investors: A HEALTHY ATTITUDE FOR A NEW AMERICAN REAL ESTATE SCENE
- 03/06/09 01:53 AM
I spent several hours recently reading blogs, magazine and newsprint articles written by some of the country’s top economists. I was trying to get a sense of where the U.S. economy is headed and gain some sort of insight as to when things might get back to “normal.” The reality is, what we had come to think of as normal really never was. The United States has been on a completely irresponsible fiscal joy ride (some would call it a demolition derby) for many years. Unbridled greed at all levels of the financial markets was unleashed by deregulation … (2 comments)
investors: Grace Realty Group Investors Help Local Economy
- 03/02/09 02:54 AM
The present economic decline has been described as the greatest financial crisis to strike America since the Depression. Job losses are climbing and most predictions are alarming at best. Grace Realty Group is in the position of being part of the solution to today’s problems. Our redevelopment projects create jobs for construction workers, architects, building material manufacturers and suppliers. County and state government administration personnel kept busy permitting and inspecting our construction sites. We are having a very positive impact on the economy in that area in a time of uncertainty. And don’t forget, redevelopment is the ultimate recycler of otherwise … (1 comments)
investors: LIQUID ASSETS
- 02/25/09 06:40 AM
We think of liquid assets as something we can quickly and easily convert into cash, like stocks and bonds. With what’s been happening to investor portfolios lately, including IRA and 401k retirement funds, here’s something to think about: · If you had purchased $1,000 of shares in Delta Airlines one year ago, you would have $49.00 today. · If you had purchased $1,000 of shares in AIG one year ago, you would have $33.00 today. · If you had purchased $1,000 of shares in Lehman Brothers one year ago, you would have $0.00 today. · If you had purchased $1,000 worth … (1 comments)
investors: Contrarian (Logical) Commercial Real Estate Investing Not For the Timid
- 02/25/09 06:22 AM
Like any business, real estate is subject to certain market forces that affect values. The life-blood of commercial real estate is affordable financing for the acquisition, development, redevelopment and refinancing of improved properties. The availability of financing is determined by the overall economy, overbuilding, interest rates, market perception (right or wrong), unemployment and, of course, local product supply and demand. Real estate prices can fluctuate wildly as these factors exert their influence. Historically, real estate cycles typically have an average duration of six to nine years. There are four distinct phases to a commercial real estate cycle including Recession, Recovery, Expansion … (1 comments)
investors: SELF-DIRECTED IRA vs. TRADITIONAL IRA
- 02/20/09 02:39 AM
The recent whipsaw gyrations of stock markets worldwide have kept many an investor on pins and needles lately. Since the beginning of 2008, the US stock market has shed over 40% of its value, with trillions of dollars being lost. IRA and 401k investors are especially worried that their retirement funds won't be there when needed, and for good reason. Much of their investment capital is tied up in mutual funds, and recently they have helplessly watched in horror as their savings evaporated. To cut their losses, many investors have liquidated their accounts and moved into cash. Such a move does stop … (1 comments)
investors: THE MAGIC OF THE WRAPAROUND MORTGAGE
- 02/18/09 08:00 AM
In times like these, when the economic future is so uncertain, let’s take a moment to revisit a lending vehicle that most people aren’t thinking about at the moment, the “wrap.” I know, I know, you’re wondering how this debt vehicle would be used in a real estate market such as this. Well, why not take a look at the function and structure of this type of mortgage and come to your own conclusions. A wraparound mortgage (also known as an all-inclusive mortgage or trust deed, commonly called a “wrap”) is defined as “a mortgage that secures a debt and includes the balance … (1 comments)
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