home buyer tips: A 3 Step Approach To Selecting The Right Property
- 09/19/12 10:02 PM
A 3 Step Approach To Selecting The Right Property Home buying does not have to be complicated and stressing. However, selecting your new home can be without a plan or approach. So to help in reducing the stress and uncertainty, that may arise, let me offer this 3 step approach to selecting your next home: STEP 1 - Approach the home buying process objectively.... Remember there is no "Perfect" home, remember the 85% Rule The good homes that are price right go QUICK Avoid the "Second Guessing Syndrome"....I call it "Buyers Remorse", if you feel this … (8 comments)
home buyer tips: Home Buying Can Be Stressful Being Realistic Can Make It Stress Less!!
- 03/20/11 02:07 AM
The home buying process can and at times may be stressful. Why? Think about it, you are about to make the biggest single purchase of your life.As an educated and well informed home buyer you can make the process stress less. Yes I did say the process can become stress less NOT stress free. By following the steps below the home buying process can become stress less.Step #6 ----- Don’t be surprised if and when you get buyer’s remorse…You know that uneasy feeling about your buying decision. Many people question their decision to purchase at some point during the process. Talking … (5 comments)
home buyer tips: THERE IS A HUGE DIFFERENCE BETWEEN A HOME INSPECTOR AND A "COUNTY BUILDING INSPECTOR".
- 07/29/10 03:15 AM
This post has so much truth to it. I think that our buyers, especially of, new construction should have an independent building inspection of the home. In OFallon Missouri you have time to get a building inspection and any other inspection, at you expense, that you want. I suggest that you take advantage of this clause in the contract. Thanks Lenn for this important reminder.
THERE IS A HUGE DIFFERENCE BETWEEN A HOME INSPECTOR AND A "COUNTY BUILDING INSPECTOR". MISLEADING HEADLINES SHOW NEWSPAPER IGNORANCE OF THE HOUSING INDUSTRY! A staff writer for THE DENVER POST, has a very misleading headline to … (3 comments)
home buyer tips: Every Home Buyer Should Know These "Don'ts"......REALLY!!
- 03/12/10 09:37 AM
Every Home Buyer Should Know These "Don'ts"......REALLY!! When it comes to buying a home there are many, many misconceptions on what to do and when to do it. The items here are to help the first time home buyer and the buyer that hasn't been in the market for a while. For the buyer that bought 5 years ago things have changed, things are not the same. Let's take a look at twelve of the things that you may not know or haven't been told by friends, relatives or even your agent. Don't wait for the perfect house...there isn't one. Compromise … (31 comments)
home buyer tips: Are You In Shape To Purchase Your Next Home?
- 04/23/09 02:46 AM
Are You In Shape To Purchase Your Next Home? You have lived in your O Fallon MO home now for awhile and are ready to go to your "next" level in a home. This could be a larger home because your family is growing and your home is not, or your family has grown up and move away and now you need something smaller. I call both of these scenarios "Right Sizing". Either way you have a home to sell before you are able to buy your next home and you are wondering just how to handle this situation that you … (12 comments)
home buyer tips: O Fallon MO Home Buyers Do You Want To Know How To Select The RIGHT HOME!!
- 04/13/09 01:34 PM
O Fallon MO Home Buyers Do You Want To Know How To Select The RIGHT HOME!! That's right, whether you are in O Fallon, Missouri or Kalamazoo MI, Dade County FL or somewhere really cold in the winter I have a plan to assist you in selecting the "RIGHT HOME". There are several assumptions that are in play though before we get started. I am assuming that you have done a self-evaluation and you have found yourself not to be out of shape as a home buyer. This moves me to my next assumptions, that you are a smart and realistic … (13 comments)
home buyer tips: Steps Most Buyers Will Take To Buy Their Home.......
- 04/11/09 05:44 AM
Steps Most Buyers Will Take To Buy Their Home....... Buying a home can be made less stressful if we follow a few simple steps. It is a little like baking a cake, if you don't follow the recipe or steps the cake will not be a tasty treat. While I am thinking about it, remember what they say about too many cooks in the kitchen!!
So to keep you on track in the home buying process here are some helpful steps for you. Look for an agent to help you through the home buying maze. Remember you are about to … (12 comments)
home buyer tips: So you want to buy a foreclosure property, Right?
- 04/03/09 02:11 AM
So you want to buy a foreclosure property, Right? Why would you want a foreclosure property in O Fallon Mo.? Yes there are plenty of distressed properties in the area and you can probably get one for a good price. There are a few things that you may want to know before you start your search. Just because a property has been on the market for ever and a day, doesn't mean that the seller would be willing to take a lowball offer. Nor will take an offer that has a lot of give backs in it even if it is … (6 comments)
home buyer tips: Why should I buy a home now?
