dynamic real estate network: A Rose By Any Other Name...1 Year Anniversary Comes & Goes! - 02/18/15 04:04 AM
Changing a business name is a major decision and when I decided to take the leap I forgot how much goes into branding oneself.  All those little places that you forget, all those websites that you so eagerly joined when you first started "branding" your company and or yourself.  A new website that is still "under construction", new business cards, new voice greetings, etc.
It's been over a year since I changed my brokerage name from Dynamic Real Estate Network, Inc. to Heart Realty Group, Inc.  Despite the name change I continue to obtain listings and buyers via the internet, direct … (2 comments)

dynamic real estate network: What's In a Name...or Is a Rose by Any Other Name Still a Rose? - 01/09/14 03:36 AM
A new year, a new business name and a lot of trepidation on making a change.  When I first went on my own in late 2006 I really had no clue on what I was getting myself into.  Which was probably a good thing.  So its official - Dynamic Real Estate Network, Inc. is now - (drumroll) Heart Realty Group, Inc.
From hunting for a location, to finding a name, doing the legal paperwork (having an attorney handle it), signs, business cards, etc...etc.  It was a whirlwind of activity - I even had a professional decorater design my office space....move forward … (4 comments)

dynamic real estate network: Short Sale Approval in North Aurora IL - A Team Effort - 03/03/11 02:12 PM
This is a follow-up to my post: Early Valentine's Gift From My Short Sale Lender that I wrote about about a month ago.
Like most short sales, my short sale in North Aurora, IL it has not been an easy road and although we are in the home stretch I won't drop my guard until I have my commission check in the bank.  For all those involved in this short sale it's been a team effort.
The buyer's agent had to place her faith in my abilities to negotiate the short sale with 2 lenders.  Despite the fact that they initially denied … (4 comments)

dynamic real estate network: Price Dropped almost $25,000 - See it and Make An Offer - 3 Bedroom 2 Story - N. Aurora, IL - 07/08/10 11:45 AM
Nothing wrong with this home except some paint, new carpeting and minor updates!  Located minutes from the I-88 Orchard Road exit in North Aurora near Woodsman, Randall shopping, car mall and easy access to Metra's Aurora stop you can be anywhere in the western suburbs within an hour or less.  The trip to Chicago's Union station in less than 50 minutes via express train.
 
 
 
 
 
 
 
With 3 bedrooms and 2.5 baths this 2 story home sits on a lot which backs up to a wooded area and small stream.  No backyard neighbors for you!  No … (3 comments)

dynamic real estate network: Montgomery, IL Market Activity May 2010 vs May 2009 - 06/05/10 12:47 PM
Here is the latest market activity for Montgomery, IL.  Like our surrounding neighbors, Montgomery is well ahead of 2009 activity.  Hopefully, this trend continues as we go into the summer months without the government credit.
 
 
 
If you are looking for a home in Montgomery or any of the surrounding communities please don't hesitate on calling me.  As a long time resident of the Fox Valley I know the different towns and cities not only by working here but by actually living in many of the communities throughout the years.  Feel free to check out the current homes on … (0 comments)

dynamic real estate network: Steger, IL Short Sale Stopped Foreclosure less than 24 Hours From Sale! - 05/11/10 11:16 AM
I took a listing On Saturday, May 1, 2010 in Steger, IL.  It's a bit out of my "Fox Valley" area but since I have gone all the way to Carpentersville, I didn't think it would be a major issue.  With the sheriff's sale less than 2 weeks ago I took it knowing that it would be a longshot and told the seller that I would do my best but that it would be a challenge!
After 3 showings last week we got an offer on Wednesday, finalized it Thursday and submitted the short sale package on Friday.  Unfortunately, despite the … (2 comments)

