Edward Goldfarb 450 Short Sale Approvals! 1722 Sales!'s (edgoldfarb) Blog

Why I Am Qualified To Be Your Voice In Congress.

Wed, 22 Jan 2014 02:41:09 -0800

I am running for the U.S. House of Representatives in 2014 against Debbie Wasserman-Schultz Florida Congressional District 23. Here is why I believe I am qualified to be YOUR voice in Congress. Losing my wonderful father at 13 cost me the role model most people have in their corner until much later in life. I was raised by a loving and nurturing single mother who always supported, and encouraged me to be the best I can be, not to mention, she did an outstanding job of filling in for dad. In the back of my mind, I always strived to make my father proud even though he was no longer physically present, I knew he was watching over me as my guardian angel and was a driving force in my life. Things may have been a little easier had he been there for his guidance too. I always set my goals high and never gave up until they were realized. Whether it was to play on the football team, the weight lifting team, or maintaining a high grade point average in college I was alway driven. When I finished primary training in Naval Flight School I was challenged again and had to compete for the very few coveted slots that would opened up for fighter pilot training. As a naval aviator, I not only gained respect for the military, but a strong military background, as both enlisted and as an officer. My navy days defined me as a man that holds honor, ethics, integrity and accountability above all else. At the age of 22, I was not only a fighter pilot, but had the additional responsibility of leading 40 enlisted personnel in the Line Division of my A-4 Skyhawk squadron aboard the USS Forrestal, an attack aircraft carrier. The duel mission of the Skyhawk was that of a fighter-bomber and a nuclear weapons delivery platform. This mission required a higher security clearance than Top Secret as I was also a nuclear weapons loading officer. As a deputy sheriff, I not only had to know civil, criminal and Constitutional law, I was often called upon to defuse and neutralize many hostile situations. During my tenure as a corporate executive, I mastered organizational skills, fiscal responsibility, implementation and administration of multi-million dollar budgets and negotiating million dollar contracts. I accomplished these job requirements while maintaining accountability for a large advertising department with 25 subordinates. Finally, as a successful business owner, for the past 25 years, I utilized all my previously finally honed skills to be one of the top Realtors in S. Florida and lead a great team that has helped over 1750 families successful buy and / or sell their homes. I now will to draw from a very broad and diversified background to achieve and deliver the goals entrusted to me by my fellow Americans who given me their faith, trust and confidence by electing me to make sure their voices are heard loud and clear in Washington. This is the same dedicated commitment I will bring with me to Congress to support those in Congress who love America as we do and want to make her powerful, respected and great again. We owe this to our children and our grandchildren. For more information: www.GoldfarbForCongress.com

Why "Experienced Short Sale" Realtors Should Process Their Own Files.

Tue, 10 Jul 2012 09:59:28 -0700

Recently on Short Sales Super Stars someone wrote a blog making a blanket statement about why Realtors should not handle short sales. I SAW RED, and here was my response. Your comments are appreciated: For the most part I would agree with you that most Realtors should not handle their own short sales, however, that is for the most part. Many Realtors are taking short sales and, quite frankly, don't know anything about them. They are dangerous to their clients and can easily lead them down the road to foreclosure. I have seen this many times. Then there are Realtors like myself. I invested the time and money and traveled across the country to earn my credentials. I have read the HAFA/HAMP manual several times and keep up with the day to day changes and so has my staff. I find almost none of the third party negotiators have taken the time to get a single certification or attended any conferences. It is at these conferences I have met some key people and have proprietary numbers that are used only as a last resort. I was one of the first to earn my CDPE designation and then became REOMac certified (now Equator), CSSA and NASSPro. I spent month researching and writing the, Foreclosure Wars White Paper, The 33 Point Streamline Short Sale Plan, The Want Us Fail, Their Fingerprints are all over the corpses, and many more. Due to my extensive short sale work I have been in newspaper stories in USA Today, Miami Herald, Palm Beach Post Times, Sun Sentinel and interviewed by NPR. I have been asked to serve as a short sale panelist on the National, regional and local levels. I often hear to clients by lawyers, and I have lawyers call me with questions. I can accurately answer 99% of questions posed and will find the answer to the 1% I don't have the answer for. As a Realtor who handles too many short sales I am in a unique position to be in control of the entire process from qualifying the client, marketing the home at the right price, qualifying the buyer and their lender, negotiating contracts that will close. If we have a problem with appraisals we are in a position of dealing directly with the lender to depute the appraisal, if the lender seeks a deficiency we know the financial situation better than the third party to mitigate the deficiency. And, most importantly the seller, the lender, the buyer's agent are dealing directly with the principle players and not a middle man. My team and I have over 400 approvals and we have never failed to get a short sale approved whether we are negotiating with the lender(s), MI companies, HOA's and condo association, service release companies, default attorney's and even on occasion directly with Freddie. I have tried a few third party companies, owned by lawyers, and two did a great job and two failed to the point I took back one file and closed the other was my only foreclosure. Another important reason we handle our own is outstanding client contact. My staff and I have meetings three and sometimes four times a week and discuss every file. My clients, buyer's agents and buyers can call me day and night and I can give them an accurate update as I don't have to call the third party and wait for an answer. My files are all in drop boxes and every file has a conversation log. I can access the drop box from anywhere in the World if the answer is not at my fingertips. Usually third parties have people with little negotiation skills or contacts at the lenders which include proprietary emails and phone numbers when a file is stalled or declined. Most third party staffs work 9-5 and don't have the driving force to not let a single client's home go into foreclosure. My past and current short sale clients include a CPA. three lawyers, five doctors, three Federal agents, two military officers, two developers, two police officers, five teachers and the list goes on. Almost all my clients get a full waiver of deficiency and those that don't are very pleased with how little we settle for with a full release of deficiency. The payback is my clients love us, feel we have saved them from financial ruin and 99% of my business comes from my clients who can recommend us with 100% confidence

GOTTA SCREAM! Short Sale Insanity! This time it's Wells Fargo and/or the investor.

