investing: LIQUID ASSETS
- 02/25/09 06:40 AM
We think of liquid assets as something we can quickly and easily convert into cash, like stocks and bonds. With what’s been happening to investor portfolios lately, including IRA and 401k retirement funds, here’s something to think about: · If you had purchased $1,000 of shares in Delta Airlines one year ago, you would have $49.00 today. · If you had purchased $1,000 of shares in AIG one year ago, you would have $33.00 today. · If you had purchased $1,000 of shares in Lehman Brothers one year ago, you would have $0.00 today. · If you had purchased $1,000 worth (1 comments)
investing: Contrarian (Logical) Commercial Real Estate Investing Not For the Timid
- 02/25/09 06:22 AM
Like any business, real estate is subject to certain market forces that affect values. The life-blood of commercial real estate is affordable financing for the acquisition, development, redevelopment and refinancing of improved properties. The availability of financing is determined by the overall economy, overbuilding, interest rates, market perception (right or wrong), unemployment and, of course, local product supply and demand. Real estate prices can fluctuate wildly as these factors exert their influence. Historically, real estate cycles typically have an average duration of six to nine years. There are four distinct phases to a commercial real estate cycle including Recession, Recovery, Expansion (1 comments)
investing: SELF-DIRECTED IRA vs. TRADITIONAL IRA
- 02/20/09 02:39 AM
The recent whipsaw gyrations of stock markets worldwide have kept many an investor on pins and needles lately. Since the beginning of 2008, the US stock market has shed over 40% of its value, with trillions of dollars being lost. IRA and 401k investors are especially worried that their retirement funds won't be there when needed, and for good reason. Much of their investment capital is tied up in mutual funds, and recently they have helplessly watched in horror as their savings evaporated. To cut their losses, many investors have liquidated their accounts and moved into cash. Such a move does stop (1 comments)