Eric Harlington's (eharlington) Blog

Mortgage and Lending - Guaranteed Rate NMLS# 2611 - 173124
There are a lot of benefits to owning your own home and in today’s market; it has never been more affordable. Not having to work with landlords, landscaping your own backyard and painting your house as you deem needed— what could be more exciting than making the jump from renter to first-time hom...
I found this article to be very interesting and thought I would throw it out tehre and see what some of your thoughts are: Last Wednesday, February 1, President Obama announced the details of a plan to help homeowners refinance their mortgages in hopes of bolstering the housing market. According ...
In this new market, real estate professionals need to rethink some of their prior customer service techniques to accommodate new trends, and restructure their marketing policies. Home prices will likely bump along the bottom before a sustained upward trend arises. The recovery we’re witnessing is...
Being connected 24/7 was supposed to make our lives easier, but it seems as though that’s not the case. Real-estate professionals, especially in this economy often feel that they didn’t get enough done in a day. Being connected in this industry often means responding to work e-mail on our smartph...
Nationwide production of new single-family homes rose 4.4 percent to a seasonally adjusted annual rate of 470,000 units in December, according to newly released figures from the U.S. Commerce Department. This marked a third consecutive increase and the fastest pace of single-family housing starts...
Freddie Mac recently released the results of a recent survey displaying mortgage rates falling to new all-time record lows for all products enclosed in the survey helping to keep homebuyer affordability high. The average for the 30-year fixed mortgage rate has been below 4.00 percent for six cons...
The Federal Reserve just suggested demanding banks to make certain that debtors can repay their mortgages before they give them a loan. This may sound clear-cut and not uncommon, but there are a few specifics that I thought were of interest. This rule is currently required by the Dodd-Frank Act, ...
Home prices this year stopped their decline and gain momentum across all markets as more and more individual markets stabilize. Though national prices will be level, the majority of markets are estimated to stabilize in 2012. Clear Capital recently reported a 2.1 percent year-over-year decrease i...
I found this article recently and thought I would share: The white paper, The U.S. Housing Market: Current Conditions and Policy Considerations, calls for increased lending to creditworthy home buyers and more loan modifications, mortgage refinancings, and short sales to reduce the rising invento...
I stumbled upon this interesting article today By Margaret Kelly and thought I would share it.  We have many reasons to be optimistic about housing. Past-due mortgages and foreclosure filings have been trending down in recent months, not to mention inventory is decreasing, interest rates are lowe...

Eric Harlington

VP of Mortgage Lending
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