notary: Notary Insults - Brokers & Realtors too?
- 08/20/18 08:37 AM
Notary Insults I get a call after 11PM, on a week night; someone has “about” 15 documents that they need notarized prior to 6AM. He tells me he had someone lined up, but they failed to show and were no longer reachable on their cell phone. The meeting would be “in about an hour”. I give him a reasonable notary fee, considering the hour, and the amount of notarizations. He feigns shock. “I thought it would cost me “chump change””. I guess he figured I was a “chump” and worked for “change”. Not liking my fee he says he “might” call back … (1 comments)
notary: Seconds for Notaries - On the "rebound" can be profitable
- 08/20/18 08:30 AM
Seconds for Notaries Seconds can represent a good deal. Consider a pricey coat that has some wayward stitches. Visible or on the inside, they don’t affect performance and use of the garment. The makers’ quality control people cull them aside for non-top tier vendors. What has this got to do with notaries? The answer is that we are often offered “seconds” as assignments. No, I’m not referring to assignments that come from the “middle people” or Signing Services. Here I will be referring to assignments that “need doing” but were, for whatever reason; not processed by the first notary to be assigned … (0 comments)
notary: I Don't Facebook, I Don't Tweet
- 08/20/18 08:20 AM
I Don't Facebook, I Don't Tweet I just don’t see either of them worth my time. Sure, many receive business leads and profit from their involvement. But, those are needles in the haystack of messages and interruptions. Voice, email and even text messages are direct, one to one communications. Frankly, I’m not a big fan of spam email either; and probably we agree on that one. I see little difference between the clamor of social media and the rise in spam, be it “junk mail” or email. Junk is Junk. Friends and Followers? Not really. To me it seems the “big lie” approach … (0 comments)
notary: A Job Declined
- 08/20/18 08:11 AM
A Job Declined Are you available for a “simple” job late tonight? Up goes my alert status. The caller used two vague take advantage of the notary words. When they say the job is simple it generally has more strings attached to it than a cat with a ball of yarn. Also, late tonight can have many definitions. So I reply with my standard request to know the What, When and Where and if there are any other aspects that I should know about. I’m glad I asked. The affiant is flying in to Newark airport, not too far from Manhattan. The flight … (0 comments)
As usual my opening ambiguous answer: it depends. Depends on what you are probably thinking. Well IMHO it depends on where that line is to be drawn. I view items to be notarized as consisting of two sections. The document and the notary section, the former is outside of my “sphere of influence. Conversely, the notary section is my domain exclusively.
I have a simple policy regarding the document area, I don’t touch it, nada; not at all. If a correction is to be made in the document, the affiant(s) make it, and they … (0 comments)
notary: Dress British, Think Yiddish
- 07/16/18 12:01 PM
Dress British, Think Yiddish Long ago, about half a century (honest), I was given those four words as the secret to success in business. The same sage advice applies equally to both sexes; to all races and, well, to everyone. A very compact and easy to remember slogan – its simplicity hides a multiplicity of actions that you should consider. It’s time for me to delve into those four simple words. Dress British – it does not mean that you need to purchase a wardrobe from the UK. The words acknowledge that the British are well renown for dressing impeccably. Clothes make the … (1 comments)
I’m referring to the form where you are the only person signing. Ignoring the fact that the form asks you to notarize your own statement, what it says can haunt you later. Yes, I know; you feel the statements are the absolute truth. What harm can it do? It’s not a filed document, nobody will ever see it *except* when it’s not truthful. Then can land on you like a ton of lawsuits.
Typically it has a venue, a statement (more on that later), and a place for Notary Public signature, stamp and commission number / expiration date. Sure seems … (1 comments)
You’re going there to notarize, that’s what you do. The caller asked you to bring some blank copies of a “standard” Power of Attorney. I think not. There many different formats to the Power of Attorney document. Selecting, as when you provide a document; could probably be interpreted as the Illegal Practice of Law. You don’t know their requirements, but you happen to have some documents titled Power of Attorney – a recipe for disaster. We notarize upon proof and oath; it’s their responsibility to know what they are signing. That applies to Principal, … (3 comments)
notary: Strike Three, Notary is Out – No Pay
- 06/24/18 06:51 PM
Strike Three, Notary is Out – No Pay It’s your turn at bat. You’re walking from the dugout and glance at the scoreboard. You notice that, even prior to reaching the batter’s box; there is one strike against you. Many notary jobs start exactly the same way. You are going to a new client to notarize “some documents”. But, you did not receive your payment in advance. Yes, there is a “strike” against you; you are in route, burning gas and using time. Perhaps you will receive your fee. Order something on the internet, as most of you have; you had to … (0 comments)
notary: Notary for a USA President Candidate
- 06/24/18 06:39 PM
Notary for a USA President Candidate The call comes in for an urgent notarization. We need to file some important paperwork within the next 2 hours; can you positively guarantee arrival within that timeframe? Knowing the 5 star hotel was only a mile away I replied “sure”. Oddly, for an “individual” request; the caller stressed that the notarization had to be “absolutely perfect” and withstand close scrutiny. I assure the caller that my work would stand up to any examination; and that I required “Govt. issued photo ID” and acceptance of the standard oath given by Notaries. “A by the book Notary … (0 comments)
notary: Lame Replies to Mobile Notary - Realtors too?
