Russ Msrtin's (edumakated) Blog

Seriously, you have to work with Realtors.  But I figured the title would be catchy.  Over the years, I have received numerous questions from other mortgage brokers as to how to become a top producing mortgage originator.   My spam folder is filled with "proven systems" to becoming a mortgage bro...

I was going to write something on how to read Good Faith Estimates (GFEs), but an article on CNNMoney.com caught my eye.  As you know, I have been pretty critical of the mainstream media in their reporting of mortgage issues.  Mainly because they don't have a freaking clue.  This article is yet a...

Yesterday the Federal Reserve released guidance to banks on subprime mortgage lending.   Like most government initiatives, this guidance is a day late and a dollar short.  In efforts to slam the lenders, the main stream media also forgot to ask one very important point about the guidance.   Who e...