Home Loan Solutions

VETERANS DAY 2012 OFFERS FREE MEALS FOR VETS. Sunday, November 11, 2012 is Veterans Day. To help celebrate the occasion, many National Restaurant Chains are offering Free Meals or other discounts to our Veterans. Here's a list of several of them. Be sure to check the dates of the offers.   APPLEB...

We all know how many duties a Realtor must perform to get the job done.  John McCormack has provided a very clever description of the many hats, today's Realtor must wear to be successful. Realtors® Alphabet SoupWe as REALTORS® walk in some interesting shoes, wear many hats and fill many roles in...

Napa Valley Home and Land for Sale If you’ve always imagined buying that one property that could serve as a home to you and your passions, now may the time to bring your imagination to life!  Imagine taking advantage of the most reasonable real estate prices in decades and purchasing three plus a...

FHA ALLOWS UP TO $35,000 FOR HOME REPAIRS THROUGH STREAMLINE (K) IN ROSEVILLE, CA.   FHA’s Limited Repair Program "Streamline (k)" makes FHA-Insured loans more attractive for properties that are sold in “as-is” condition.  Sellers can market their property without making any repairs and the buyer...

DOWN PAYMENT ASSISTANCE IS VERY POPULAR IN ROSEVILLE, CALIFORNIA.   Moderate Income Buyers can now receive Down Payment Assistance for their Home Purchases using FHA Financing through VITEK Mortgage Group.  Saving funds for a down payment has always been a challenge and this can delay a buyer’s a...

DISABLED VETERANS GET TRIPLE BENEFITS WITH VA LOANS IN ROSEVILLE, CA.   Many Disabled Veterans are not aware of all the potential benefits they are entitled to.  It is my job, as a lender, to properly interview the Veteran to determine what he or she might be eligible for, in addition to the stan...

CalPERS MEMBERS NOW ELIGIBLE FOR DISCOUNTS IN ROSEVILLE, CALIFORNIA.  California Public Employees can now take advantage of substantial discounts on Lender Fees when they purchase a home or refinance their existing mortgage.  VITEK Mortgage Group, a Direct Lender in Roseville, California, is now ...

MORTGAGE CREDIT CERTIFICATE (MCC) IS NOW AVAILABLE IN ROSEVILLE, CA.Homebuyers in Roseville, California can now take advantage of the Mortgage Credit Certificate program when they purchase a home.  The MCC Credit reduces the amount of Federal Income Tax liability. Unlike a TAX DEDUCTION that dedu...

TIME IS RUNNING OUT TO GET A USDA HOME LOAN IN LINCOLN, CALIFORNIA.  The USDA Home Loan Program is designed for Rural Communities throughout the United States with limited populations.  According to the 2010 US Census Report, the City of Lincoln’s population has grown from just over 10,000 to ove...

HOW LONG DOES A VETERAN HAVE TO WAIT AFTER A SHORT SALE, TO PURCHASE A HOME IN ROSEVILLE, CA?   OK, so you’re a Veteran and you ran into some financial problems like everyone else.   You had to sell your home using a short sale.  You’re watching homes in the Roseville area selling at unbelievably...