East Dallas Homes And Real Estate

Real Estate Agent - Briggs Freeman Sotheby's International Realty - 0596165
I'm excited to announce the rollout of a new 100% Conventional loan program!  Homewood Mortgage will originate both the first and second mortgage, and there are many different ways this loan can be structured.  Little or no money down. Financing up to a maximum 100% CLTV, we originate both the fi...
TREC has certain, very specific rules regarding Broker Price Opinions set forth in the TREC Rules.  This morning I had the opportunity to listen to Jamie Ratliff speak at the Lake Cities Association of Realtors semi-monthly meeting.  Jamie was appointed by Governor Perry in April 2006 to serve as...
Many buyers are perplexed by the concept of points.   While some lenders abuse points and use them to overcharge uneducated buyers, the concept of paying points to buy down the interest rate for the purpose of saving money is hardly predatory.  Some loans may require at least one point to be paid...
HUD HOMES FOR $100 DOWN - DALLAS / FORT WORTH REAL ESTATE HUD has extended their $100 down program for buyers purchasing HUD homes with FHA financing.  This is great news for buyers in the D/FW area!  This offer was originally scheduled to end in September of 2008, but has been extended indefinit...
One of the first questions most buyers ask me is "How Much Are Closing Costs?".  And I've heard many real estate and mortgage professionals make general statements that closing costs are "X percent of the sales price".   Quite often, borrowers plan to ask the seller to pay closing costs without e...
It seems the majority of buyers these days want to scoop up a foreclosure for a bargain price.  And many buyers are finding some great bargains in this market.   But buyers and agents need to know that in certain situations, they may have a problem qualifying for a loan on a foreclosure if the sa...
Do Mortgage Rates Drop After A Presidential Election?  Does the President even have much control over mortgage rates? Everyone is buzzing about the prospect of lower mortgage rates after the Presidential election.   Is there any truth to the rumor that mortgage rates drop after Presidential elect...
Does the Federal Reserve Control Mortgage Interest Rates?  Or some other government entity or individual?  Early this morning, the Federal Reserve announced they were cutting the Federal Funds rate by half a percentage point to 1.5%.   Many people assume this means mortgage rates will automatical...
Many perspective homeowners find themselves asking "When Is The Right Time To Get Preapproved For  A Mortgage?"  Getting pre-approved for a mortgage is something that many buyers put off until the last possible minute when it should actually be something that's done far in advance of looking for ...
One thing that's very hard for most people to comprehend about the current financial crisis is how exactly did a small portion of loans (Sub-Prime and Alt A) result in the impending collapse of our financial system when the vast majority of people are still paying their mortgage on time?  It just...

John Jones

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