first time buyer: ATTENTION LOS ANGELES & VENTURA COUNTY HOME BUYERS: Stop Using the Listing Agent to Purchase a Home
- 01/10/12 06:37 AM
ATTENTION LOS ANGELES & VENTURA COUNTY HOME BUYERS
This is exactly why you should have your own Realtor and why you should not be working with the listing agent as your Realtor.
ATTENTION LOS ANGELES & VENTURA COUNTY HOME BUYERS
This is why you need to STOP calling the listing agent to show you the home and why you need to take the time to hire your own Buyers Agent.
ATTENTION LOS ANGELES & VENTURA COUNTY HOME BUYERS
Listing agents are not in the business of discounting their commission for buyers - their commission has already been agreed to and … (10 comments)
|
first time buyer: ATTENTION SIMI VALLEY FIRST TIME BUYERS: Down Payment Assistance Available for HOLLOW HILLS Home
- 01/07/12 07:06 AM
Right now, there are dozens of 4bd properties in Simi Valley that are eligible for up to $200,000 in down payment assistance. Many of these properties are not REO's or short sales but actual equity sales with really motivated sellers like this property.
This wonderful 4bd/3ba HOLLOW HILLS home offers nearly 2,100 sq. ft. of living space on a nearly 8,000 sq. ft. lot. This wonderful home features updated, custom maple kitchen cabinets with granite counter tops.
There’s also two large master suites with remodeled bathrooms. New dual pane windows throughout.
This home is not like the run-down, dilapidated, … (19 comments)
|
first time buyer: ATTENTION VENTURA COUNTY HOME BUYERS: Wonderful Riverwalk Home Available for 100% Financing
- 12/20/11 10:44 AM
Founded in 1888 by the Superintendent of Southern Pacific Railroad, Jerome A. Fillmore, Fillmore had less than a 100 residents back then. The residents and the town were sustained by the "Orange Rush" of the late 1800's and the commercial production and distribution of oranges by what would eventually become Sunkist Growers. Fillmore's first orange packing house was built and purchased for $50.
Today, Fillmore still has a small-town atmosphere with a population of less than 16,000 residents. The nearby farms are still predominantly agriculture with most agricultural industry being related to orange, lemon, avocado … (7 comments)
|
first time buyer: Keeping Family Away From Buyers
- 09/17/11 07:08 AM
Gary brings up a very good topic and one that I have blogged about more than once before myself. As an MLO who works with a lot of 20-something, first timers here in Los Angeles & Ventura counties, I've had my fair share of controlling parents.
For the most part, I thoroughly love working with my borrowers parents because most of them are really great people who just want to help their kids buy a home (although some are trying to get their kids out of their own homes - LOL) and if it wasn't for some of my borrowers parents, these kids wouldn't be able to … (14 comments)
|
first time buyer: ATTENTION VENTURA COUNTY FIRST TIME BUYERS: Oxnard Homes Now Available for Down Payment Assistance
- 09/14/11 09:43 AM
One of the best beach communities in Ventura County. With such destinations as Oxnard Shores, Oxnard Dunes or Hollywood Beach, much of Oxnard is just minutes from these incredible beaches as well as the shopping and entertainment destinations of Channel Islands.
The best part though about buying a home here in Oxnard is that first time buyers can get up to $30,000 in down payment assistance (dpa) to purchase a home here.
The City of Oxnard Affordable Housing & Rehabilitation Division has an assistance program for the purchase of a home … (8 comments)
|
first time buyer: What? You were spying on me?
- 09/06/11 08:07 AM
ATTENTION BUYERS IN LOS ANGELES & VENTURA COUNTIES
I recently came across this post by fellow AR member Debby Singleton about a scenario that she recently went through while showing a property to her buyer clients. While I think this kind of thing is not only creepy and unethical, it probably isn't illegal and is probably done a lot more than we probably think. On a more personal note, I think any seller who chooses to engage in this type of behavior best be prepared to hear the good, bad & ugly because if they're not, they just may … (10 comments)
|
first time buyer: ATTENTION FIRST TIME BUYERS: Totally Rehabbed Home Available for NSP Down Payment Assistance
- 09/05/11 05:39 AM
There is a lovely Pacoima home that offers 5bd/3ba with more than 1600 sq. ft. of living space on a nearly 5,000 sq. ft. lot. Beautifully remodeled and fully rehabilitated, this completely energy efficient home is totally move-in ready and is just waiting for the right first time buyer to come along and fall in love with it!!!
Walking distance from Hansen Lake and Hansen Dam, this wonderful home is the perfect starter home for the right family. There is no competing with all cash investors either, this home is only available to eligible and qualified, low-median income families who are … (6 comments)
|
first time buyer: Job Juggling is the New Reality for Many Prospective Homeowners!
