city: Is Buying a Home in 2012 within Your Means? - 01/19/12 08:29 AM
Homebuyer Representation, Inc. offers a free consultation to home buyers.
What does it mean to consult an Exclusive Buyer's Agent? A consultation is a one-time meeting to get any of your real estate questions answered and to find out what it would take to buy a home. The meeting can be in person or over the phone.
It doesn't mean that you have to hire the agent to represent you, or even hire an agent at all.
You should come away from the consultation with enough information to answer these questions:
Does it make sense to buy vs. rent? Is what … (1 comments)

city: 2012 Salt Lake Housing Forecast Report - 01/18/12 07:34 AM

I attended the 2012 Salt Lake Housing Forecast Meeting this morning. The two presenters this year were Eric Belsky, Managing Director of the Joint Center for Housing Studies at Harvard University and James Wood, director of the University of Utah’s Bureau of Economic and Business Research. While Mr. Wood's remarks were pointedly local, Mr. Belsky's report covered the state of the housing market nationally, with concluding remarks to show where Utah stacks up among the states.
The expectations? Cautiously and realistically optimistic. Realistically meaning that while there were no bold statements of certain recovery, the outlook is that things are … (0 comments)

city: Being Romantic - 02/16/11 07:42 AM

What does romance have to do with real estate?
Probably not much.
Nevertheless, my last blog entry focused on romantic things to do in the Salt Lake City, Utah in response to Salt Lake being ranked by Amazon.com as the 14th most romantic city in the US. The ranking was based, however on things such as sales of romance novels, relationship books and Barry White albums.
I saw the opportunity to ask my Facebook friends for romantic things to do nearby.
In addition to their great responses on that topic, I got a number of suggestions that could really be … (0 comments)

city: Home Prices Down 6% in Salt Lake County - 02/08/11 08:12 AM
As an Exclusive Buyer's Agent I'm constantly exposed to the inventory on the market in the Salt Lake area.
There are still a ton of overpriced listings on the market, but that's improving.
1. Inventory is actually falling. My gut feeling is that the majority of homes coming off the market are from sellers who mistakenly thought their house was different from the others and that somehow it could commmand pre-bust pricing. Which leads us to point #2:
2. Fewer sellers are putting their homes on the market at ridiculous prices. Homes are finally being discounted to reasonable prices.
Here … (0 comments)

city: Utah Ranked Best State for Business and Careers - 10/22/10 10:43 AM
Among all 50 states, Utah adds yet another top end ranking to it's list of growing accolades I've been trying to keep up with over the past few years. Forbes.com recently ranked Utah as the "Best State for Business and Careers."
Here are a few other honors earned by Utah and Salt Lake City that I'm aware of:
Best Commute in the Country (Salt Lake) Least Stressful City in America (Salt Lake) 2nd Healthiest State (Utah) Best City for Bargain House-Hunters (Salt Lake) Most Fiscally Fit State Government in the U.S. (Utah) Household Incomes Rising Fastest in the Nation (Utah - … (3 comments)

city: Salt Lake City Best Commute in Country - 09/09/10 06:26 PM
In the first quarter 2010, Salt Lake City Metro Area was ranked #1 for the best commute out of the 60 largest metropolitan areas in the country. 
Barring a major accident or closure, the Salt Lake City metro area is quick and easy to get around. On most days you can get from any point of the valley to any other point in the valley in less than 30 minutes.
Depending on where you live and work, commuting to or from the surrounding counties is also pretty good on most days as well. With the Front Runner commuter train currently reaching … (1 comments)

city: Salt Lake City is the Least Stressful City in America! - 09/09/10 06:13 PM
According to a just released report on Portfolio.com Salt Lake ranks as the least stressful city in the US!
Considerations for ranking the cities in the report include commute time, outdoor activities, health, employment levels, income growth, crime, pollution, murder, cost of housing, personal finances... even how many days of sunshine they get each year.
The report ranks the 50 largest metropolitain areas in the United States and according to its findings, there is no place less stressful to live than Salt Lake City, Utah.
Are you thinking of relocating to the least stressful big city in America? Don't make a … (2 comments)

