Real estate blog entries tagged with first time home buyer by Doug Reynolds, Realtor - Sacramento, CA (Better Homes & Gardens Real Estate)

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first time home buyer: Sacramento Real Estate Explained: How to compete with multiple offers - 04/10/17 08:22 AM

Hi, I'm Doug Reynolds.
I'm a Realtor in the Greater Sacramento Area and have been a full time agent since 2006.
In This Video, i talk about How to compete with multiple offers.

Right now it's tough to be a buyer in the Sacramento Real Estate market. There is low inventory and the buyer demand is very high. This formula is making for a fast paced market where multiple offers, over list price are very common on most houses within a few days of hitting the market.
Doug offers his opinions and suggestions on standing out from … (1 comments)

first time home buyer: Sacramento Real Estate Explained: Home Buying Process - 03/09/17 09:03 AM

Hi, I'm Doug Reynolds.
I'm a Realtor in the Greater Sacramento Area and have been a full time agent since 2006.

In This Video, i talk about all the steps in the home buying process. This is a very quick overview but it can give you some knowledge and direction if you are just starting to think about buying a home. Ultimately, you want to find a great Real Estate Agent that is experienced and can walk you through this entire process from start to finish.

So, take a look at the video to understand the overall process of … (0 comments)

first time home buyer: First Time Home Buyers are doing more than expected this year - 10/23/16 11:58 PM

Here's a short and interesting read posted by Zillow talking about First Time Home Buyers. The article discusses how more FTHB are in the market and purchasing homes this year than expected.

Enjoy.

Doug Reynolds
www.RealEstateWithDoug.com

A surprisingly high number of first-timers now buying homes WASHINGTON (AP) -- For years, the U.S. housing market looked bleak for young couples hoping to buy their first homes but struggling with high student debt, low pay and meager down-payment savings. But a new survey by the real estate firm Zillow suggests that first-time buyers may be entering the market in … (1 comments)

first time home buyer: Guest Blog- Why you shouldn’t hire your brother-in-law as your Realtor - 10/19/15 07:19 AM

Guest Blog from Matt Gouge - Matt the Mortgage Guy. Thanks for this fun little write up Matt. I hope our audience enjoys.

Why you shouldn’t hire your brother-in-law to be your Realtor… I love family as much as the next guy, so I’m not knocking family. The reason I am writing this post is because I have had a few recent transactions that have caused me to ponder the use of a family member in a real estate transaction. While this will apply to most “brother-in-law” scenarios I would like to apologize in advance to the … (47 comments)

first time home buyer: Changes to FHA loans - 08/24/15 04:56 AM

Highlights from the new HUD Handbook 4000.1 HUD has a new 809 page handbook that will apply to all FHA cases assigned on or after September 14, 2015. If you are like most people then you don’t have the time or the desire to dig into this huge document. What I have done here is highlight a few changes that I think will be the most likely to have an affect on my business, and the most common ones people will encounter when applying for FHA loans. You’ve made it to the second paragraph without falling asleep so I … (0 comments)

first time home buyer: How to compete with multiple offers as a Sacramento real estate buyer - 03/30/15 01:21 AM

Doug Reynolds, a Sacramento Area Realtor, provides advice to current buyers finding themselves in competition with other buyers.

Currently, the Sacramento area real estate market is experiencing a slight shortage of homes available for sale. That means some homes are receiving multiple offers. Buyers are having to compete with eachother in certain areas.
here's some tips to make your offer stand out and get accepted:

1 - Financing Type Matters
2 - Work with a lender that can close fast
3 - Shorten your contingency periods
4 - Increase your initial deposit amount
5 - Write a … (0 comments)

first time home buyer: How to Shop for a home loan - 03/26/15 03:27 AM

Guest Blogger: Today's post is written by Sacramento Mortgage Expert, Matt Gouge. All of his contact info and more can be found at this website: www.mattthemortgageguy.com. Thank you Matt for providing this great info for potential buyers in our Sacramento Real Estate Market.
SHOPPING FOR A HOME LOAN – The Good, the Bad, and the Ugly