Tue, 21 Feb 2012 22:54:16 -0800

Been working a short sale with Wells Fargo for TWO YEARS. We've had over five CASH offers $50,000 to $60,000 on 9 NE 9 Ct., Fort Lauderdale, Florida that were ALL TURNED DOWN! About a year ago they tried an auction company that did online auctions. I held open houses for them and made the property available for inspections by perspective bidders. We had no one come through the home and, I understand, the bids came in from $25,000 to $30,000 and the bids were also rejected by Wells Fargo. Despite all the facts and evidence all offers that I submitted which were +/- $60,000 were all countered at over $80,000 net. DOESN'T WELLS FARGO GET IT? This is all a ready, willing and able buyer is willing to pay. Here's why and what Wells Fargo doesn't get: This condo already has a $280 maintenance fee. It also has a land lease for an additional $196 per month for 58 more years for a total of $136,416. The land lease cannot be paid off. Wells Fargo keeps accepting BPO's (Broker Price Opinions) that apparently do not and will not take the land lease into consideration. They insist one comparing this condo unit to all the other that recently sold that have paid off land leases. I have stated my case many times and they don't understand that a land lease of this magnitude will reduce the value $20,000 - $30,000. Now, they have set a foreclosure sale date for 3-8-12. They MAY get $40,000 for this condo as an REO (foreclosed property). Let's look at Wells Fargo's additional losses as an REO: $60,000 (less closing cost) now or $40,000 (less closing cost) as an REO less the average cost to foreclose of $50,000 for future net loss of MINUS $10,000! Seems Wells Fargo or their investor needs a lesson in arithmetic. Property addess is: 9 NE 9 Ct., Ft. Lauderdale, FL just in case Wells Fargo wants to get real.

Wall Street Gone Wild!

Sun, 05 Feb 2012 03:43:57 -0800

Wall Street Gone Wild! Strategic Defaults? There was a fraud perpetrated on the American people by no less than Wall Street and the Federal Government. And, if you don't believe it, I have a bridge I'd like to sell you that goes from Brooklyn to Manhattan. Or, you have your head buried where the sun don't shine. Most of my clients were put in positions due to no fault of their own and homes values went up so much so fast they were afraid if they didn't buy at the "artificially" inflated prices they would not be able to buy at all. While they can make the payments why should they be the one's "caught holding the bag" when Freddie, Fannie, et al and all their CEO's, and Wall Street execs got and continues to get millions and million of dollars in bonus'? What am I missing? These traitors made millions if not a few billion in salaries and bonus' off the back of the financially destroyed American home owner, and just as catastrophic, a collapsed American economy. Let's point our fingers at the right people. The bubble burst and prices dropped 40 -60% ($10 trillion for the 130 million homes) which is so much the home owner will never be right-side-up. If anyone does the research, like I did, they would realize bad things happened and are happening to good decent people. Even today Wall Street and the government has their feet on the throat of any chance of recovery. Short sales, with few exceptions, are still insane, absurd and abusive to those of us mitigating the losses they are responsible for causing. Short Sales are slow, cumbersome without standardization. HAMP and HAFA are colossal failures. With five major servicers, three major investors, 500 other investors and four MI companies all bringing their own chaos to the short sale table. This was all caused by extreme greed and what I term economic treason, maybe economic terrorism is a better term perpetrated by the Wall Street and the Federal Government with the repeal of the Glass Steagall Act of 1933 that regulated banks and the enactment of the Gramm Leach Bililey Act in 1999 that deregulated banks by Wild Bill Clinton at the assurance of another traitor Rep. Barney Frank. Where was congress when all this was happening? They could have prevented it, but sold America out for a vote! Bottom line is there was no bottom line, lenders were forced to make loans knowing full well they would never be paid back, of course, the lender profits were astronomical, and "Isn't that special" . After all everyone should have the "right" to own a home whether they could pay for it or not. You really want to know what happened, want an fast education? Take a few moments and read my "Foreclosure Wars White Paper" I will send it to you if you email me at GoldfarbTeam@aol.com and can also VISIT MY BLOG AT: www.PoliticallyScrewedUp.com There are several great articles on this subject and you can pick 'n chose from the headlines, such as: "Their Fingerprints Are All Over the Corpse", "The Great American Ponzi Scheme", "They Want Us To Fail", "The First Domino Must Fall"...and decide what is relevant to you.

This is why I do short sales, and what it's all about...

Fri, 13 Jan 2012 15:27:16 -0800

This is what it's all about. Months ago I knocked on a door of a home owner in Pembroke Falls which is in my neighborhood. His mother and him were three weeks from the foreclosure sale. I was able generate an "arms length" offer, stop the foreclosure sale and we closed on the home January 3, 2012. My clients are moving into a condo community that required approval post closing of their home. I was also able to negotiate with the new buyers to let them stay in the home until they were approved by the condo association. This is a message he sent today after we received his condo approval. If you know anyone selling their home or anyone that must sell that is facing foreclosure please remember I am ready, willing and able to help. "Thank GOD We were approved today the movers r giving me an estimate this aft i will meet with Jacklyn Monday and get the keys so we can start moving thanSent on the Sprint® Now Network from my BlackBerry® ks 4 your help GOD knew 2 send u 2 us SHABBAT SHALOMSent on the Sprint® Now Network from my BlackBerry" MUST Read Foreclosure Wars White Paper, Learn how and why the housing market crashed and why there should be a moratorium on foreclosures: www.edwardgoldfarbrealestate.blueroof360.com/page/370195/Foreclosure/ForeclosureWarsWhitePaperSuccessfully Closing Short Sales From Homestead - West Palm Beach Meet Ed: http://www.edgoldfarbrealestate.com Short Sales 101: www.youtube.com/EdGoldfarbTeamFACTS:1, $10 trillion has been lost in the equity of 130 million homes since the bubble burst.2. $93.5 billion will be squandered in 2011 by needlessly foreclosing on 1.2 million homes3. $77,935 cost to foreclosure on the average home according to, "Mortgage News Daily"4. 1 out of 6 homes are in mortgage default. Florida is the 2nd largest foreclosure state.Edward Goldfarb, CDPE, Equator Certified, NASSPro, CSSACertified Distressed Property ExpertBlog: www.AskboutAShortSale.comWARNING: Selling/Buying With Anyone Else Maybe Hazardous To Your Wealth.Keller Williams RealtyCell: 954-605-8427 Toll Free: 800-801-8103Email: EdGoldfarb@aol.com80 Sales Year-to-Date 2011 and 1620 Career Sales275+ Short Sale ApprovedMarketing:Obeo Virtual Tours: The most professional photographs and virtual tours in the real estate industry are attached to your home's listing websiteCentralized Showing Service: a 100% reliable service so we NEVER miss a showing appointment. CSS not only makes the appointments, but tracks all showing and emails to you showing reports in real time.Realtor.com: The most important website in the real estate industry. Your home featured with a' webpage including enhanced photos, virtual tours & ad copy draw more traffic. More traffic, more showings, more offers for more money.Here is how your home looks on the MLS & World's most important real estate site Realtor.com: www.Obeo.com/697312

