tbws: The Sabotage of our National Equity & Other Ramblings from TBWS
- 05/03/11 05:14 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business, specifically through video blogging.
This morning's video was especially interesting because there was a segment on the rise of cancellations of escrow transactions. Did this one ever hit close to home. While NAR credits the appraisal process and less than competent appraisers as the … (11 comments)
|
tbws: NAIHP FILES LAWSUIT & RESTRAINING ORDER AGAINST FEDERAL RESERVE FOR THE NEW RULES ON LOAN OFFICER COMPENSATION
- 03/07/11 04:22 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
This morning's video was especially interesting because of the notice that the National Association of Independent Housing Professionals (NAIHP) has not only filed a lawsuit against the Federal Reserve to stop the new Fed rules but they have also filed a restraining order to … (24 comments)
|
tbws: PETITION TO STOP THE FED ORIGINATOR COMPENSATION RULE: Realtors & Real Estate Agents - You're Next!
- 11/10/10 03:51 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
This morning's video was especially interesting because it was a segment on the New Fed Rule that goes into effect next year. The results of this new rule will not only eliminate competition for consumers when shopping for rates but it will also allow … (15 comments)
|
tbws: ATTENTION LOS ANGELES & VENTURA COUNTY HOMEBUYERS: Very Important Info You Need to Know Before Buying That New or Newly Built Property (30DC14)
- 09/09/10 04:49 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
This mornings video was especially interesting because there was a segment on the latest real estate scam. Apparently, many new home builders are attaching 99yr home resale fees to the title of new home sales and quite often, the new homebuyer is not aware of … (5 comments)
|
tbws: ATTENTION LOS ANGELES & VENTURA COUNTY HOMEBUYERS: FHA is Raising Their Monthly Mortgage Insurance in September - Just Another Reason to Buy Now and Not Later
- 08/09/10 05:18 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
This mornings video was especially interesting because there was a segment on how FHA is lowering the upfront mortgage insurance and raise the monthly mortgage insurance. All this under the guise of "saving the consumer money". SERIOUSLY??? How stupid do they think we are?
Brian and … (12 comments)
|
tbws: BEN BERNANKE SAYS LENDING GUIDELINES ARE TOO TIGHT! Telling Lenders to "Loosen Up"
- 08/06/10 09:43 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
This particular video was especially interesting because there was a segment where Fed Chairman, Ben Bernanke, indicates that underwriting guidelines are too tight (really??? ya think???).
Brian and Frank illustrate how the foreclosure rates are causing lenders to considerably tighten their guidelines. Because of … (7 comments)
|
tbws: Consumer Protection and Lender Transparency: The SAFE Act Doesn't Go Far Enough
- 07/30/10 06:33 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because there was a segment on how mortgage brokers and their Mortgage Loan Originators (MLO) have to now be licensed in accordance with the Secure And Fair Enforcement (SAFE) Act.
Frank and Brian go on to explain that … (8 comments)
|
tbws: HUD is FINALLY Going to Address the Whole "Preferred Lender" Arrangements - It's About !#$$%^&* Time!
- 06/08/10 05:20 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because there was a segment about how HUD is FINALLYgoing after the "Preferred Lender" arrangements. We all know these arrangements - right? These are those arrangements where a lender has essentially bought the opportunity to be a "Preferred Lender"by paying the builder and/or seller banks … (11 comments)
|
tbws: THE SUNNY SIDE OF REAL ESTATE & THE MORTGAGE INDUSTRY: Go Out and Make It Happen Today!