The Good Living in a world with so much technology at our fingertips has its advantages. It allows us to be more informed consumers and this can be greatly beneficial when shopping for goods and services. For most of us, the thought of one local place … (0 comments)

first time home buyer: FHA loans getting cheaper - 01/23/15 02:46 AM

Guest Blogger: Today's post is written by Sacramento Mortgage Expert, Matt Gouge. All of his contact info and more can be found at this website: www.mattthemortgageguy.com. Thank you Matt for providing this great info for potential buyers in our Sacramento Real Estate Market.
FHA’s reduction of mortgage insurance premium – What does that mean?
When you heard the announcement that FHA will reduce its annual mortgage insurance premiums from 1.35% to 0.85% it sounded good, but perhaps you don’t know what that really translates to. Allow Matt The Mortgage Guy to simplify it. The purpose of an FHA-insured loan is to … (0 comments)

first time home buyer: JUST SOLD - 8920 New Dawn Dr, Sacramento,CA 95826 -www.BuyWithDoug.com - 01/19/15 03:35 AM

Just SOLD!!! 1-14-2015 in Rosemont (Sacramento, Ca). Congratulations to my buyer, a wonderful client and friend. So proud of you purchasing your first home in an area that you know and love so much. I look forward to seeing all the unique changes you make to the house as you make it your "home." Congrats. I was honored to represent you and guide you through the home buying process.
3 bedroom 2 bath 2 car garage single Story home.New Carpet & Fresh Paint,New AC and furnace installed in 2012.Close to great schools,Rosemont Community Park, HWY 50,public transportation and shopping. Great starter … (2 comments)

first time home buyer: New options to buy a home with a small down payment - 12/18/14 02:30 AM

Guest Blogger: Today's post is written by Sacramento Mortgage Expert, Matt Gouge. All of his contact info and more can be found at this website: www.mattthemortgageguy.com. Thank you Matt for providing this great info for potential buyers in our Sacramento Real Estate Market.
The 97% LTV Mortgage and why buying a house is not as hard as you may think… By MattTheMortgageGuy Fannie Mae announced last week their new 3% down payment program, joining other government agencies that offer loans with little to no money down… “Our goal is to help additional qualified borrowers gain access to mortgages,” said … (5 comments)

first time home buyer: 5 tips for Sacramento First Time Home Buyers - 08/27/14 05:21 AM

5 tips for Sacramento First Time Home Buyers
So you think it's time to stop renting and start looking for a home to buy?? It's fun to scroll through home listings online and dream about all the things you want in a home BUT in order to be realistic about buying a Sacramento area home, you've got to put first things first:
1.) Find a great Realtor that you trust - typically most people ask their friends and family for a referral or they research online. However you do it, pick someone to sit down with and go over your wants, needs, timeframe, … (1 comments)

first time home buyer: Cash Sales continue to decrease in Sacramento Real Estate - 07/02/14 04:20 AM

By now, we all know the stories of the major hedge-fund investors (cough, cough, Blackstone, cough) coming into the Sacramento Real Estate market and basically buying up everything they could at the end of 2012 and beginning of 2013. Since the third quarter of 2013, the amount of cash sales has begun to decrease nearly each month and is slowly returning to "normal" levels.From my calculations, the amount of cash sales in Sacramento County for June 2014 is about 17.7% of all the sales. Last month they were around 20.5%.So what does this mean??It's good news for the first time home … (0 comments)

first time home buyer: Getting a little easier to qualify and buy a home.... - 04/25/14 03:11 AM

Lenders are slowing making it easier for buyers to qualify and purchase a home. The lending industry is starting to feel more comfortable with the health of the real estate market as a whole and that means good news for buyers looking to qualify. I work with an excellent lending team: Erick Perpich with Republic Mortgage(916-549-3577) in Folsom has an excellent team that does a great job a qualifying buyers for low down payment loan options. Most buyers right now that don't have a large amount of savings are going with 3.5 to 5% down payment options that his company provides. … (0 comments)

first time home buyer: What's going on with the First Time Home Buyer market?? - 03/27/14 02:20 AM