Bill O'Reilly Fox News blew his interview with Barney Frank. He was way to easy on Barney.

Mon, 28 Nov 2011 15:32:49 -0800

I only caught the tail end of Barney Frank interview on the Bill O'reilly show on Fox. The man (Frank) is a traitor at best and a crook at the least. He and Wild Bill (another traitor) were responsible for the collapse of the economy with the repeal of Glass Steagall when they orchestrated the Gramm Leach Bliley Act. This bill (pun intended) put the last nail in the coffin carrying the corpse of the economy. A post mortem examination will reveal in all the bloody glory the fingerprints of Wall Street all over the corpse of the murdered economy. Maybe you (Fox, et al) feel you have to be politically correct? I don't as I only have to be politically right. Sorry, Bill O'reilly I don't think anyone at Fox has the guts to call it as it is so and therefore think you are all Pinheads too. Here is just one of my many blog articles that you have been ignoring over the last three years. Blog: www.AskAboutAShortSale.com and my website is: www.AskMeAboutAShortSale.com Their fingerprints are all over the corpse. The fingerprints of Wall Street, et al can easily be found all over the corpse of the raped, bludgeoned and decapitated housing market that led to our economic collapse. The willful, thoughtful, planned and brilliantly executed rape and premeditated murder of the housing market should not go unpunished! These VERY FEW criminals that breached their fiduciary and positions of trust are directly, solely and criminally responsible for the conspiracy that defrauded the American home owners for their personal gain and the creation of their obscene wealth. While they are, without a shadow of doubt, guilty of defrauding 130 million American home owners they are still allowed to continue to rape the dead corpse. Further evidenced by post mortem examination will reveal their narcoleptic greed is today still leaving fresh semen deep inside every orifice of the mutilated corpse. The result is 50 millions Americans are now out of work, six million American families have been forced into foreclosure, millions of Americans have lost their life savings and are literally homeless. Why are they so openly and blatantly still living their grandioso, conspicuously consumptive lifestyles on the remains of those innocent families they have methodically consumed? Maybe these numbers are just too small to care about? Maybe it's not important enough that these "monogrammed cuffed" criminals continued to exercise fraud, corruption and influence over Wall Street, the banks and, more importantly the government. Why aren't they pushing for each and everyone of these criminals to be prosecuted for economic treason?

Short Sale Processing: "B+" for BOA, Wells, Chase, SunTrust, GMAC and a few others. "F" for the rest...

Sat, 26 Nov 2011 02:39:58 -0800

You may or may not agree with what I am saying. I have been struggling with short sales for going on five years (right Alex?) and have +/-300 approvals, I am still personally involved in each and every negotiation even though I have assistance, In my opinion BOA, Wells, Chase, GMAC, SunTrust and maybe one or two of the major servicers/lenders have come a long way. Yes, we still encounter glitches, but overall are doing a B+ job because there is still MUCH room for improvement so I cannot give anyone an "A" yet. It's the little "guys", i.e., Aurora, Flagstar, Nationstar, and many other small players who are difficult if not impossible to work with. And, least we forget the collections agencies, the apathetic default attorney's and HOA/Condo associations we also have to deal with that are trying very hard to kill the deals. I just want to write and thank OUT LOUD, the big guys" (see list above) for working so hard to improve the systems so our short sales move through a little more smoothly. Lastly, I give HAFA, HAMP, the media, Obama administration and our congress and "F" as they are a colossal failure and more of the problem than they are the solution.

Military active duty, retired and vets who are also Realtors. Let's start an organization...

Thu, 24 Nov 2011 04:31:05 -0800

Military active duty, retired and veterans who are Realtors. There are so many associations based on nationality, gender, etc. why not an association such as, Realtor Association of Military Veterans? We know what we are and what we stand for. We have wonderful traits such as honor, trust, integrity, dedication, commitment and accountability. If you feel the same and would like to start and organization please respond to NavyWingman@aol.com and I will start of list and we can go from there.

America can be POWERFUL again. Know our enemies!

Sun, 06 Nov 2011 01:22:22 -0800

Google Saul Alinsky, Obama's mentor, "Divide & Conquer". Folks, Obama wrote it on the wall it was in plain sight and the "masses" misread it. They do not understand what the "Change" Obama (New World Order) is about. America was founded because the Colonist wanted to escape government control and tyranny. Have we come full circle: Knowledge is POWER, Google New World Order, George Soros, Agenda 21, Bilderberg Group, Trilateral Commission, Council on Foreign Relations. The conspiracy is so wide, so big, so far reaching with many tentacles it is hard to comprehend. Yes, I know I have said this before, but I will say it until everyone who wants America back stronger than ever gets it! The "masses" must open there eyes, get their heads out of the sand and look around, They must begin to be informed and understand what the "Change" really means. The "People" can be POWERFUL!