- 07/20/11 12:11 PM
I recently came across a New York Times article about "Job Jugglers", young people who find they are working long work weeks with more than one job.
After completing their educations (with a boatload of school loans), these young folks not only strive to stabilize their financial means by doing whatever they have to but they rather enjoy it and really don't want to limit themselves to just one job.
The article goes on to state that this trend is probably not going to change anytime soon.
"The likelihood of this generation devoting their professional life to just one job … (15 comments)
|
first time buyer: ATTENTION FIRST TIME BUYERS: Totally Rehabbed Home Available for NSP Down Payment Assistance
- 07/19/11 08:43 AM
This lovely Arleta home offers 3bd/2ba with nearly 1300 sq. ft. of living space on a nearly 7000 sq. ft. lot. This beautifully, fully rehabilitated, energy efficient home is totally move-in ready!!!
Don't miss this one! Fresh new paint inside and outside and new hardwood flooring throughout. All new kitchen with new stainless steel, Energy Star appliances, new cabinets and new granite countertops. New bathrooms with luxury finishes and an on demand hot water system.
There is new double paned windows throughout as well as new central a/c, new heating system and new energy-saving tank-less water heater. All new water-saving landscaping, new electrical, new plumbing and a new roof.
Walking distance from … (10 comments)
|
first time buyer: ATTENTION SIMI VALLEY FIRST TIME BUYERS: Down Payment Assistance Available for SIMI VALLEY Pool Home
- 06/11/11 06:01 AM
Right now, there are dozens of 4bd properties in Simi Valley that are eligible for up to $200,000 in down payment assistance. Many of these properties are not REO's or short sales but actual equity sales with really motivated sellers like this property.
This newly-remodeled 4bd/2ba SIMI PARK pool home offers more than 1,200 sq. ft. of living space on a more than 8000 sq. ft. lot. This wonderful home features new kitchen cabinets, appliances and granite counters. The home has been freshly painted inside and out and has double pane windows with recessed lighting. There's a newer roof and new … (5 comments)
|
first time buyer: Choosing Your In-Laws, Brother's Half Sister's Cousin for Your Realtor is REALLY NOT a Good Idea
- 05/25/11 01:24 PM
Choosing Your In-Laws, Brother's, Half sister's, cousin for your realtor is REALLY not a good idea if they are not ready, willing and able to serve your special real estate needs. SERIOUSLY!!!
I've recently come across a few posts that got me to thinking about the way that some buyers and sellers choose their Realtors/agents.
First, there was You Don't Want To Bother Your Agent, So You're Bothering Me? by Lorrie Semler and then there was Your lender is your In-Laws brothers half sisters cousin? Oh joy. by Cynthia Larson and lastly, there was I don't work in that price range by … (43 comments)
|
first time buyer: ATTENTION SIMI VALLEY FIRST TIME BUYERS: Down Payment Assistance Available for SIMI VALLEY Homes
- 05/21/11 02:06 AM
Right now, there are dozens of properties in Simi Valley that are eligible for down payment assistance (dpa). Many of these properties are not REO's or short sales but actual equity sales with really motivated sellers and are NOT like all the other run-down, dilapidated dumps you've been seeing, like these two Valley West homes.
This 4bd/2.5ba home with a bonus room with more than 1,700 sq. ft. of living space on a more than 6,000 sq. ft lot is an absolute MUST SEE HOME. This lovely remodeled home has new kitchen cabinets and new appliances.
There are also all new Pella windows and new doors. there is new … (9 comments)
|
first time buyer: There is No Such Thing as a "Golden Buyer" Anymore - GET PRE-APPROVED FIRST!!!
- 05/14/11 09:39 AM
I recently came across What do you mean, you need a letter from my Lender? by Tish Lloyd and it reminded me of some of the referrals I'm getting lately as well as some of the prospects that are contacting me. Tish blogs about the "old days" and what Realtors used to do back then. It reminded me of my own "old days" (circa 2002) where prospective buyers could "lock & shop". Buyers would get pre-approved, lock in their rate and then go shop for a home.
Needless to say, those days are over and for a lot of Realtors … (69 comments)
|
first time buyer: ATTENTION SIMI VALLEY FIRST TIME BUYERS: Down Payment Assistance Available for SIMI VALLEY Homes
- 05/02/11 11:54 AM
Right now, there are dozens of properties in Simi Valley that are eligible for down payment assistance (dpa). Many of these properties are not REO's or short sales but actual equity sales with really motivated sellers and are NOT like all the other run-down, dilapidated dumps you've been seeing, like these two Valley West homes.
