buying a home: TENNESSEE HOMEOWNER'S - "GREAT SAVE" - 10/05/08 04:43 AM
THDA - Tennessee Housing Development Agency has a plan that may help homeowner's.
According to a memorandum sent to All THDA Originating Agents on September 29,2008. 
     BEGIN QUOTE
"EFFECTIVE WEDNESDAY, OCTOBER 1, 2008, THDA WILL IMPLEMENT A NEW MORTGAGE CALLED GREAT SAVE.  TO QUALIFY FOR THIS REFINANCE LOAN, THE MORTGAGE LOAN TO BE RE-FINANCED MUST BE AN ADJUSTABLE RATE MORTGAGE (ARM) LOAN MADE AFTER DECEMBER 31, 2001 AND BEFORE JANUARY 1, 2008, THAT, AS DETERMINED BY THDA, WOULD BE REASONABLY LIKELY TO CAUSE A FINANCIAL HARDSHIP TO THE BORROWER IF NOT RE-FINANCED ("QUALIFIED ADJUSTABLE RATE MORTGAGE LOAN").  THIS PROGRAM WILL EXPIRE DECEMBER … (0 comments)

buying a home: SINGLE PEOPLE NEED HOMES TOO! - 08/23/08 12:00 PM
DON'T PROCRASTNATE - BUY NOW
Single people need homes too. 
This is for anyone looking for a home, but single people will have additional items to address.
If you are buying a home with a friend it is different than buying a home with a spouse or a life partner.  So before, you go forward make sure you have discussed everything, especially the hard questions, have some very frank discussions about each of your expectations.
 Or if you can afford to do so go so-lo.
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So you want to buy a home?  You've made a commitment with yourself to purchase a … (3 comments)

buying a home: RUN, don't walk..., Part 6 - 07/29/08 04:05 PM
 
RUN, don't walk  -----  PART SIX OF SIX
FIRST TIME HOMEBUYERS:  IT'S A BUYERS MARKET
              It's almost moving time, but first we need to close.  This is at this time when the ownership of the property conveys from the seller to the buyer. 
 The lender has issued a final loan approval, the inspections are complete, the title search has been completed, its time to set a closing date.
 Everyone will be present, the lender will have given the title company their instructions for the closing documents, the buyer and seller are present, their respective real estate agents and/or the … (1 comments)

buying a home: RUN, don't walk... Part 4 - 07/24/08 03:11 PM
  
RUN, don't walk  -----  PART FOUR OF SIX
FIRST TIME HOMEBUYERS:  IT'S A BUYERS MARKET
 So we've found the perfect home!  At this point, a professional, knowledgeable Realtors assistance is especially valuable.  Once you and your agent have determined a price, you will need to put that in writing on a Sales Contract, (at this point you are making the seller an offer).
  After completing the written offer to the seller you will sign the contract and your agent SHOULD give you a complete copy of everything you have signed for your records.  You will be asked to provide Earnest … (0 comments)

buying a home: RUN, don't walk...Part 3 - 07/24/08 04:27 AM

RUN, don't walk  -----  PART THREE OF SIX
FIRST TIME HOMEBUYERS:  IT'S A BUYERS MARKET
                              Now the Fun Begins!  Let's go house hunting.  You will probably have already decided what type of a home you will be looking for, (condominium, detached single family, farm, one-story or more, lot size or acreage).  It is helpful to your Realtor if you make lists of features you require and another for features you prefer - as well as features that are absolutely unacceptable to you.
 Your Realtor should help you with other important factors, such as the LOCATION, this is a vital … (0 comments)

 
Doris Freeman, Broker/Agent, Realtor (Reliant Realty)

Doris Freeman

Broker/Agent, Realtor

Gallatin, TN

More about me…

Reliant Realty

Address: 1517 Hunt Club Blvd., Gallatin, TN, 37066

Office: (615) 859-7150

Mobile: (615) 961-7799

Email Me

REALTOR, Broker, ABR (Accredited Buyer Representative, MLS Listings, Jackson Homes for Sale, Medina Homes for Sale, Milan Homes for Sale, Madison County Homes for Sale, Gibson County Homes for Sale, Crockett County Homes for Sale


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