Knowledge is POWER! America can be POWERFUL again. Know our enemies!

Sun, 06 Nov 2011 01:21:13 -0800

Collapsing the housing market was the first domino.

Fri, 04 Nov 2011 09:34:21 -0700

If you know about Saul Alinsky and believe that many Elitist including the Obama's and Clinton's are following his teachings you know that the following is accurate and true. Being a fairly high producing Realtor (averaging 80 sales annually and 300 short sale approvals) the events of the last decade have weighed heavily on heart and mind. Since the early 2000's, I have been trying to figure out why the lenders were making mortgage loans they knew could and would never be repaid. These absurd loans were referred to as Liar Loans, Stated Income Loans and NINJA Loans (No Income, No Job, No Assets). If my facts and research is correct, if lenders did not make these loans they would have been held in violation of Federal law. Today, I finally got it and put one of the largest pieces of he puzzle together. As part of the precision and brilliantly executed plan to destroy the economic system of America and establish the New World Order the collapse of the dollar has to happen. The housing market is the largest segment of the economy and they had to fail it. With the repeal of the Glass Steagall Act of 1933 and the enactment of the Gramm, Leach, Bliley Act in 1999 what would have been criminal activity by the banks was decriminalized. With the signing of the act Bill Clinton, et al set the first domino in motion to collapse the American Economic System. I am not sure where Bush was in the plan, but with the election of Obama the wrong people were put in place to affect any recovery of the economy and did just the opposite as they were, in fact, on the same economy collapsing agenda, With the election of Obama the NWO's plan exponentially moved forward to the point that the housing market's recovery is highly unlikely and the dominos are now falling in rapid succession nearing the end of the line. The members of the NWO were also counting on the electorate continuing not to seek knowledge, to remain uninformed, would be ignorant, apathetic and believe the propaganda they were being feed. Congratulations to all the elitist who read it correctly are now 1st and goal to a complete shut out with their last few dominos just now striking the remaining few in the line... And, now you know why there is no cohesive viable plan for recovery of the housing market Short Sales 101: www.youtube.com/EdGoldfarbTeamFACTS:1, $10 trillion has been lost in the equity of 130 million homes since the bubble burst.2. $93.5 billion will be squandered in 2011 by needlessly foreclosing on 1.2 million homes3. $77,935 cost to foreclosure on the average home according to, "Mortgage News Daily"4. 1 out of 6 homes are in mortgage default. Florida is the 2nd largest foreclosure state.Friends don't let friends get foreclosure. 70-85% of foreclosed home owners never listed their home. .Warm regards,Edward Goldfarb, CDPE, Equator Certified, NASSPro, CSSACertified Distressed Property ExpertMeet Edward: http://www.edgoldfarbrealestate.com/siteBlog: http://blog.AskMeAboutAShortSale.comWARNING: Selling/Buying With Anyone Else Maybe Hazardous To Your Wealth.Keller Williams RealtyCell: 954-605-8427 Toll Free: 800-801-8103Email: EdGoldfarb@aol.com80 Sales Year-to-Date 2011 and 1596 Career Sales300 Short Sale Approved

HAFA Question on 2nd lien holder. Can anyone answer this?

Thu, 03 Nov 2011 09:22:57 -0700

I was under the imprssion the the payoff for the second lien holder is 6% or $6000 whichever is less. I was told by a second lien holder that my informaion is inccorect. Last February the payoff to the second was not a straight $6000 regardless of the principal balance of the second lien. Does anyone have an answer and can send a link where the second lien payoff is officially addressed?

Out of Chaos Comes Community Organization AKA Revolution...Obama Calls It Change!

