il: Small Town Living - Shrinking Inventory in Montgomery, Oswego & Yorkville IL - 10/05/14 03:12 AM
Just outside of Aurora and Naperville lie 3 small towns that saw incredible growth during the early part of this century.  As the housing downturn hit in 2007, Montgomery, Oswego and Yorkville found the same corn fields that had been designated as future subdivisions turn back to corn and soybean fields and their growth slow down.


With more people being either priced out of surrounding communities or seeking a quieter slower paced of life … (0 comments)

il: Current Home Inventory in Oswego, IL - 01/21/14 06:32 AM
Can you believe that we are already 21 days into 2014?  Where has the time gone?  As we get ready for another freeze how are inventory levels in  Oswego, IL?  
The single family detached category?
Currently we have 148 active listings.  Of those, 7 are considered "New" - 7 days or less on the market.  We have 68 listings under contract or "contingent" - just waiting to clear a "contingency" such as financing or 3rd party approval in a short sale/foreclosure.    There are currently 18 listings that are "pending" - ready to go to the closing table

In the condo/townhome/duplex category … (0 comments)

il: Horse Lovers Wanted! - 02/13/13 05:50 AM
Oswego, IL is a small village outside of Naperville/Aurora, IL.  With a population of over 30K it still has the feel of a small town yet many of the amenities of a large city with all the "national" franchieses nearby such as: WalMart, Home Depot, Panera, McDonalds, Chick-a-Fil, Starbucks, Meijers, Bed Bath & Beyond, Olive Garden, etc.  With its close proximity to both Naperville and Aurora its only a matter of 10 to 15 minutes before you can be taking advantage of both cities amenities.
For those who love horses Oswego currently has four listings ranging from a 3 acre home … (0 comments)

il: Buyers Walked - Step In to Approved Short Sale at $150K in Golden Oaks - 01/24/13 03:25 AM
Despite our best efforts sometimes buyers will walk days before a short sale approval letter is at hand.  Perhaps they got tired, found something they liked better or opted for a traditional sale, but whatever the reason, they did all the waiting and you can step right in and enjoy a much quicker turnaround on this FHA approved short sale at $150,000.
With 4 bedrooms, a eat in kitchen, family room with fireplace, and finished basement - you have plenty of room for whatever your lifestyle requires.  2 car garage - deck - 2.5 baths and a great established neighborhood! … (1 comments)

il: Montgomery Townhome Awaits the Saavy Buyer - 10/15/12 03:42 AM
Located off By Pass 30 and mintues from Orchard Road with Oswego Schools this town home is looking for new owners.  This 3 bedroom home with tandem garage is great for the first time buyer or if you are ready to downsize from a single family home.
Cozy kitchen with eat in area next to the large family room has a great traffic flow.  The formal living room and dining area make it easy for holiday entertainment.  Large master bedroom with master bath has plenty of privacy with a walk in closet.  Remaining bedrooms share nice sized full bathroom and … (0 comments)

il: Good-by - Good Riddance to One of the Worst Servicers - Aurora Loan ! - 06/11/12 07:42 AM
If you have been doing short sales for any length of time you may have had the displeasure of doing a file with Aurora Loan Services.  Well, I have some good news for you!  They are closing down operations and transitioning any current loans ot other servicers.
Perhaps it was one of the many class action suits that did them in or the many consumer complaints regarding how they handled mortgages.  Whatever the reason, there is hope that those companies that continue to disregard their customers and how they handle short sales, loan modifications or collection of mortgage payments that eventually they … (1 comments)

il: Sellers - What Does the Founder of Know that you Don't? - 08/04/11 09:18 AM
For those seller's in the Fox Valley and Chicagoland area that still think that DIY when it comes to selling your home is the way to go think about this .
What does the founder of one of the largest FSBO websites know that you don't know?  Just read the Wall Street Journal's article and then think again about your chances of selling what is most likely your largest asset on your own without a professional real estate broker.
With the declining rates of For Sale By Owner's or FSBO's - the founder of the website: is smart enough … (2 comments)

