Greater Sacramento Mortgage News & Views

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Mortgage and Lending - WealthWise Mortgage Planning, a Division of American Pacific Mortgage Corporation NMLS #1850 - NMLS 244226
Sacramento Mortgage, Rocklin Mortgage, Roseville Mortgage, Lincoln Mortgage, Stockton Mortgage, Lodi Mortgage, Folsom Mortgage, Elk Grove Mortgage, Galt mortgage, Dixon mortgage, Fairfield mortgage, Vacaville mortgage, El Dorado Hills mortgage, Carmichael mortgage, Citrus Heights mortgage, Rancho Cordova mortgage, California mortgage

ARCHIVED BLOG POSTS

2011 

After a Divorce, You May Still Be on the Hook for a Mortgage I met a friend of mine for coffee recently and he told me he had signed a Quit Claim Deed, releasing his ownership of the house he and his now ex-wife had bought years earlier and in which she lives.  He added, "I can go buy another hou...
01/07/2011
"My FICO Score is Too Low for a Mortgage? Can I Use a Co-Signer?" Sometimes I will run credit on a Roseville mortgage applicant, their FICO score is too low for them to qualify for a mortgage.  When I deliver the bad news, the borrower will often ask if they could qualify by adding a co-signer.  ...
01/05/2011
Special program offered in California--first mortgage loan with a 3% down payment assistance grant for low- to moderate-income buyers!   Grant may not exceed 3% of the first mortgage loan amount Proceeds may be used for down payment and/or closing costs Mortgage loan types - FHA, VA and USDA Sell...
01/04/2011
How Much Down Payment Money Do I Need for a Mortgage? As a Sacramento mortgage broker, I get asked this question a lot during the prequalification process. First, what is a down payment?  It's a percentage of the purchase price which is paid at the time the home is purchased.  Here is a helpful l...
01/01/2011
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