Tue, 01 Nov 2011 18:00:40 -0700

Does the name Saul Alinsky mean anything to you? It should because it does mean something to the Obamas and Clintons and many other elitist who are gaining power out of the chaos they are creating. Google Alinsky, see the thousands of pages devoted to this far left radical who uses the term "Community Organization" to replace the real intention, "Revolution". Here's a good start to understanding the purpose of creating chaos: http://www.discoverthenetworks.org/individualProfile.asp?indid=2314 Here are my 53 questions. Do you know the answers? I do!. Can you add more of your own? 1. Why isn't the media exposing the New World Order, Biliderberg Group, Trilateral Commission, Council On Foreign Relations, George Soros, et al for who and what they are and what they are all about? 2. Why aren't those politicians, celebrities, corporate moguls, royalty, et al who are members and/or attend their secret meetings exposed? Shouldn't every man, woman and child know agenda of these groups as well as they know the name Obama? 3. Why isn't Agenda 21 exposed by the media? 4. Why was this obscure young man selected and his education funded? 5. Why was Obama chosen at such an early age to become President? 6. Was he purposely groomed as a community organizer to learn the basics of creating chaos and confusion? 7. Where did the unlimited funds come from to run for the Presidency? 8. How was a person without ever having a real job qualify for Presidency? 9. Why was Obama and Michelle's anti American activities, statements and past anti American associations not only condoned, but so easily dismissed and diminished by the media without their usual witch hunting exposure? 10. Why is he permitted to continue making such absurd executive orders? 11. Why is he allowed to frivolously and unchecked spend billions of dollars? 12. Why hasn't anyone moved for impeachment 13. Why are politicians who break the law, betray trust, breach ethics, are immoral allowed to continue in office? 14. Why has Spanish been allowed to so readily, easily and exponentially invade and expand into every facet of our lives, in every phone call, every package, every medium? Why must American's learn Spanish? 15. Why are American corporations exporting our jobs to call centers around the World? 16. How has made in China become the standard of American products? 17. Why did Clinton signed the Gramm, Leach, Bliley Act deregulating the banks so the housing market would collapse creating the first domino in America's economic death spiral? 18. Why was the Glass Steagall Act repealed after it has worked so well protecting us from Wall Street greed since 1933 replaced by the Gramm Leach Bliley Act signed by Clinton in 1933? 18. Why was such a law as Gramm, Leach, Bliley passed that decriminalize previous criminal activity so now it was not longer a crime to maintain minimal reserves and to speculate with depositor money? 19. Why were the banks FORCED by the Federal government to make loans the banks, Freddie and Fannie knew would never and could never be repaid? 20. Why in five years isn't a viable solution to the housing market crisis been put in place for recovery? 21. Why are government programs sucih as HAMP and HAFA such colossal failures? 22. Why are the banks making it so difficult for credit worthy borrowers to get mortgages and loans" 23. Why is being politically correct allowed to rule over common sense and reason to the point it is contributing to the demise of America? 24. Why is the Constitution and the Bill of Rights no longer a scared living document when it was meant to be protect us not destroy us? 25. Why is the Pledge of Allegiance being downgraded and no longer a part of every school day? 26. Why is the American flag allowed to be desecrated and no longer respected? 27. Why is it to okay to not stand and place your hard over your heart at the "Star Spangled Banner"? 28. Why is in God we Trust no longer part of America? 29. Why isn't history being taught as part of our education? 30. Why is respect and discipline no longer enforced in our schools? 31. Why is failing now passing and mediocrity rewarded? 32. Why do we allow nuclear weapons to be developed by the mad men in the middle east? 33. Why is there no proof Bin Laden is dead. Why the rush to allegedly dispose of his body? 34. How many of the Seals who allegedly killed Bin Laden were killed in the helicopter crash shortly after his alleged death? 35. Why is Obama apologizing to everyone except the American people. 36. Why has unemployment increase under his reign? 37. Why has the deficit increased since he took office? 38. Why has he exponentially increased the size of government? 39. Why is he allowed to add questionable characters to his cabinet and Czardoom? 40. Why are we allowing the diminishing defense of Israel closing the door to access of the middle east.? 41. Why is our military being downgraded? 42. Why was our total dependence on foreign oil continue past the 1970's when we had our first gas crisis? 43. Why hasn't American companies allowed to use our own oil and gas while an alternate energy source is put on the front burner? 44. Why has Detroit almost ceased all automobile manufacturing. 45. Why have our ranchers and farmer been put out of business? 46. Why have are steel and aluminum plants been close down? 47. Why have our textile mills and clothes manufacturing plants closed? 48. Why are there so many regulations and controls of small business it's impossible for anyone to start one? 49. Why are the illegal aliens aided with our tax dollars and given our social security permitted to continue? 50. Why are illegal aliens rewarded for entering the U.S. illegally? Why aren't the laws enforced for them? 51. Why has the Federal workforce increased 30% since Obama has been in office which creates additionally waste of taxpayer dollars? 52. Why was Obamacare passed knowing the economy cannot afford such a horrifically costly plan? 53. Why was the stimulus plan passed and why is no one able to track were it went? What I put together would make a novel the size of, The Rise and Fall of the Roman Empire, which is now being repeated as we relive history. It all boils down to this, create chaos and conquer. Since the 50's, maybe before, when the New World Order was established, America has been on the road of language and customs division. We are no longer a "melting pot", but a hub with unconnected spokes not bound together to create a wheel. It has become so bad that in some parts of America speaking English is the second language. An acquaintance who speaks some English, married to an American, but doesn't want to become a citizen told me, "why do I have to be a citizen? I can have more if I'm not. I don't even have to learn English, but you better learn Spanish." She has a three year old daughter that she speaks only Spanish. We have made it so easy for people to not assimilate that even the real estate course and state test in Florida can be taken only in Spanish. I was trying to figure out what the media, liberal celebrities, demo crated, unions and, of course, our leader's real agenda may be. I first learned that Obama was influenced by Saul Alinky, and followed in his footsteps (google him). Alinsky may be the founder of community organization and the best way to organize a community was to disorganize it by creating confusion and chaos. How did this obscure man become so powerful, so fast? Why does he get away with his treasonous behavior. Since the 60's we have been witnessing a systematic, well executed plan to create chaos and confusion

Americans Follow the Classic Definition of Insanity!

Tue, 18 Oct 2011 02:49:13 -0700

It is incomprehensible to me that 545 members of Congress have such a horrific job of running this America that we are now in our current state of affairs. If their performance was graded there would be no grade low enough. Is there the equivalent, but opposite number to a google? There gross absurdities, gross negligence and criminal activity not only goes unpunished, they reward themselves and who is even more incomprehensible we ALLOW it and rewarded them for their treason. The real morons are the American voters, who not only don't any of the issues, but vote as if the process is a popularity contest. Consequently, they keep voting for the same traitors year after year. Seems to follow the classic definition of insanity, "doing thesame thing over and over and expecting a different result".

Why I am 100% successful in negotiating short sale approvals.

Thu, 13 Oct 2011 04:21:13 -0700

Yesterday, it occurred to me the reason for the 100% success rate (275+ short sale approvals) I am able to achieve for my short sale clients (National average is 30%) is I hold myself fully accountable for the transaction. I am in total control of their files, don't use third parties to do my job, and handle the entire transaction from pricing to listing to marketing to negotiating to short sale approval to closing to post closing details and follow up. Saving my client's from foreclosure is extremely important work because if I fail and they are foreclosed their credit is ruined for years when my success, in their behalf, will quickly return them to a credit worthy life. The only short sales that are bogged down or have been foreclosed are the very few that I have entrusted to third parties to negotiate for me. The reason is I find most are inexperienced, lack negotiation skills, don't know the programs, and are not persistent enough, My team and I are in total control of our files. We meet and go over each and every file three times a week and if needed stop the meeting to make important calls to the lender, investor, MI company, title company, buyer, seller, etc. Therefore, anytime anyone calls for an update they get one without us having to call anyone else for answers. I am positively, absolutely dedicated, and committed not to fail and I will always place my client's welfare above my own interest.

Creating American Jobs My Way...Or, Am I Nuts?