This 5bd/2ba home with more than 1,700 sq. ft. of living space on a more than 6,000 sq. ft lot has been totally renovated. This immaculate remodeled home has a new kitchen, new bathrooms, new dual-paned windows and new flooring (carpet & tile) throughout. There is also a freshy finished garage and well manicured … (5 comments)
|
first time buyer: ATTENTION SIMI VALLEY FIRST TIME BUYERS: Down Payment Assistance Available for SIMI VALLEY Pool Home
- 03/30/11 08:34 AM
Right now, there are dozens of 4bd properties in Simi Valley that are eligible for up to $200,000 in down payment assistance. Many of these properties are not REO's or short sales but actual equity sales with really motivated sellers like this property.
This lovely 4bd/2ba SUNKIST pool home offers more than 1,300 sq. ft. of living space. This home is very light & bright and has an open floor plan. There's also RV parking with room for 3+ vehicles. Wonderful yard with a great pool, spa, koi pond and covered patio.
But, there's more too. This SUNKIST home is just minutes away from both … (11 comments)
|
first time buyer: If I Buy a Duplex, Can I Apply the Tenants Rent Towards My Mortgage? FAQ #9
- 03/24/11 05:22 AM
If I Buy a Duplex, Can I Use the Tenants Rent Towards My Mortgage and Can I Still Use the Down Payment Assistance (dpa) that I've Been Approved for?
As a Mortgage Loan Originators (MLO) here in Los Angeles & Ventura counties, I work with a lot of low-medium income first time buyers who are using dpa to purchase their first home. I personally love it when my borrowers are thinking about their future investment needs.
In my continuing series of answering some of the frequently asked questions that I get from prospects and clients, in Part 9, I want to answer a … (12 comments)
|
first time buyer: Totally Rehabbed Los Angeles Home Available for Down Payment Assistance
- 03/18/11 07:08 AM
This wonderful 3bd/2b gated home has more than 1,200 sq. ft. of living space for the right family. This fully rehabilitated, enery efficient home has double paned windows, central heating system and a tankless water heater. There is also new flooring (tile & wood), cabinets and counter tops throughout the home. New landscaping will be added as well.
This home was developed with NSP funds and is now available for purchase. This is not another run-down dumpy REO like you've been seeing and there's no competing with all cash investors either. This home is only available to low-medium income buyers.
The … (15 comments)
|
first time buyer: ATTENTION VENTURA COUNTY HOME BUYERS: Wonderful Fillmore Home Available for 100% Financing
- 03/11/11 08:12 AM
Founded in 1888 by the Superintendent of Southern Pacific Railroad, Jerome A. Fillmore, Fillmore had less than a 100 residents back then. The residents and the town were sustained by the "Orange Rush" of the late 1800's and the commercial production and distribution of oranges by what would eventually become Sunkist Growers. Fillmore's first orange packing house was built and purchased for $50.
Today, Fillmore still has a small-town atmosphere with a population of less than 16,000 residents. The nearby farms are still predominantly agriculture with most agricultural industry being related to orange, lemon, avocado orchard farming and packing and, … (11 comments)
|
first time buyer: How Do You Know When You've Chosen the Right Mortgage Loan Originator (MLO) for You?
- 03/03/11 08:58 AM
I recently came across "Over-lawyering"--I have probably lost the client; I will definitely not change the way I practice by Elliott Topkins. Elliott, who is a real estate attorney in MA, relayed a scenario where one of his clients complained that he was "over-lawyering". Seems the client isn't happy about how prudently Elliott is in looking out for his client's best interests.
When I started in the mortgage industry in 2002, I discovered that so many of the prospective borrowers that I spoke to and worked with knew very little about their loan options and even less about the mortgage process.
… (17 comments)
|
first time buyer: ATTENTION SIMI VALLEY FIRST TIME BUYERS: Eligible Home Available for $100,000 in Down Payment Assistance
- 02/23/11 03:08 AM
Right now, there are dozens of properties in Simi Valley that are eligible for up to $200,000 in down payment assistance (dpa). Many of these properties are not REO's or short sales but actual equity sales with really motivated sellers and are NOT like all the other run-down, dilapidated dumps you've been seeing, like this Parkview townhome.
This lovely 2-story, 2bd/2.5ba, townhome has more than 1,200 sq. ft. of living space and has been fully upgraded. There is new flooring throughout (hardwood & carpet), new paint, new stainless appliances & new granite counters and scraped ceilings. Kitchen has a large walk-in pantry with new stackable washer & dryer too. … (14 comments)
|
|
|
|
;)
;)
;)