city: Avenues Homebuyers Find Working with Exclusive Buyer's Agent "Extremely Rewarding Experience" - 04/13/10 05:28 AM
We relocated from California at the end of last summer, and having sold our home there, we were excited to begin looking for a new one in the Sugarhouse area.  Initially, we were using a listing agent that was set up for us by the relocation company. 
When it became clear that this arrangement wasn’t working out, we decided to find an agent that was more attentive to our needs and interests.
Our Exclusive Buyers Agent has been excellent at every stage of helping us to acquire our new home.  We had absolutely no pressure to look in particular areas, … (0 comments)

city: Owning Becomes More Attractive as Rent's Rise, Home Prices and Interest Rates Fall - 04/09/09 06:48 PM
Demand for rental homes and units in many parts of the country is on the rise as many homeowners who are unable to refinance their mortgages to today's lower rates because their property values have declined have sold their homes "short" or left them altogether after foreclosure. Increased restrictions for obtaining mortgage financing (high credit scores and larger down payments) have also reduced the pool of renters who "qualify" for homeownership.
As demand rises for rental units, the cost of renting should rise. As inventory of homes available for purchase grows, and demand shrinks (or is reduced due to a smaller … (1 comments)

city: Home Buyers in Sandy, Utah Value Having an Agent on Their Side - 03/12/09 01:29 PM
We recently purchased our first home in the Salt Lake area.  In choosing a realtor, we considered several options, but ultimately chose to work with Benjamin Clark based on positive recommendations we'd received.  We weren't very familiar with the concept of an Exclusive Buyer's Agent (EBA) at the outset, but during the home buying process learned how valuable it can be to have our realtor looking out solely for our interests.  We never felt pushed into a particular house as we might have with a realtor who also had an interest in selling certain homes.  Our experience with Ben was quite … (2 comments)

city: Real Estate Negotiation Skills a Must for All Salt Lake Area Home Buyers, Especially in the Current Market - 10/13/08 06:33 AM
SALT LAKE CITY, UTAH - Benjamin D. Clark has been awarded the Certified Negotiation Expert (CNE) designation, achieved by real estate professionals who have successfully completed formal training in the art of negotiation.  Agents who receive this certification are in the top 1% of all agents nationally. Buyer's agents with professional negotiation skills are much more likely to obtain better results for their clients. Agents with the Certified Negotiation Expert designation have a powerful competitive edge because of their ability to uncover information effectively, get more and give less during negotiations, and retain control over desired outcomes.  The Bottom Line: CNE … (6 comments)

city: Buying "Small" in Salt Lake - 10/03/08 08:53 AM
With all the plusses that come with more square footage, the smart buyer will look at the additional costs. Whether you are buying a home as an investment, or planning on living there a long time, there are many reasons some Buyers choose to buy "small" rather than buying "large" homes. Most Buyers who choose to buy small do so out of some necessity: The home is closer to work, their buying budget only gets them a small home, etc.
But some buyers who could buy big, still choose to buy small and their reasons are food for thought.
Some of … (3 comments)

city: Are Downpayment Assistance Programs Bad? - 10/03/08 07:49 AM
So were (are?) Downpayment Assistance Programs bad? I don't think DAPs are bad in and of themselves. But coupled with additional items from the lender's bags-of-tricks, they likely contributed to a number of defaulted mortgages, including some that will continue to default as adjustment dates and balloons come due.
(Click Here to read How a Downpayment Assistance Program Works)
Here's why: In many cases, those who got this "help" from down payment assistance programs, unfortunately also bought more home than they should have. They went for the big new home instead of the more traditional "starter" home.
In order to buy … (0 comments)

city: Downpayment Assistance Programs (DAPs) or, The "Money-Go-Round" - 10/03/08 07:37 AM
Downpayment Assistance Programs are being allowed less and less. One "stated" reason is that they likely helped contribute to the breakdown of the real estate market.  
Here's how a downpayment assistance program (DAP) usually worked: The Seller would give 3% plus some "administration fee"...
(sometimes 1% of the Purchase Price)
to a "neutral" third party "non-profit corporation"...
(Did I mention they sometimes took up to 1% of the Purchase price in exchange for providing a paper and money shuffle?)
who would then "gift" that money (well, just the exact amount needed) to the Buyer to use as a Down Payment. … (0 comments)