- 06/24/18 06:34 PM
Lame Replies to Mobile Notary There are just about zero search results for someone who offers a walk in notary service in Manhattan; and has no other service offerings. A “notary only” walk in location is, with NYC rents, the surest and quickest way to going bankrupt. Some offer walk in notary service as a sideline, but on a very limited basis. Many of my clients report that the notary is not in when they get there. Frequently the “bank notary” is very choosey as to what they will process. Of course only for the favored clients of the bank, but even … (0 comments)
notary: Notaries cannot function as Attorneys
- 06/24/18 06:30 PM
Notaries cannot function as Attorneys “What should I do?” is a common question asked. Usually the client wanting “how should I proceed” type of advice, has a legal or procedural issue to resolve. Notaries are forbidden to engage in the illegal practice of law. Giving “what to do” is considered legal advice. As a http://newyorkmobilenotarypublic.com – my answer is always to consult a lawyer. Sometimes I think I know the solution to their problem – but not having legal training, and not having reviewed their case history – it would be just a guess. And an illegal guess at that. “What am I … (1 comments)
notary: YOU ARE a Felon - It's what you do Not do
- 06/24/18 06:24 PM
YOU ARE a Felon Work in a bank, the jewelry industry, or a high end shop? If so, you probably have become desensitized to the monetary values around you. They are just “stuff” that must be handled with an eye to accountability. You know it’s not your property, and you really don’t want what you cannot afford; you are not a crook. Thus, you have no plans for improper behavior. You do not plan to DO anything wrong. But how about a situation where NOT doing something puts you on the wrong side of the law. And, that law might be criminal (window … (2 comments)
To notarize, or not to notarize--that is the question: Whether 'tis nobler in the courts to suffer The slings and arrows of outrageous fraud Or to take arms against a sea of hucksters And by opposing end them. To Ack, to Jurat-- No more--and by our commissions to say we end The foolishness, and the thousand natural shocks That our clients are heir to. 'Tis a Judgement Devoutly to be wished. To Jurat to Acknowledge-- To Notarize--perchance Legally: ay, there's the rub, For in that signature of death what fraud may come When we have signed off … (0 comments)
notary: The Flow of the Loan
- 06/24/18 06:12 PM
The Flow of the Loan We have all seen the TV Mortgage ads for Loan refinancing. They also offer, for the various banks and lending institutions; purchase loans for the first time buyer needing a mortgage. Many of the loan ads, not all but probably most; are placed by mortgage brokers. For many borrowers this is the start of the process in obtaining from the bank, or other lending institution their mortgage. The mortgage broker both services the demand from borrowers, and, to a large extent stimulates demand by actively advertising mortgage products. Long prior to any involvement of a loan officer or … (1 comments)
notary: Elite Signers - & how to treat Your Clients
- 06/24/18 06:05 PM
Elite Signers As I write this, thousands of runners are participating in the New York City Marathon. It’s 26.2 miles that transverse each of the five New York counties. They all paid, to the best of my knowledge the same fee. However, not all are treated equally. The Elite runners, those likely to finish in record or near record time are at the front of the starting gate. Why? So they do not have to “pass around” the routine runners going at a slower pace. There are also Elite Signers. They may be intrinsically Elite, or considered Elite by others. The Intrinsically Elite … (0 comments)
notary: Notary – What would you do? Complex Situations - Tough Choices
- 05/29/18 05:57 PM
Notary – What would you do? Assume in most questions that nobody answers your frantic “what should I do” calls. A) The buyer side loan package is huge, 235 pages. You glance thru the package and notice that the borrower’s name was misspelled, dozens of times. You don’t discover this till “at the table”. Plow thru all the necessary changes, figuring it’s your fault because you did not verify what the ID was and what the correct spelling was. Dozens of corrections would probably void the package; you adjourn the session and call your employer. Borrower has software that can … (1 comments)
notary: Bouncey Bouncey PayPal, OK "most" of the time
- 05/27/18 09:25 AM
Bouncey Bouncey PayPal It has always been my policy to require payment in advance for a variety of situations. If the job requires me at 4AM, if the caller tried to be “vague”, even if the job is very distant and requires extensive travel. PAID – sounded nice, but it really is a construct when using PayPal that does not include absoluteness. The payer can “bounce” the payment. The PP system is designed to protect the buyer not the merchant. That is a good thing, but can have unexpected implications. On the good side, I tried to buy a camera from an individual … (0 comments)
notary: Redaction – the legal Eraser
- 05/27/18 09:07 AM
Redaction – the legal Eraser When something needs to be changed, typically the spelling of a name; there are many wrong ways. There is only one right way. Wrong Redactions If you wish to destroy, as in making it generally unacceptable for most filing and legal purposes, the surest way is to plaster on the White Out. Equally bad is to simply erase the error (not so easy with LaserJet printouts) but it still can be done with a white ink eraser. There is also the time honored method of obliteration via multiple cross outs. Neater, but equally inappropriate to simply overwrite one letter … (3 comments)
notary: Rich Man Poor Man - Choose clients whos time is worth more than yours
- 05/22/18 02:34 PM
Rich Man Poor Man Here is some shocking news – wealthy people have an easier time paying a higher notary fee compared to poor people. Wow! Whatta surprise. Pardon my obvious statement. But I do wonder why so many notaries are struggling with signing service fees – fees paid by little entities with balance sheets that are awash in red ink. Do you have a signing service in your town? Probably not, but you do have many wealthy people whose time is very valuable. Now you know the secret of collecting those higher and much easier to earn fees. Market yourself to the … (0 comments)
Notary Insults
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