dynamic real estate network: Need Lots of Room? 6 Bedrooms - 4 baths Two Homes for Price of 1 on 2 Acres in Steger, IL - 05/03/10 02:42 AM
A unique piece of property located on 2 fenced acres in Steger, IL about 35 miles from Chicago.  This brick home is literally 2 homes in one.  The main property consists of 4 bedrooms, 3 baths, living room, formal dining room, library/office, family room with fireplace and large kitchen aprximately 5,000 sq. feet.
The master bedroom suite encompasses the finished attic with skylights, vaulted ceiling, master bathroom with whirlpool tub and a large sitting room/office area with the whole area measuring 60 x 22.  Plenty of room for your own private hideaway.
The lower area has 3 additional bedrooms which are larger than average.  The living … (0 comments)

dynamic real estate network: Resort Lifestyle at Four Lakes - Minutes to Metra Lisle Stop - 04/17/10 02:38 PM
If your the type of person that rather spend their time traveling, or taking off at a moments notice versus cutting the lawn on a Saturday morning then I have the perfect 1 bedroom condo in the well known Four Lakes subdivision. 
Located in Lisle, IL Four Lakes has its own ski hill, lakes to fish or canoe on, an onsite Pantry and the famous 4 lakes "The Lodge" located at the bottom of the ski hill, minutes from the volley ball courts which were in full swing when I stopped to take pictures this past week.  Activities abound year round … (4 comments)

dynamic real estate network: Change - The Only Constant - So I'm Moving! - 03/27/10 08:56 AM
When I was in high school I read Future Shock by Alvin Toffler and one of his quotes always stuck with me - "Change is not merely necessary to life - it is life!"
So many changes have happend since my birthday that I won't be going into all of them but the most important one is that I will be moving out of a "brick and morter" office after almost 4 years.  My landlord wants to turn it into a private party room.  He needs to supplement his restaurant business which has gone done due to the economy.
So I am moving … (2 comments)

dynamic real estate network: Tick tock, tick tock - Stop Renting - Buy A Home Now! - 03/13/10 07:58 AM
As the clock keeps ticking the April 30th deadline to have a signed contract so you can be eligible for the hombuyer's credit from Uncle Sam is slowly approaching.  For those last minute shoppers be prepared to get in line.
Buying a home is a serious proposition.  It more than likely will be the largest financial decision you will make in your lifetime.  So why are you putting it off?
For those who have never bought a home it can be a daunting task and add the fact that you are getting some help from your favorite Uncle that has a … (2 comments)

dynamic real estate network: You Are Not Buying A Pair of Shoes - Your Buying a House! - 02/22/10 08:25 AM
Although we still have snow on the ground and may still get more don't let this stop you from starting your home search.  With the new home buyer credit requiring that you have a signed contract before April 30th its time to get a move on.Your first step is to get pre-approved for a mortgage.  Unless you know how much a lender will give you towards the purchase of a home and have a pre-approval letter when you start your search real estate agents won't take you seriousely.  Let's face it - realtors are only a handful of professionals that all … (2 comments)

dynamic real estate network: Won't You Be My Owner? - 02/15/10 03:59 AM
I have had only one owner and she took really good care of me.  I am located on a quiet cul de sac in the Lakeview Estates subdivision in the village of Oswego.  I have a great living room with vaulted ceiling and windows that let in a lot of light.  For those cold midwestern winters I have a wood burning fireplace perfect for quiet evenings at home.  If you need to work from home the den is a perfect place for your office or for a more informal media room.
I have a formal dining room and also a large … (3 comments)

dynamic real estate network: Getting to the finish line - Closing Fees, Transfer Fees, Misc. Fees, OH, MY! - 11/02/09 08:28 AM
It's a crisp Fall day in my part of Illinois.  I was on my way to my health club when I stepped outside and felt the sun and smell of fall.  Leaves had fallen in my back yard that it looked like a golden field so instead I took out my rake and started piling them up.  The physical work helped to ease some of the stress from my morning.
My morning was spent finalizing closing dates for a couple of transactions that should have closed last month.  One was a short sale that just seemed to take forever to close … (2 comments)

