experiences may have been, buying a home is a very big deal. For a first time buyer, whether here in Columbus or anywhere else, the impact of that life-changing purchase is doubly impactful. It affects different people in different ways, but after the dust clears, there is one emotion I never want my first-time buyer clients to feel: remorse.
You might think that the size of the transaction makes it wildly unlikely that even a first time buyer would overlook any major missteps. After all, when you are new to … (4 comments)
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vision realty: Tipsheet for Lawn Care Do-It-Yourselfers by Donald Payne CRS,CDPE
- 08/20/12 11:09 AM
Some of us have decided that life is too short to spend any time behind a lawnmower. Others decide that the real reason we have a mate is so that we can offer him or her the opportunity to get out in the fresh air and sunshine…to mow. Children can be the recipients of that very same opportunity, which will build character through hard work. Alternatively, a healthy lawn – especially a well-watered one in late August – provides an opportunity to keep the economy humming by employing a gardening service to keep it in top trim.
But for those of … (3 comments)
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