Wed, 12 Oct 2011 01:39:48 -0700

20% of what we can do will solve 80% of Americas problems. Here is my simplistic plan for bring jobs home, rebuild America and repay every cent we LOAN for the rebuilding: America has the human resources, natural resources, intellectual resource and technological resources to be totally self contained. The very little we may need can be imported or substituted. We reimplement the space program, loan corporations funds to rebuild Detroit and start manufacturing qualify automobiles, we loan money to rebuild our farms and ranches, steel, aluminum, textile mills, and everything else that is manufactured overseas that we are now importing. We stop outsourcing jobs, if we need the illegal aliens we make them legal or we send them home. We make English the official language of the United States and stop dividing America linguistically and culturally. We stop being politically correct and become politically right. No one gets in or out of school, a job or promotion unless they equally compete and are qualified. We start enforcing ALL our laws or get rid of them. We only regulate those industries essential to the public welfare such as the automotive, farming, banking, transportation, and utilities. We make the glut of government workers get real jobs. We build a strong military, to deploy when it is in America's best interest, close our boarders and let the military patrol with them. We open our oil fields, refineries, and natural gas reserves while we AGGRESSIVELY develop alternative energy. We pay what we can of the debt, but don't sacrifice the American economy for the sake of a foreign economy. We should develop a war time posture, regime and attitude until the war is won because we are in an economic war of biblical proportions and at stake is the American way of life. From high school biology I recall the definition of a parasite is an organism that lives off the host organism and in doing so destroys the host. Seems this also applies to career politicians. So, why do we vote them in term after term...after term...after term... PS. With the right programs we can also turn the housing market around with in few months, but that's another blog.

Short Sale vs Foreclosure: With Foreclosure Wars, Inc. we can fight back. Will you join the army?

Sat, 10 Sep 2011 17:02:56 -0700

There are many companies promoting for profit training, certifications and designations for the handling and processing of short sales, but not a single one with the objectives and goals of that of the proposed Foreclosure Wars, Inc. I am in process of forming Foreclosure Wars Inc. a not for profit corporation dedicated to short sale education, awareness, standardization and reform. I have checked the availability of the name as a Florida corporation and have taken the initial steps by writing the corporate goals and objectives. Please review and make any suggestion you like. I have been a Realtor for 21 years, boost 275 short sale approvals, and I am a former director of advertising and sale promotion for several major retail chain stores. My responsibilities additionally included public relations and market research. At his time, I am also seeking donations for start up capital for Foreclosure Wars, Inc. Please make your checks payable to Foreclosure Wars, Inc., and mail them to Ed Goldfarb, 2000 NW 150 Ave., Suite 2000, Pembroke Pines, FL 33028. Include your email address as all funds will be accounted for an 100% will be used toward the stated goals and objectives which can be reviewed below. Again, your suggestions and comments will be greatly appreciated. Foreclosure Wars Goals and Objectives: The education of the 70% plus of potential homeowners who will be foreclose every year because they are either unaware of a short sale, have given up or simply going to walk away. Promoting awareness of the advantages of short selling their homes over letting them be foreclosed. Bringing to the publics attention the realized savings of $77,935 per unit by not foreclosing on 1.2 million homes resulting in an annual savings $93.5 billion. Putting politicians, lawyers, judges, top management of lenders, investors and mortgage insurance companies on notice that continued apathy, negligence, incompetence and mismanagement of short sale processing will not longer be tolerated and to "clean up their acts". Implement "across the board" wide, aggressive reforms in streamlining and standardization of the processing of short sales Temporarily amend tax codes so as to reward those that comply with streamlining and standardization and heavily penalize those who do not.

This is what it is about, and it's not about the money!

Mon, 29 Aug 2011 16:57:00 -0700

This is a Zillow Review I received today from Gary O, the seller of the most difficult short sale we've worked. The morale of the story is just what Winston Churchill said, "never, never...give up". This home had a City and Fedreal deed restriction that ran with the land and the HUD that made it impossible to sell. I must have been out of my mind to take it in the first place! Regardless, not only was this a BOA short sale, but every buyer had to qualify with the City of Hollywood regarding family and income limits. We worked five offers until one buyer met the qualifications, patiently submitted the reams of paperwork, met with the city for an interview and hung around long enough to close. I have to thank my team, especially my team negotiator Deborah, Bank of America, the City of Hollywood for their patience and understanding over the two year ordeal and the Herculean efforts on everyone's part to get this file closed. Highly likely to recommendSold a home in 2011. Local knowledge: ***** Process expertise:***** Responsiveness: ***** Negotiation skills: ***** Summary: "What an incredible Realtor you are ED! I have to admit at first, I didn't think that my house could be sold. We had so much restrictions, city guideline, deeds loans clause, I mean you name it, it was on our house. We were a bit hopeless, however with g-d anything is possible! He brought Ed Goldfarb our way. After a few months Ed found us a buyer, but the buyer walked away due to complication and issues. He found yet another and another however like I said this was a very complicated deal we came close, but things fell through At one point I asked Ed would you like to give up now? his reply was: "I like a challenge!" To keep a long story short. After almost 2 years on May 22, 2011, I signed off on a contract and yes my house was sold. I am still in awe of how he did it. I am so amazed, impressed, grateful of Ed Goldfarb's help! Thanks again Ed, you are truly excellent at what you do!"

1.000,0000 Realtors can make a difference!

Sun, 28 Aug 2011 05:50:48 -0700

There is a million Realtors who think they are helpless. Guess what? If we do nothing we are. We should be pounding, protesting and making our firms and NAR listen to us and start doing their jobs. This is especially true for those of us with large branded firms who should be utilizing their resources and ad budgets for a greater good and inform the public they have alternatives and in doing so the spin off may result in forcing Washington and the lenders to clean up their acts, standardize and end abusing those of us helping them mitigate the losses they created. I feel, we are abandoned and alone in our plight as the improvement in the process over the last four years has been nonexistent. Only the lip service is better. In four years I've yet to see the NAR or any firm step up to the plate and support their agents. Our complaints regarding the mishandling of files and the absurd senarios we witness everyday fall on deaf ears, if we can even find an ear to listen at all. Why not a million Realtor March On Washington or NAR? Think of the publicity! Why aren't the major real estate firms banding together and fighting at NAR and Washington. We should be running National ad campaigns informing the public 70% of those pre foreclosure home owners who will let the banks foreclose know they have an alternative? By eliminating most foreclosures with short sales $93.5 billion a year will be saved and faster sales for more money will help deplete the inventories of distressed properties. What am I missing?

