Los Angeles & Ventura Counties Real Estate & Mortgage News & Info

  In the past few weeks, I've been touching base with a lot of people in my SOI.  It's always so nice to speak with friends and catching up with each other.  I don't know about you folks but I love to talk on the phone.  Good Lord, I could go on for hours (and often do).  Hubby constantly teases...

Because most of my business this year has been for FHA loan transactions, my clients and I haven't personally been affected too much by the HVCC craziness.  Of the few conventional loans that I did originate this year, only two were subjected to HVCC.  Both of these transactions proved to be the ...

In part 1 and 2, I talked about getting pre-approved and finding a home, which are the first two steps to buying a home.  After getting pre-approved and finding a home and making dozens of offers, you finally get one accepted and now you're in escrow.  The challenge now is to get to the closing t...

In part 1, I talked about getting pre-approved, which is the first step to buying a home.  After getting pre-approved, you know how much you can afford and what price range you are going to be in.  Now, you need a Realtor to help you find a home in your price range that you actually want to buy....

Buying a home is really hard and you have to want it really bad, especially around here in Los Angeles and Ventura counties.  The first step in buying a home around here is finding out how much you can afford to buy; what kind of price range are you going to be in.  That means that you MUST be pr...

When I was a kid, there was a street not too far from my parents home where I grew up and there were these huge trees that were all along the median down the middle of the street.  It wasn't your standard run of the mill median but rather a really wide, grassy, median that ran about five or six b...

I just came across this post from a fellow Mortgage Girlfriends, Karen Deis about some of the new rules for the new extended tax credit.  This is very important info that buyers need to know about applying for the tax credit.  For info on your specific situation, please always consult with a tax...

I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay.  TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their bus...

Fannie Mae has recently rolled out their new program "First Look" in an effort to support neighborhood stabilization and buyers using down payment assistance (dpa) funds to purchase their first home.  With First Look, only offers from owner occupants and buyers using public funds are considered ...