pmi: Refi Without PMI, Even if Your Home Value Has Declined
- 10/05/11 03:12 PM
Have property values declined, not so much as to put you ridiculously upside-down, but enough that your current loan balance may no longer be less than 80% of the current value of your home? If you're in a position where you don't pay PMI now because you didn't need to pay it when you first took out your current loan, or because you didn't need it the last time you refinanced... perhaps you've felt that refinancing wouldn't benefit you, having heard that the cost of PMI has increased significantly over the past few years. Many homeowners are unaware that both Fannie Mae and Freddie (6 comments)
pmi: Which Loan is REALLY the Best?
- 05/08/07 10:28 AM
With so many lenders, loan types and loan programs, how can you REALLY know which loan is best? At Homebuyer Representation, our Exclusive Buyers Agents can assist you in looking at your financing options and possible sources of financing. We are not lenders. Our only goal is that you understand the total cost of each loan, loan type, or loan product or configuration which you are considering. With this in mind, we created the TOTAL COST OF THE LOAN EVALUATOR®. Our TOTAL COST OF THE LOAN EVALUATOR® allows you to understand what you are really paying for your loan based on the actual dollars (2 comments)