They Want America To Fail!

Tue, 23 Aug 2011 16:55:29 -0700

It wouldn't be a day without blogging and trying to make a difference regarding the insane, absurd and abusive environment we as short sale agents and others who work in the short sale arena must endure just to earn a difficult living. I was brought up to believe in a work ethic where if you did an honest day's work, for an honest day's pay and did good job you would make an honest living. That no longer applies in America. As I sit on the phone all day calling bank after bank or at the computer writing email after email or calling client after client for documents or putting together short sale packages I wonder what happened to our wonderful business? No, make that our country. Today an associate made an astute observation that prompted this blog post, "it seems like they (banks) want America to fail". I thought about her comment for about a second and concluded she's right. So, we take it and become lemmings jumping off the cliff to our own suicides and they win or we fight back and they lose. I haven't totally formulated a plan, but one is jelling in my head and your feedback would be a great help. Since NAR doesn't care, nor does our corporate headquarters (for those of us with branded companies), since the 545 mostly crooks we have elected to lead us in the legislature, and the Presidency don't care, except the Justices who are appointed and are there for life and don't count, have all sold America out for the small price of a vote why should we take it? Do we realize that an infinitesimal 545 highly questionable people are controlling over 300,000,000 American's? What am I missing? So, my initial thoughts are to form a group, let's call ourselves the Foreclosure War Army. I already have the URL. With donations and input from several hundred thousand Realtors and others that are concern we can set up a not for profit organization and force those who are suppose to lead either do their job or they're out. Perhaps we can run major ads in newspapers, magazines and television, inform the public of just how bad things are and that the banks and our elected officials are raping them/ We can give them advise and what they can do about it and how they (the enemy) are continuing to keep their foot on the throat of any chance of the housing market recovery which will lead us out of our depression. Remember, 1 out of 5 households are underwater and therefore affected or know someone that is. Am I crazy or what?

Navigating the Short Sale Maze, or How Do We Navigate From Absurdity To Abuse?

Wed, 17 Aug 2011 14:11:17 -0700

Hey, short sale specialist. Are you tired yet of spending 10 times for time, reselling the same homes 2.5 times over before a deal closes? Are you tired of resubmitting all the docs over and over? Are you tired of working a short sale for month only to find out the lender/investor already foreclosed and no one told you? Are you tired of working harder than ever and getting paid less? Are you tired of having the loans turned over to collection agencies in the middle of negotiations? Are you tired of feeling like the enemy when dealing with some negotiators? Are you tired of services losing files and having to start all over? I am not complaining, just angry about what real estate has evolved to We have an organization who we are paying to represent us. We have paid lobbyist who are in Washington who should be protecting our interest, and not those who are elected and those that are paid to run the NAR. By protecting their members they are indirectly protecting the publics interest too. This organization numbers a million members, they can do something about the abuse short sale specialist are forced to submit to and endure everyday. Can anyone shed one iota of light on anything they have done to end the servicer/investor/MI company abusive practices, put sanity into a dysfunctional system and streamline the short sale process which economically affects everyone in America. According to "Mortgage News Daily" it cost $77,935 to foreclose on a home. This year it will cost or should I say needlessly squander an additional $93.5 billion foreclosing on 1.2 million homes. We have already lost more than $10 trillion in the equity of 130 million homes. Why is nothing being done? After all It's now going on five years! I would like to hear from those of you who agree and those who do not. And, what do you think they can do that they are not to help their members and the distressed American home owner? This ineffective organization is the NAR.

Just My Crazy or Not So Crazy Thoughts, But the Downgrading of America's Credit Is the Trekkies Fault.

Mon, 08 Aug 2011 15:17:31 -0700

I may not be as smart as our President or Fox News for that matter, but If I look behind the curtain I bet I'll see puppeteers hard a work manipulating the stings forwarding their plot of destroying America. I am shocked that Fox News has and is focusing on Obama, the new Howdy Doody, and not exposing the real decision makers who are pulling the strings behind the curtain, i.e., Bilderberg Group, Council for Foreign Relations and the Trilateral Commission (google these organizations and see who their members are). I am starting the think they (Fox News) may be playing us with the "Good Guy Bad Guy" routine, after all they are the media. Can it be they are diverting us away from what their real agenda is too? Can we really trust any of the media, can Fox be a "wolf in sheep's clothing"? Okay, maybe I am getting paranoid, but if it smells like a fish, swims, looks and taste like a fish it just maybe a fish. Am I alone in my thinking? I already know the rest of the major media outlets are lying so I don't even look to them for truth except to take their reporting as just the opposite of what they say. One last item, I see for lack of someone better to point their crooked fingers at, the DSP (Democratic Socialist Party-former DNC) and other smart liberals are blaming the Tea Party for our downgraded credit rating. If anyone is smart and that is only very few of us, they realize it's the Star Trek Trekkies who are responsible for the downgrading of our credit and crash of the stock market. Let's also add the housing market collapse to the Trekkies evil ways. Seriously, what financial gain, what is their motive why would the Tea Party want to cause the downgrading of our credit? If it weren't for them our House would still be democrats hell bent on our economic collapse. It's only Wall Street and the super wealthy, hello George, who have a motive and will profit from America's economic collapse. These Oligarchist can be found in the aforementioned groups (google a list of members). Blaming the Tea Party is just another one of their diversionary tactics used to suck in the MOA's (Moron's of America) who still believe in "The Change". Just my crazy or not so crazy thoughts...Ed

I'm Two Centurions In One. First 100 (actually 225) Aircraft Carrier Landings In the Navy and NOW, 100 Short Sale Listings...SOLD!

