mortgage: Manhattan NY Mortgage Process by PNC Peter Gostin
- 09/13/11 03:09 AM
We work with many buyers who requires Financing when they are buying Manhattan New York condos, often we try to offer them tips to ensure their application/loan approval process is smooth and stress free. One of our mortgage expert Peter Gostin has offered our buyers some tips in terms of Documentation of Assets: As everyone who hasn't been living under a rock the last four years can attest to, the mortgage process has become much more difficult than it was even before the bubble was created in 2002. Credit requirements are stricter, debt to income ratios are tighter, stated income loans … (4 comments)
mortgage: True Foreigners who want mortgages in Manhattan New York city
- 06/10/09 01:07 AM
Facts about True Foreigners who want mortgages in Manhattan New York city. We work with many foreign nationals buying Manhattan New York city Condominiums and often asked about what to buy in Manhattan and financing requirements for true foreigners. For foreigners that may need financing, the mortgage industry has been changing their guidelines and policy on almost weekly some daily basis. since September 2008 and the subprime crisis. True foreigners (who do not hold working visas) will need to follow the parameters listed below to qualify a loan in Manhattan New York city: (source: Debra D. Bedell from Preferred Empired Mortgage)
We … (1 comments)
mortgage: How to impress your Chinese Clients 2 (Buyers or Sellers)!
- 03/06/09 02:16 AM
As Chinese speaking bilingual agent, we service not only the Chinese speaking community, we also helped other foreigners nationals buying in Manhattan New York. Different culture has different ways of doing business, here is some tips to help you impress your Chinese or Asian clients. In case you missed my part one how to impress your Chinese clients here it is. Below are some more etiquettes that is good to know: Business Card Etiquette: Business cards, or 'name cards' as they are known in China, are used more frequently than in the U.S. Business cards are presented with both hands making … (6 comments)
mortgage: Foreigner Nationals Financing in Manhattan New York City Requirements
- 02/14/09 12:59 AM
Facts about True Foreigners who want mortgages in Manhattan New York city. We work with many foreign nationals buying Manhattan New York city Condominiums and often asked about what to buy in Manhattan and financing requirements for true foreigners. For foreigners that may need financing, the mortgage industry has been changing their guidelines and policy on almost weekly some daily basis. since September 2008 and the subprime crisis. True foreigners (who do not hold working visas) will need to follow the parameters listed below to qualify a loan in Manhattan New York city: (source: Debra D. Bedell from Preferred Empired Mortgage) We … (7 comments)
mortgage: New York City Manhattan Closing Cost
- 12/21/08 06:01 AM
Closing Costs This closing cost guide is designed to give you the general costs associated with the purchase or sale of a cooperative, condominium or townhouse property. Please note that these are estimates and that potential buyers and sellers should consult their real estate attorney or financial advisor for specifics. Please take note we do not represent that these are the entirety of potential costs, but are only to be used as a guide. Mortgage closing cost estimates have been furnished by our affiliate, Preferred Empire Mortgage Company. Condominiums … (2 comments)
mortgage: First Time Buyer in NYC: Steps to Purchasing a NYC Apartment
- 12/18/08 06:12 AM
Steps to Purchasing an Apartment The steps to purchasing a co-op or a condominium in Manhattan are very similar. To give you some idea of the timeframe, Let us assume that you have found the property on which you wish to place an offer and that you have spoken to a bank or mortgage broker (if financing) to determine a comfortable financing price level. Offers are made orally or through emails in New York City. When you have found the right property, a bid or offer will be placed through your agent. They will convey your offer to either the seller's agent or to the … (3 comments)
mortgage: New Development Freeze in Other parts of the country?
- 11/07/08 12:22 PM
Hi All, With the recent financial crisis, in New York City Real Estate market we have seen much slower activity as far as buyers aren't running to sign that contract as before. One shift is for sure, now the lenders are not lending money to buyers that are interested in buying New Developments unless it is 51% + in contract. With that being said, when back in the days (more like 6 + months or so ago), everyone was lining up to get into the door of the new development's sales office. Needless to say, the new development projects in New … (4 comments)
New York City Manhattan Real Estate, Bilingual Chinese Speaking Real Estate Agent specialize in Manhattan Condominium market such as Resale Condominiums, New Construction, PreConstruction condos. We work with Oversea foreign buyers, Investors. We Specialize in neighborhoods: Upper West Side, Chelsea, Midtown West, Midtown East, Greenwich Village, Soho, Union Square, Financial District in Manhattan, Williamsburg Brooklyn and Long Island City Queens.
We work with many buyers who requires Financing when they are buying Manhattan New York condos, often we try to offer them tips to ensure their application/loan approval process is smooth and stress free. One of our mortgage expert Peter Gostin has offered our buyers some tips in terms of Documentation of Assets: As everyone who hasn't been living under a rock the last four years can attest to, the mortgage process has become much more difficult than it was even before the bubble was created in 2002. Credit requirements are stricter, debt to income ratios are tighter, stated income loans … (4 comments)
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