donna dosch: Ormond Beach Florida-Living in Paradise!!
- 07/09/08 02:53 PM
Do you want to wake up every morning and be able to enjoy this, or maybe just a stroll on the beach? How about having your morning coffee on your balcony overlooking this view. Ormond Beach is a great place to live! Watch the sunrise over the Atlantic, and the sunset from one of many river front docks overlooking the Halifax River, part of the Inter Coastal waterway.
I think that this is one of the nicest areas, most beautiful areas in Florida. We are still a small town, but only a short drive to Daytona, and about an hour or (0 comments)
donna dosch: Mortgages????????????
- 03/31/08 11:25 AM
Are you having a hard time getting your contracts to close? The mortgage industry has lost it's mind! Just kidding, they have just made our jobs a lot more difficult. Jeez, we have to earn our commissions, but first you have to understand the changes in mortgages. There have been so many changes in the last couple of months it is next to impossible for mortgage brokers to keep up. With that being the case imagine how hard it is for the rest of us. If you are selling real estate I honestly feel you have to get a grip on all the changes (10 comments)
donna dosch: We're Almost at the End of January!!!
- 01/23/08 01:07 PM
2007 is over and we're almost at the end of January. I think this is going to be a very good year!!! I have started it off on the right foot, with the right attitude. How about you? I talk to so many realtors who are still hanging on last years business. They are still thinking it will come back if I sit in the office and wait. I think it is time to develop new skills, new attitudes, and new techniques for 2008. I really think last year was the time, but it is never too late. If you didn't make the (6 comments)
donna dosch: Ormond Beach Rich With History!
- 09/19/07 01:01 AM
I know History is boring to some, we remember from High School all the dates we had to memorize just to past the test. Now that I don't have to remember the dates I find History interesting and exciting. I have a friend and customer who was born and raised here. When I say here I mean she was born in Holly Hill, because Ormond (Beachside) was nothing but palms, underbrush, snakes, gators, and mosquitoes when she was a baby. She was a teenager during World War II and I could listen to her stories for hours. This is the Marker on A1A at the Watch Tower (4 comments)
donna dosch: It's Been a Long Time!
- 09/18/07 10:49 AM
I haven't written a blog in several months. I have many excuses, but none worth telling. I have to be honest I have been working very hard to make a living in this real estate market. I can't complain the year could have been a lot worse, and it could have been a lot better. I know there are a lot of agents who can't say the same. I have been very fortunate to have been able to keep my head above water, but it hasn't been easy. I hear a lot of complaining, and very negative things from fellow agents about (10 comments)
donna dosch: Investor Alert!
- 05/09/07 08:02 AM
This Ormond By-the-Sea home is in move in condition, and priced to sell! 2 bedrooms, 1 bath, Florida room, new well pump, sod, and furniture make this something you can't pass up. Only $148,000 Call Donna Dosch 386-235-3385 or visit www.DonnaDosch.com for more information. (2 comments)
donna dosch: Staying on Top
- 05/04/07 12:19 AM
The one thing that always stays the same in the real estate business is it's never dull or boring! Every transaction is different. I honestly learn something new everyday. You really have to stay on top of learning curve to make in this business. I don't think you can ever have enough education or experience in real estate. I am learning to be more organized (this has not been one of my strongest areas in the past). I am spending a lot more of my marketing dollars on education and organization. I know some people think this money shouldn't be called (17 comments)
donna dosch: When Buying a New Lap Top
- 03/22/07 01:08 PM
Be careful when purchasing a new laptop to use as a wireless device with an air card. There is no technology yet for Vista, it was suppose to be ready last November and now it is projected to be ready by April 1, 2007. There are a few good deals out there for laptops that run XP, and you can connect them with an air card. Personally I prefer XP it is as good as Vista without all the snags that Vista is having and will continue to have for quite some time. I want this laptop to use as a (2 comments)
donna dosch: Business Seems to be Getting Better!
- 03/07/07 12:01 PM
Am I imaging it, or is real estate really picking up, at least a little? Business seems to be getting better, no it really is getting better. We must keep in mind the word "getting". We are in the middle of bike week here in the Daytona Beach area and I know that is part of it, but I am hearing from buyers in other parts of the country, and other counties. Wow, buyers! I love it and need it. Tallahassee is attempting to do something with our out of line property taxes, (just lowering the millage would obviously be too (1 comments)
donna dosch: Sellers don't you really want to sell your homes?
- 03/02/07 01:28 PM
Here in Florida we enjoyed a wonderful sellers market, but times have changed and so did the market. I think it is very unfortunate that most sellers can't accept that the value of their home is lower than it was in 2005. In many instances much lower. It is a challenge to make homeowners who want, or need to sell their homes, understand that in order do that, in a reasonable period of time they are going to have to lower their prices. We are starting to see more buyers now, and if your home is priced too high you are (4 comments)
donna dosch: What is the Law on PMI?
- 02/23/07 11:23 AM
As of July 1999 lenders are required by Federal Law to cancel Private Mortgage Insurance once the loan goes below 78% of the original loan amount and the borrowers have a good payment history. If one of your customers has a loan made after July of 1999 the borrower has the right to cancel their PMI once their homes equity reaches 20%. I have been made aware of a situation were the lender said the PMI was for 5 years regardless of the homes equity. This loan was an FHA loan and the home was purchased in 2005. The PMI payment is (0 comments)
donna dosch: Open houses, a good marketing tool or not?
- 02/21/07 11:13 AM
Open houses have become an issue with one of my listings. I have very mixed opinions about them, a couple of years ago I think the may have been a better tool than they are today, the reason I say that is, there weren't as many homes on the market (Ormond Beach Florida) and we had a lot of buyers. Now on an average weekend you can see as many as 20 or more open house signs all within a few blocks of each other. Sometimes there will be 2 or 3 on one corner. It begins to look and feel (7 comments)
donna dosch: Great Beachside Home With Pool
- 02/09/07 08:48 PM
This isn't my listing, but it is a great price for this home. It is just six houses from the beach with a screened enclosed pool, spilt plan, kitchen and baths could use some updating, but they are in very usable condition. The price was just lowered to $279,000, this really is a great price for the location of this 3 bedroom, 2 bath, 2 car garage home. It is on a very nice street with a beach approach. If you are interested in this home please give me call 383-235-3385 or email me at djdcentury21@aol.com. (0 comments)