dynamic real estate network: Custom 4 Bedroom Executive Home - Short Sale Bargain - Batavia, IL - 10/29/09 04:07 PM
Located in an established neighborhood with other custom homes this 2 story, 4 bedroom home with stucco-like exterior is elegant and contemporary.  Original owners designed a large master bedroom suite with see through fireplace.  The formal living and dining room gives you plenty of formal spaces for entertaining while the 2 story family room with custom fireplace with 2 ceiling fans give you an airy informal space to relax and enjoy the view of your backyard through the 2 story windows.  Large secondary bedrooms, an unfinished basement waiting for your finishing touches - all this with the opportunity to own for … (0 comments)

dynamic real estate network: Short Sale Roulette - And the Final Approval is???? - 10/27/09 05:37 AM
Late yesterday I was thrilled to open up an email from one of my pending short sale negotiations to find out that we had gotten the extension we had requested.  Buyer did not have final "clear to close" on his loan and we needed 7 days to make sure we could close.
A few hours after receiving the extension I finally received an email from the buyer's agent that loan was out of underwriting and that the clear to close should be available tomorrow.
I went to bed thinking that all the loose ends were taken care of and I had … (1 comments)

dynamic real estate network: Why Make Short Sales Even More Difficult???? - 09/23/09 08:35 AM
It started simply enough, I needed to find some houses for a new buyer that can close quickly located in a couple of towns near my office.  Luckily the buyer's wants are very specific so the search was narrowed to a few.  Because I wanted to eliminate short sales, unless the sale had fallen apart due to a buyer walking away, I thought it would be easy.
Calling the 2 listings that claimed that they needed a new buyer because their short sale was approved, but the original deal fell apart, I found out that things are not what they look … (3 comments)

dynamic real estate network: Short Sale Roulette - Brought to you by Citi Mortgage - 08/18/09 09:39 AM
It doesn't seem possible that the banks are still unable to streamline the short sale process after at least 2 years of doing the higher volume that they claim is slowing them down. 
My latest bank is Citi Mortgage.  After spending over a week trying to fax over my short sale package to their regular short sale faxes I was able to get an agent to feel sorry for me and give me a fax number that actually worked!  Apparently they main fax numbers are handled by some processing company which scans everything into their customer database so all agents have … (4 comments)

dynamic real estate network: We Have An.....Approved Short Sale!!! - 04/20/09 01:25 PM
It has been a tough couple of weeks.  After being passed from various departments within the 2nd lien holder's organization and through their legal team in a different state I was finally able to find one person willing to take ownership of the file and submit it for management approval.  Within 4 days of submission we had an approval and we are closing this Wednesday!
 
Showing both the 1st and the 2nd the true picture of the market in this particular subdivision was very important.  The fact that the home had been listed at various price points for over a … (0 comments)

dynamic real estate network: Victory Is Close But Will the 2nd Mortgage Ruin It? - 04/04/09 09:41 AM
We all know that the short sale process can be a tedious and frustrating one for all involved.  From lost packages that are faxed several times to unreturned calls from overworked customer service agents, the list grows and varies from deal to deal.
The good news is that the 1st lien holder on my current short sale HAS APPROVED the 1st offer without a counter...could it be that the market facts that I sent them about the over 50% of closings in the last 6 months being short sales or foreclosures or perhaps that the listing had been on the market … (3 comments)

dynamic real estate network: Did She Save the Home? - 03/16/09 05:49 AM
I could hardly wait to get into the office and make my call to The Lender....(name not used to protect the guilty, inept, etc.).  The Lender had told me that my authorization would be live in 48 hours.  I heard this from the 3 service agents that I talked to on Saturday, Monday and Tuesday.  So I was ready...I had rehearsed my conversation...I had meditated on a great outcome and I started dialing.
The latest number I received actually gave me an extension to call so I knew I was getting closer.  After my chirpy hello and exchange of loan number, … (5 comments)

 
Evelyn Santiago, Managing Broker Heart Realty Group, Inc.,  Passionate About Real Estate & Our Clients! (Heart Realty Group, Inc..) Rainmaker large

Evelyn Santiago, Managing Broker Heart Realty Group, Inc.

Passionate About Real Estate & Our Clients!

Oswego, IL

More about me…

Heart Realty Group, Inc..

Address: Virtual, Oswego, IL, 60543

Office: (630) 896-9999

Mobile: (630) 251-0059

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