va: Skin In The Game... - 01/11/23 09:44 AM
The down payment is a sticking point with many buyers. With escalating home prices and interest rates, of recent, it's easy to see why buyers are concerned when looking at the conventional rule of thumb being 20% down. That's not the case though, as there are programs and mortgage options that exist that do not require a 20% down payment. If you live in a qualified rural area the USDA has a program with no money down. FHA is as little as 3% and the VA does provide no down payment loans to veterans. So, don't get too wound up as … (9 comments)

va: Veterans, VA & Homeownership - 11/17/21 05:31 AM
Owning your own home and land is the dream for people all over the world. It provides security and a place in society. It is also a source of wealth-building imho.
For men and women who serve(d)in the United States military, our government provides assistance in housing through the VA home loan program. 
VA Loans: Helping Veterans Achieve Their Homeownership Dreams \ The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration

 says of the program:
“The objective of the VA Home Loan Guaranty … (10 comments)

va: What Should My Credit Score Be? - 10/15/20 08:03 AM
This question comes up frequently with buyers. I found this article at Realty Times that offers great information to everyone who wants to better understand their creditworthiness and may be looking to purchase a home now or in the near future. I do know that the credit rating companies have changed their algorithms to include increasing debt as a negative. 
 
  What credit score do you need to get a home loan? While specifically, it can vary, there are certain things you should know before you apply for a mortgage to ensure you’ve put yourself in the best possible financial position.
(12 comments)

va: 75 Years... - 11/12/19 08:13 AM
Yesterday we celebrated Veterans Day. There are many benefits extended to military personnel and veterans. Two of the most popular are the G.I. Bill for education and the VA Home Loan program.
                            ...of VA Home Loan Benefits   Today, on Veterans Day, we salute those who have served our country in war or peace, and we thank them for their sacrifice.
This year marks the 75th anniversary of VA Home Loan Benefit offerings through the Servicemen’s Readjustment Act, also known as the GI Bill. Since 1944, this law has created opportunities for … (4 comments)

va: WELCOME HOME!!! - 03/29/19 10:10 AM
Today, 29 March 2019 is National Vietnam War Veterans Day. A couple of years ago the Boston Red Sox hosted a Welcome Home Vietnam Veterans Day. We were fed and hydrated, walked through the left field door at Fenway Park, walked on to the field to the cheers of a full stadium. It was an emotional experience for many of us. After the ceremony, we were treated to the game. 
There's an issue associated with all wars NOT just the Vietnam War and the issue is Health! There are a variety of various health issues from physical to mental. The ones we hear most … (41 comments)

va: Home Loans for Veterans - 11/12/17 06:06 AM
Since yesterday was Veterans Day this information from the KCM people is a timely one. There are guidelines for a VA loan so it's important for the veteran to find an experienced mortgage broker familiar with VA loans. These loans do not require a downpayment and they are assumable. For some reasons many veterans do not utilize these loans but should.
 
Veterans Affairs Loans By The Numbers   
Some Highlights: Since the creation of the VA Home Loans Program, 22 million veterans have been able to achieve the American Dream of homeownership. So far in 2017, $188 billion has been loaned to veterans and their … (4 comments)

va: Are You Protecting against Malignant Melanoma? - 06/14/17 05:06 AM
In many areas of the country, there has been a heat wave over the past 3-5 days.
Here in the Northeast, after a miserable and extended non-Spring, we just POPPED right into late Summer weather of temps over 90 degrees accompanied by oppressive humidity.
People flocked to the beaches to begin summer tans. I receive my medical care through the VA facilities in Massachusetts.
The VA provides us with a MyHealtheVet.com website. One of the features of this site is informative articles on health issues. I share one with you today.
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You don't have have to stay inside, but here are some basics to avoid skin cancer
 
What is malignant … (15 comments)

 
Doug Dawes, Your Personal Realtor® (Keller Williams Evolution - 447 Boston Street, Suite #5, Topsfield, MA)

Doug Dawes

Your Personal Realtor®

Topsfield, MA

More about me…

Keller Williams Evolution - 447 Boston Street, Suite #5, Topsfield, MA

Address: 11 South Main Street, Topsfield, MA, 01983

Mobile: 978-270-3037

Office: 978-887-3995

There is more to life than Real Estate. My intention is to provide not only Real Estate information but items that we all face and experience in our daily journey through life.


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