- 03/06/09 12:44 PM
Why should I buy a home now? The reasons are as numerous as there are homeowners. And I am equally sure that you will have some of your own. So let me add just a couple more to your list. 1. You are busting at the seams in your current home. 2. Homes are cheaper today than they were a couple of years ago. This is true but this will not continue to happen at some point they will begin to rise. 3. Homes are a safer investment than the stock market. I know, I know, home prices have dropped … (8 comments)
home buyer tips: First-Time Homebuyer Tax Credit……
- 02/24/09 08:07 AM
First-Time Homebuyer Tax Credit……. As a home buyer in O’Fallon MO I am sure that you have heard a lot about the first time homebuyer tax credit and may have questions about what may be available to you. This tax credit for first-time home buyers was modified in the American Recovery and Reinvestment Act that was signed into law by President Obama on February 17, 2009. The table below shows the modifications/changes* that were made to the original act of April 9, 2008.
Major modifications are Shaded In addition to the above tax credit the state of Missouri … (12 comments)
home buyer tips: O Fallon MO and St. Charles County MO Did You Know?
- 02/20/09 10:03 AM
O Fallon MO and St. Charles County MO Did You Know? F & M Bank and Trust Co. will be presenting a program titled "The Road to Home Ownership". The program is scheduled for Saturday February 28th from 10am to 11:30am and will be held at the Residence Inn by Marriott located at 101 Progress Point. The presentation will cover topics ranging from determining if you can afford to buy a home to the loan closing. The purchase process will be addressed as well as what lenders need to see from you and how to obtain your credit report. They will … (4 comments)
home buyer tips: I really LOVE junk food
- 01/31/09 02:22 AM
I really LOVE junk food And I would bet that you do too. Just the thought of reaching into a big bag of potato chips or picking up that jumbo burger piled high with cheese and the juice running down your arm. And what do you have sitting right next to the burger? A huge pile of fries and a nice frosty cold glass of your favorite beer! Now you're talking, move over momma daddy is coming to the table. This may not be a good healthy meal but boy it sure tastes good, doesn't it? Sometimes, in getting ready to … (49 comments)
home buyer tips: Top Reasons For Using A Professional Real Estate Agent..........
- 01/30/09 05:24 AM
Top Reasons For Using A Professional Real Estate Agent.......... Working with a real estate professional can save you time and stress. It is of utmost importance that you feel comfortable with your REALTOR® and that you can communicate effectively with them. A relationship that is built on open and honest communication can assist your REALTOR® in finding the right home for you and in your timeframe. Here are some of the services that your REALTOR® will provide........ Work with you to find properties that meet your specific requirements such as location, price and amenities. Arrange for appointments and show you the … (10 comments)
home buyer tips: Do I need an agent when buying a home?
- 01/30/09 12:08 AM
Do I need an agent when buying a home? If you ask any REALTOR® that question they will tell you YES without even batting an eye. Now me on the other hand will ask you 9 questions and then answer the question. You see there are several items that a professional real estate salesperson can provide to you while in pursuit of your new home. So ask yourself these questions if you are considering going it alone in your purchase of a new home without the assistance of a real estate professional. Do I have time to research the residential housing … (14 comments)
home buyer tips: So you are considering a Condo in O'Fallon MO or St Charles County MO......
- 01/24/09 01:57 PM
So you are considering a Condo in O'Fallon MO There are different lifestyles for different tastes and needs. One of those lifestyles is a condominium where life is easy. There is little, if anything, to care for on the outside of the condo. Just one thing, have you considered some of the following?
Why do I want to buy a condominium? Make a list of all the reasons you want a condo rather than a single family detached house. Is what you are looking at really a condominium? If you want a condo be sure you are not … (12 comments)
home buyer tips: Are you looking to buy a new O'Fallon MO home in the New Year?
- 01/04/09 09:53 AM
Are you looking to buy a new O'Fallon MO home in the New Year? As we move into the new year I am sure that there will be many who will be looking to purchase a new home in O'Fallon MO soon. There may even be some that have been looking for some time and haven't gone any further than just looking. There have been missed opportunities in 2008 but there are still plenty of homes to choose from throughout OFallon MO and St. Charles County MO. 2008 may not have been the right time, but if you are still looking, … (12 comments)
home buyer tips: Are you a "Smart" O'Fallon MO Homebuyer?
- 12/16/08 09:19 PM
Are you a "Smart" O'Fallon MO Homebuyer? As we are nearing the end of 2008 and getting even closer to the New Year people start to think about the possibility of purchasing a new home. There are times that those thinking of a new home purchase are first time homebuyers. For the first time homebuyer or even those that are thinking about selling their current home and "right sizing" I would like to ask, have you taken the steps to be a "Smart" buyer? Have you looked at renting vs. buying to decide if there are enough benefits to YOU to … (18 comments)
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Don Rogers
Realtor, Broker, CDPE, GRI, OnullFallon MO & St...
A 3 Step Approach To Selecting The Right Property 
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