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I had prequalified a couple, move down buyers, and they had been busily shopping with their agent. Out of the blue, I got this message from them: "We have decided to buy a subdivision home and will be compelled to use the in-house lender." In California, does a buyer actually have to use a certa...
How to Choose a Power of Attorney for Your Signing I recently had a Sacramento home purchase deal that was delayed by the lender's requirement for a second appraisal. As we neared the close of escrow date, I got the following email from the buyers' agent: "Hey, Ed! Are we going to close this b...
The special home loan program available to members of the California Public Employees Retirement System (CalPERS) is no longer. The official word is that the program was under-utilized and dealing with some defaults. I am not surprised, in spite of the fact that the program was a great benefit t...
Back in the early 90s, I was a musician in a missionary group (which is sometimes called being a "musicianary"). My electric bass and I traveled throughout North America and all over the world. The region that impacted me the most was western Africa, in spite of the harsh traveling conditions. ...