- 05/19/10 05:24 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because it was shot from their trip down in Florida for the Georgia Mortgage Bankers Association meeting. Besides being their goofy selves, Frank & Brian ended with sending out a great message to their viewers that I found really inspiring … (7 comments)
|
tbws: TBWS INTERVIEWS DAVID STEVENS AT NAMB CONFERENCE: An Interesting Poll
- 02/24/10 02:22 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because Frand and Brian have been taping in Washing D.C. this week attending the NAMB conference. While there, they interviewed David Stevens of FHA and they provided some interesting details to their discussion with David. However, I was more interested in the … (7 comments)
|
tbws: ATTENTION LOS ANGELES & VENTURA COUNTY HOME BUYERS: Buyers Beware! Short Sale Lenders Committing Fraud and Shaking Down Realtors
- 01/29/10 09:53 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because there was a recording of a short sale 2nd lien holder that was pressuring a Realtor to commit fraud. This short sale 2nd lien holder was insisting that this Realtor give them a kickback outside of escrow and the … (5 comments)
|
tbws: AN INDUSTRY GONE WACKO: AMC's Are Now Getting Into Banking
- 01/28/10 03:31 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because it talked about how this one AMC is now getting into banking by getting warehouse lines of credit. TAKE NOTE RAINERS: THIS IS A GLIMPSE OF THINGS TO COME. Despite all the talk of separating LO's and lenders from the … (13 comments)
|
tbws: HUD INTENDS TO ADDERESS LENDERS "FEES WORKSHEETS"
- 01/21/10 04:30 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because it talked about how HUD will start to address the "fee worksheet" that many lenders have started to use to avoid having to issue a new GFE. While I understand HUD's concern that lenders are avoiding issuing GFE's, a … (4 comments)
|
tbws: ATTENTION LOS ANGELES & VENTURA COUNTY FIRST TIME BUYERS: FHA Waives 90-Day Seasoning Guideline
- 01/19/10 10:23 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because it talked about how FHA will now be waiving the 90-day seasoning rule starting February 1st. What does that mean for first time buyers here in Los Angeles & Ventura counties? It means that there are going to be … (5 comments)
|
tbws: NEW WEBSITE EXPOSES AMC GOUGING PRACTICES
- 01/14/10 02:53 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because it talked about the new website that exposes AMC gouging practices. Just recently, I blogged about the lack of accountability of AMC's have and how no one is regulating the way that these AMC's operate. The more that appraisers as … (11 comments)
|
tbws: THE FEDS ARE AT IT AGAIN: They're Trying to Drive Brokers/Bankers Out of the Market with New Legislation
- 12/04/09 02:45 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because it talked about the newest federal regulation designed to driver mortgage brokers and mortgage bankers out of business. The new legislation will not only negatively the way that lenders and loan originators are allowed to operate but it … (10 comments)
|
tbws: FHA AUDIT IS IN AND FHA IS NOT BROKE AND THEY DON'T NEED A BAILOUT!
- 11/13/09 09:54 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially important because there was a segment on the FHA audit that was just released. Turns out that FHA is not going broke and does not need a bailout. I'm including a link to the actual FHA audit that shows they have … (61 comments)
|
tbws: CALL TO ACTION: Help Save Small, Community Lending Sources From Being Driven Out of Business by the TARP Kids
- 11/04/09 04:12 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially important because there was a call to action to help save small, community wholesale lenders. Barney Frank and his big, national bank friends, the TARP kids, are at it again. They have come up with new regulation to try and drive out … (5 comments)
|
tbws: BARNEY FRANK AND HIS BIG, NATIONAL BANK FRIENDS ARE ONCE AGAIN TRYING TO STICK IT TO THE SMALL, COMMUNITY WHOLESALE LENDER
- 11/03/09 02:39 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because it seems that Barney Frank and his big, national bank friends are at it again. They have once again come up with new regulation to try and drive out the big, national banks competition - small, community wholesale … (5 comments)
|
tbws: APPRAISAL FRAUD UP EVEN WITH HVCC - Could the Big Banks and the Bank Owned AMC's be to Blame?
- 11/02/09 05:44 AM
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business.
Today's video was especially interesting because appraisal fraud is up even though HVCC was supposed to eliminate appraisal fraud. Could the big, national banks and their AMC's be behind the increase in appraisal fraud. Hmmm...
Anyway, here is today's video and I hope you enjoy … (9 comments)
|
I subscribe to the daily webcasts of Think Big, Work Small (TBWS), which is hosted by these two guys, Brian Stevens & Frank Garay. TBWS was founded a couple of years ago by a bunch of real estate and mortgage people who wanted to teach others in the business how to work smarter to grow their business, specifically through video blogging. 
;)
;)
;)