il: Even Gadgets Deserve 2nd Chances - 01/21/11 12:46 PM
Several years ago I received an IPod Touch as an early birthday gift.  I was thrilled with this super cool IPod.  Alas, after only a few months of using it, the gadget stopped working.  I tried updating it, restoring it but I was unable to turn it off when I wanted to and it would not operate.  After several tries I put it in a drawer and basically forgot about it.
Since winter time is always a good time to clean up clutter that is what I was doing a couple of weeks ago when I came across it.  I have a … (2 comments)

il: Investor or Business Owner - Take The Next Step - Great Location Near Downtown Aurora, IL - 01/05/11 11:39 AM
Located 2 blocks from downtown Aurora this mixed used building loacated between Galena Blvd and Downer Place on Lincoln Avenue has many possibilities.  Keep the current tenant downstairs and live upstairs in the large 2 bedrom apartment.  Move your current business or start a new business with its' easy access to downtown business, Metra and other city amenities.

Located next to busy gas station and across from a long standing laundrymat exposure for your business is a daily fact. 
The current tenant is a beauty shop and is willing to stay if rents are maintained at current levels.  1 car … (0 comments)

il: Another First - 2 Bedroom Mobile Home in Retirement Park - Montgomery, IL - 08/13/10 03:43 AM
Nestled in a quiet spot off Douglas Road and Montgomery Road is Oak Grove Mobile Park.  A 55 and over retirement community in the small village of Montgomery.  Located close to shopping, restaurants and easy access to Aurora's Metra stop.
If you are looking for a lower cost retirement option then you are in luck!  This barely 2 year old mobile home is in excellent condition.  From its large eat-in kitchen with all appliances, to the large living room - this is not your grandmother's mobile home! 

With a stacking washer/dryer, full bathroom and 2 comfortable bedrooms you … (0 comments)

il: Dairy Hut - A Standing Summer Tradition in Oswego, IL - 08/10/10 05:22 AM
Childhood memories in the summer always remind me of one of my favorite cream!  In my small town the favorite place for a cone is the Dairy Hut on Main Street.  Although their menu has expanded beyond ice cream it has been known since the 50's as the place to get a great ice cream treat.  Originally a trailer it has now has a permanent place on Main Street.  The current owner, Jeff Smkal, has owned it for the last 3 years and has kept the tradition alive.

When I stopped by last month it was obvious why it's a … (2 comments)

il: Oswego, IL March Market Activity - Attached Single Family Homes - 04/02/10 08:58 AM
As March is behind us and April brings us much warmer weather let's take a minute to breakdown the latest market activity for our wonderful village.  We are lucky to have a diverse housing stock.  From condo's to 20 acre farmettes and everything in between, you can find a home that suits your needs in our town.
Although Oswego has a downtown reminiscent of times gone by we also have the latest in strip malls with everything from Home Depot to your favorite franchise restaurant or fast food.  With our more prominent neighbors - Aurora and Naperville garnering more news we … (2 comments)

il: Oswego, IL March Market Activity - Detached Single Family Homes - 04/02/10 07:51 AM
Since I am now officially in Oswego I decided to add the local market activity for this past month.  I can't believe we are already in April!  If you look at the chart below you will understand the following numbers:
Currently we have 257 Active Listings - Out of those we have 172 market listings, 6 Foreclosures/REO, 41 short sales and 38 new construction.  We currently have 67% regular market listings, 16% short sales, 2% foreclosures and 15% new home construction for those of you who like a different perspective.
In March there were 19 sales in the single … (0 comments)

il: Live Music, Great Food In An Unlikely Spot - 03/13/10 06:24 AM
My friend and I decided to try out a fairly new restaurant located right off one of the main highways in our area - I-88.  Located in a fairly new office complex, City Gate Grille was a very nice surprise.  While our area has tons of restaurants from your major franchise chains to small family places they are normally located in strip malls or in or near the downtown areas, such as Naperville, Aurora, Oswego, etc.
City Gate Grill is located in the Calamos Investment office building.  Modern and imposing on the corner of RT. 59 and Warrenville Road down from the … (0 comments)

