Greater Sacramento Mortgage News & Views

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The Lowest Interest Rate Isn't Always the Best Deal   As a El Dorado Hills mortgage broker, I am sometimes asked by clients, “What is your rate?” Little do they know that I have scores of different rates offered by more than 50 lenders!  Interest rates are a very interesting subject to most peopl...
As a Roseville mortgage broker, I get this question a lot from home buyers, especially ones who have applied for mortgages in the past.  I coach buyers (new and experienced) that the current lending environment and process is much different today.  Lenders/investors are requiring much more inform...
You Choose the Title and Escrow Provider for Your El Dorado Hills Mortgage   In 2009, the Governator signed AB 957, also called the “The Buyer’s Choice Act.”   With that signature, buyers of residential, 1-4 unit foreclosed properties in California could select their own title and escrow companie...
Do you think Call Capture sign riders are a valuable tool in the Sacramento area?I have offered the service free (I handle all of the phone calls to prevent RESPA issues) to area realtors and very few are interested. Of the signs I have placed, I haven’t had much response. Does the fact that we h...
As a Sacramento mortgage broker, my experience working with my clients’ part-time real estate agents has been very frustrating. Communication is usually sparse because they are trying to cover a day job.  Often, they lack essential industry knowledge (especially RESPA), perhaps because they don’t...
-Search Homes for Sale in Frederick, MD            -Find a Realtor in Frederick, MD      -Sell a Home in Frederick, MD                           -Commercial Real Estate in Frederick, MD  Part time Realtors, are they a problem? Real estate is an interesting profession in the fact that people trust...

Ed Gillespie

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