Here's a recent article from CNBC talking about the current status of the national trend of FTHB's. What i'm seeing in the Sacramento Market is that we have a balance of FTHB's, move up buyers and investor buyers across the spectrum of the market.
Connect with Doug Reynolds Real Estate via Facebook, YouTube, and Follow his Blog. clear skies,
Doug Reynolds
Realtor
916-494-8441

www.SellWithDoug.com www.BHGshortsales.com www.CollegeGlenRealEstate.com 4 million renters want to buy. Can they? Diana Olick | @diana_olick Thursday, 13 Mar 2014 | 9:03 AM ET As the housing market moves slowly into recovery, more and more Americans are gaining confidence and hoping to … (0 comments)

first time home buyer: What's going on with First Time Home Buyers??? - 03/04/14 01:55 AM

Here's a recent article from the LA Times sharing some interesting numbers about First time home buyers. In my daily business, i see a lot of gift funds from family members for first time buyers. Most FTHB in the Sacramento market have a good job with solid income but do not have the downpayment saved up. Connect with Doug Reynolds Real Estate via Facebook, YouTube, and Follow his Blog. clear skies,
Doug Reynolds
Realtor
916-494-8441
www.SellWithDoug.com www.BHGshortsales.com www.CollegeGlenRealEstate.com Finding ways to help young adults make their first home purchases Source: LA Times Stricter mortgage underwriting standards, higher unemployment, and heavy student … (1 comments)

first time home buyer: How do i get preapproved for a home loan in Sacramento? - VIDEO - 02/24/14 03:31 AM

Doug Reynolds, a Sacramento Area Realtor, sits down for a chat with Loan Officer/Lender Erick Perpich of Republic Mortgage. In this episode, Erick how to easily get preapproved for a home loan/mortgage in the Sacramento area.To get preapproved so you can start home shopping in the Sacramento area right away, call or email Erick directly and he'll get back to you.Erick Perpich916.549.3577eperpich@repmtg.comwww.ThePerpichTeam.com
Connect with Doug Reynolds Real Estate via Facebook, YouTube, and Follow his Blog. clear skies,
Doug Reynolds
Realtor
916-494-8441

www.SellWithDoug.com www.BHGshortsales.com www.CollegeGlenRealEstate.com … (0 comments)

first time home buyer: FHA Mortgages Are Poised to Get More Expensive - 04/11/12 06:38 AM

As the cost of FHA financing continues to go up, Conventional financing is gaining more and more traction with First Time home Buyers. I have an excellent loan officer that offers 5% conventional financing that ends up being a better loan product in most cases than FHA.
The Federal Housing Administration (FHA) plans to impose significant restrictions on the amount of money that sellers can contribute at closing in the near future. The FHA also will be raising its mortgage insurance premiums during the coming weeks, increasing charges for new purchases across the board.
Making sense of the story
One … (0 comments)

first time home buyer: Sierra Oaks, Wilhaggin, Del Dayo and Shelfield - Sales Data for March 2012 - 04/09/12 02:03 PM

There were 12 homes sold in Sierra Oaks, Wilhaggin, Del Dayo and Shelfield in the month of March 2012 . This is a increase from the 5 sold in February 2011. Here are the addresses and specific details:

Currently there are: 38 active listings, 3 active short sale listings, 13 contingent short sale listings, and 14 pending sales.

If you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for you. Call or email me if you are looking to … (0 comments)

first time home buyer: Arden Park and Arden Oaks - Sales Data for March 2012 - 04/09/12 01:50 PM

There were 8 homes sold in Arden Park and Arden Oaks in March 2012. That is slight increase from the 5 sold in the month of February 2012. Here are the addresses and specific information:

There are currently: 23 active listings, 3 active short sale listings, 4 contingent short sale listings, and 5 pending sales.

If you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for you. Call or email me if you are looking to buy or sell … (0 comments)

first time home buyer: Elmhurst and Tahoe Park Sales Data - March 2012 (Sacramento, Ca) - 04/09/12 01:39 PM

There were 9 homes sold in Elmhurst and Tahoe Park in the month of March 2012. That is a slight decrease from the 10 homes sold in the area in the month of February 2012. Here are the addresses and specific information.

Currently there are: 17 active listings, 5 active short sales, 15 contingent short sales, and 16 pending sales.
If you would like more information (pictures, listing history, what type of sales they were, etc.) feel free to call or email and I’d be happy to provide that for you. Call or email me if you are looking to buy or … (0 comments)

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