city: Why fewer housing starts in Salt Lake is a good thing. - 08/19/08 02:44 PM
I know you know this, and I know this, but the media doesn't seem to get this...
Fewer housing starts are a good thing!
(Well, at least for now.)
Remember how builders overbuilt and there was a glut of inventory on the marketplace?
Remember how builders were offering the craziest incentives rather than lower their asking prices?
Remember how appreciation all but ceased as thousands of overpriced homes sat on the market?
Well, it would appear that the excess inventory in the Salt Lake Real Estate marketplace is shrinking. Both existing and new construction.
The fact that builders have slowed production … (1 comments)

city: Salt Lake Real Estate Update: Number of Sales Down - Prices Slightly Up - 05/02/08 07:07 PM
First Quarter 2008 showed only small improvement in home prices and the number of SOLD homes was also down.
Fourth Quarters and First Quarters are historically low, while Second Quarters and Third Quarters are historically higher with regards to the number of SOLD homes reported.
There has been increased activity over the past few months, with Buyers who held off purchasing in the Fall and Winter, joining those who would normally be purchasing at this time of year.
Still, there is a surplus of inventory, but recent reports show that new construction has slowed and new construction surplus inventory is shrinking.
(1 comments)

city: Hiring a Real Estate Agent to help you with your home purchase - 03/15/08 05:50 PM
Hiring a real estate agent to help you with your home purchase is a smart idea.  Making sure that agent represents you and only you in your home purchase is even smarter.
If you are thinking about moving to the Salt Lake City area, make sure you get an Agent on YOUR side! 
Homebuyer Representation, Inc. is the only Real Estate Brokerage representing Buyers ONLY in Salt Lake City and the Surrounding Area. We do not list any homes. We never represent Sellers.
We work for BUYERS ONLY on the Buyer's side of the transaction.
We work to get BUYERS the Best … (0 comments)

city: Salt Lake - 2nd Least Stressful Metropolitan Area in US - 03/10/08 06:25 PM
Back on February 11th, I somehow missed this study, but another agent's post brought it to my attention today. BizJournals.com ran a story that proclaimed Salt Lake City "the runner-up in the low-stress derby. It enjoys America's smallest unemployment rate, 2.6 percent, as well as light traffic, healthy citizens and low crime rates."
Living here, I have to say that I enjoy it. They left out all the cool things you can do here like skiing, mountain biking, hiking, etc. etc. It's also pretty easy to relax when you can get to most of the things you want and need to do … (2 comments)

city: Nevada Earthquake Interactive Map - 02/26/08 02:40 AM
The Salt Lake Tribune has an interactive map where people who felt the Earthquake that originated in the Wells Nevada area the other day have posted where they were and what they felt. It's pretty cool. If you live in the area and felt the quake, you may want to participate. After all, this will go down in the annals of history!
(Click on the image of the map to go to the Tribune's map.) 
If you are thinking about buying a home in the Salt Lake area, make sure you get an agent on YOUR side.
Homebuyer Representation, Inc. is the only Real Estate … (0 comments)

city: Get an Agent on your side when buying - 02/23/08 03:55 PM
If you are thinking about buying a home in the Salt Lake area, make sure you get an agent on YOUR side.
Homebuyer Representation, Inc. is the only Real Estate Brokerage representing Buyers ONLY in Salt Lake City and the Surrounding Areas. We do not list any homes. We never represent Sellers. We work for BUYERS ONLY on the Buyer's side of the transaction.
We work to get BUYERS the Best Price and Terms when they Buy... 
We're "Real Estate Agents who Represent the Home Buyer" TM
If you have excellent credit and are thinking about buying a $250,000-$500,000 home in the Salt Lake area in the next 30-60 days, call us … (0 comments)

 
Benjamin Clark, Buyer's Agent - Certified Negotiation Expert (Homebuyer Representation, Inc.) Rainmaker large

Benjamin Clark

Buyer's Agent - Certified Negotiation Expert

Salt Lake City, UT

More about me…

Homebuyer Representation, Inc.

Address: PO Box 701481, SLC, UT, 84170-1481

Office: (801) 969-8989

Mobile: (801) 999-8889

Email Me

Insights and information from Salt Lake City's only Exclusive Buyer Brokerage (Exclusive Buyers Agents work for BUYERS ONLY!) Find out why you should always make sure you get an Agent on YOUR side of the transaction when buying a home!Finally! Real Estate Agents on the Buyer's Side™
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