il: The Morning the Earth Shook.... - 02/10/10 12:03 PM
I woke up this morning at a minute before 4:00 a.m.  This is not my normal wake-up time.  I thought I had had a nightmare because everything was shaking.  All I heard was everything shaking and rattling for about 3-4 seconds.  Totally disoriented I looked outside thinking a truck or car accident had happened in front of my house. 
After seeing nothing outside and going downstairs I went back to bed.  After several minutes I got back up and turned on my TV.  I was shocked as I heard the newscaster inform me that I had just gone through an earthquake.

il: Hard Way to Get A Listing - 02/03/10 06:37 AM
Life is always full of surprises but I was not expecting one when I opened the door a couple of weeks ago and there stood 2 of my village's local police.  They were doing a wellness call on my next door neighbor and wanted to know if I had seen her lately.
My heart jumped as I tried to remember when was the last time I had seen her.  I am always leaving and going at odd hours because of my profession.  I would normally talk to her as one of us was either leaving or coming home.  We would always … (5 comments)

il: Snow and More Snow - Winter's Early Gift - 12/09/09 09:43 AM
I just came in from my 2nd trip to shovel my driveway.  it's getting colder and the wind is getting stronger.  Across the nation people are shoveling out, turning on their snow blowers, getting out their gloves and hoping that they can keep ahead of the storm.
Luckily I am able to do most of my work from home so I don't have to deal with the traffic and the potential accidents. 
Taking your time, dressing correctly and taking breaks while shoveling are really important tips.  It seems every year I tell myself that I will not be here in the … (1 comments)

il: Two for the Price of One....Make An Offer...Become a Landlord - 11/27/09 07:42 AM
So its a Buyer's market but if you already have a primary residence but want to use real estate as a start on a long term financial plan why don't you buy an investment property.
Everyone has to start start out with a 2 unit.  With so many homeowners losing their homes the need for rentals will increase.  Not everyone can afford to live in a fancy apartment building with rents over $1000.00.  So become a landlord and offer people a nice apartment for a reasonable rent under a $1000.  I have the following 2 units available now!
The … (0 comments)

il: Why Make Short Sales Even More Difficult???? - 09/23/09 08:35 AM
It started simply enough, I needed to find some houses for a new buyer that can close quickly located in a couple of towns near my office.  Luckily the buyer's wants are very specific so the search was narrowed to a few.  Because I wanted to eliminate short sales, unless the sale had fallen apart due to a buyer walking away, I thought it would be easy.
Calling the 2 listings that claimed that they needed a new buyer because their short sale was approved, but the original deal fell apart, I found out that things are not what they look … (3 comments)

il: Along the Winding Trail....A Stable Neighborhood in Oswego, IL - 09/14/09 06:58 AM

Late in August I decided to set a goal of 30 bike rides before September 30th.  Well, yesterday I passed my halfway point.  I live in a duplex in the Lakeview subidivision in Oswego, IL.  It's a mix of single family homes with duplexes.  We have some wetlands with ponds and some great biking trails that run through the subdivisions and along some country roads. 
The journey of getting to my 30 rides has been interesting.  I have been going to a health club of one sort or another for over 25 years so am not someone new to staying … (2 comments)

Evelyn Santiago, Managing Broker Heart Realty Group, Inc.,  Passionate About Real Estate & Our Clients! (Heart Realty Group, Inc..) Rainmaker large

Evelyn Santiago, Managing Broker Heart Realty Group, Inc.

Passionate About Real Estate & Our Clients!

Oswego, IL

More about me…

Heart Realty Group, Inc..

Address: Virtual, Oswego, IL, 60543

Office: (630) 896-9999

Mobile: (630) 251-0059

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