Sat, 06 Aug 2011 04:51:37 -0700

I'm going to pat myself on the back. I've earned it the hard way. Short Sales! I just made Short Sale Centurion! 100 short sale LISTINGS sold and still have a 100% success rate (National avgas. 30%). I cannot do better than that. Of course, to sell 100 short sales require 250 lender/investor/MI company approvals because homes have to be resold 2.5 times before we can get one to the closing table. In the last 60 days, I've close three short sales that took over two-years. The key to success is persistence, knowledge and experience. It pays off the read the HAFA Manual too. We sell the homes 2.5 times over because of buyer frustration and tire of the long waits to know if they are going to be home owners and walk and/or we are getting a lot of bad pre approval letters from lazy or inexperienced mortgage loan officers who are not properly qualifying the buyers before writing pre approval letters. Most of the culprits are with the major lenders. On another note...Help! I have 70 closed and pending this year and everything I've listed I've sold! I am out of business and need your help. I handle regular sales, short sales, condos, vacant land, businesses and small commercial from West Palm to Homestead. If you know anyone selling I pay a 30% referral fee and your referral is money in the bank. Please contact me at 954-605-8427 or www.EdGoldfarbRealEstate.com (underwater home owners click on "Foreclosure Alternative". Thank you.

The first domino will topple the the entire line...

Thu, 04 Aug 2011 17:00:09 -0700

I have research, listened and read ad nauseam. As I dig in further and learn more the lump in my throat grows larger. I am truly afraid. I am not paranoid nor a doomsayer; just capable of fitting puzzle pieces together. For years the Trilateral Commission, The New World Order, The Bilderberg Group and Council on Foreign Relations have methodically plotted and built their oligarchy. Putting their puppets in positions of high power and not only mastering the art of puppeteering, but also the art of bait and switch. They are brilliant and are in total control. I have been writing for months that from 1933 with the creation of the Glass Steagall Act, which put regulations on the bankers and Wall Street, the American economy hummed along with just a few glitches, and ups and downs, but no major economic collapses especially ones of biblical proportions. That is until the repeal of Glass Steagall in 1999 by Bill Clinton's signing of the Gramm Leach Bliley Act which repealed the regulations placed on bankers and Wall Street in 1933. Without control and regulation Wall Street, business and government's very few elitist were within a few years able to lead the American and Global economy into a death spiral, create chaos and taking control. The super highway to economic anarchy, confusion and collapse was now wide open without boundaries or speed limits. The few elitist were now in a position to take over and take control of billions of people worldwide. The puzzle is in place and all they now need is to push the pieces together and glue them in place. If we do nothing we deserve what the future holds in store for us and go to our suicides like Lemmings. If we take control, which we can do in the next election, we have one last fighting chance and a good start in defeating these enemies of the World. A sweeping change in government would thwart their plans. To do this we must place patriots who cannot be bought off in every single elected governmental position. Let our new leaders enact legislation to rein in the unregulated and out of control Wall Street, make banking regulations so tight that these Banksters are so shackled they can't wiggle an inch forcing them to act truthfully, honestly, ethically and morally. De privatize the Federal Reserve and put it where it belongs under the Department of the Treasury. While their are many other wrongs that must be righted in order to bring back America this would be the first domino in the long line that must be toppled. This one simply act alone will bring the Trilateral Commission, New World Order, the Bilderberg Group and the Council of Foreign Relations to a dead stop, at least, in America, and that would be a good new beginning for the World. Then and only then can we begin to prosecute these thugs for their treasonous crimes against humanity and the World. Here are a few things to read and documentaries to watch that in just in a few hours will make you think about how we can still save of our democracy? Isn't that an incredibly small price to pay for such a great good and the restoration of democracy? 1. Too Big To Fail 2. Inside Job 3. Obama Deception (not about Obama) and google these organizations that are bold faced and mentioned in this blog. Read about their purpose, their adgenda and who their members are. You just may be surprised that there numbers are so few.

Answer to a liberal who likes the "Change".

Thu, 04 Aug 2011 09:34:59 -0700

Karen: I get very angry as those who speak without knowing the facts, condemn without doing the research, theorize with testing the theory, follow without looking and like lemmings go willingly and peacefully to their suicides. Please don't contact me anymore because I am reaching out only to those who, as I am, are for the first time afraid for America, and can see what is blatantly obvious right in front of our faces. The masses are divided culturally and linguistically. The masses do not want to take the time to study, but rather ignore what is happening. For example, I have an associate that is so uninformed she didn't even know what the Tea Party was until I explained. She had no concept of Obamacare and thought it meant she would have free health care. It was overwhelmingly apparent she had no knowledge of anything remotely related to the news and current events, but ask her why Sandra Bullock and Jessie James split up. She told me she just wanted "Change". This is not a Democrat thing, it's not a Republican thing, it is bipartisan thing and almost everyone of them are involved. YOU CAN'T SEE IT? ARE YOUR THAT EYES WIDE SHUT? I would assume from your comments I can put you in the same category as my associate. I've done the research, I've observed what is happening, I listen, I'm open and then I decide for myself instead of letting our leaders decide for me. As a former navy fighter pilot I am a methodical, practical non alarmist I am neither blind nor dumb. It is crystal clear to many citizens of the World, and only those who go forth with blind faith, ignore what has been happening and dismiss the possibility that there just may be a conspiracy dismiss us as paranoid delusionals prophesying the "End of World". THAT IS EXACTLY WHAT THEY ARE COUNTING ON, and you like the masses are falling into the trap. Only very recently did it become blatantly apparent that a thinking, rational person can no longer ignore, but just now begin to see the light and the exponential growth of The New World Order's plan which has become like a rapidly spreading Cancer on a global scale. So, maintain your blind faith and close our eyes, bury your head because you don't want to open yourself to the remotest possibility that something is going on, and yes, this could happen in America. Tell that to the 6 million Jews that Germany slaughtered that also buried their heads, closed their eyes until they would no longer open and also said, "it couldn't happen".